21 Gray Terrace, Bedford MA 01730

Bedford, MA 01730
$785,000
Est. $4,874/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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3
Beds
1.5
Baths
1,281
Sq Ft
$613
Price/Sq Ft
0.36
Acres
1958
Year Built
1
Garage Space
New today
Time on Market
For Sale Open House Listed Nov 4, 2026 • MLS# 73598718 Copied! • Updated Nov 4, 2026

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Open House Schedule

08
Nov
Sunday, November 8
1:00 PM - 2:30 PM EST
06
Nov
Friday, November 6
10:30 AM - 12:00 PM EST
07
Nov
Saturday, November 7
1:00 PM - 2:30 PM EST

About this home

Nestled among mature trees on a peaceful dead-end street, this charming ranch-style home offers the perfect blend of comfort, convenience, and opportunity. Featuring 3 bedrooms and 1.5 baths, this special home welcomes you with sun-filled spaces and an inviting atmosphere designed for easy first-floor living. Step inside to a beautiful living room featuring a cozy fireplace, which flows seamlessly into the dining room. A sliding glass door opens to the rear deck, creating a wonderful connection between indoor and outdoor living. The fully equipped kitchen opens to a warm and inviting den overlooking the level backyard—an ideal space for relaxing, entertaining, or simply enjoying the view. Throughout the home, you'll find beautiful hardwood floors, generously sized windows that fill the rooms with natural light throughout the seasons, and thoughtful updates that add to its appeal. Offering the ease and convenience of one-level living, the home also features a spacious lower level with exciting potential for additional living space and future expansion. A truly special opportunity to own a home that combines classic charm, a desirable setting, and room to grow. Conveniently located near the Lexington line, with easy access to Routes 128 and 3, this rare offering is one you won't want to miss!

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Recently Sold Nearby

Price & Status History

Property Timeline

🏠
Listed for Sale
Nov 4, 2026
$785,000
Original listing
Agent: Sheena Santos Office: Barrett Sotheby's International Realty

Tax History

Year Taxes Assessment
2026 $8,459 $677,300

Financial Details

Annual Property Tax
$8,459
Tax Year 2026
Assessed Value
$677,300

Facts & Features

1 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1958
Living Area 1,281 sq ft
Lot Size 0.36 acres
Bedrooms 3
Full Baths 1
Half Baths 1
Total Rooms 7

Interior

Heating Baseboard, Natural Gas
Cooling None
Flooring Hardwood
Appliances Water Heater, Range, Dishwasher, Refrigerator, Washer, Dryer
Fireplace Living Room
Fireplaces 1
Basement Full, Garage Access
Laundry In Basement
Features None

Exterior

Construction Frame
Architecture Ranch
Roof Shingle
Features Deck, Storage
Pool None
Spa None
Fencing None
Patio/Porch Deck
Garage Spaces 1
Has Garage Yes
Features Under, Paved Drive, Off Street, Paved
Total Spaces 5
Electric Circuit Breakers, 100 Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range
Annual Tax $8,459
Assessed Value $677,300
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Seller Has Never Lived At Property. Drain And Sewer Easement.
Exclusions All Appliances Stay- Seller Makes No Warranties
Possession None
Accepted Financing None
Structure Type []
House Color Grey
Sq Ft Source Public Record
Documents None
County Middlesex

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1958
Bedrooms
3
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,281 sq ft
Total Rooms
7

Floor Layout

Interior Features

Flooring: Hardwood
Appliances: Water Heater, Range, Dishwasher, Refrigerator, Washer, Dryer
Interior Features:
Windows: Insulated Windows
Basement: Full, Garage Access
Laundry: In Basement
Security:

Construction & Materials

Style: Ranch
Year Built: 1958
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter

Utilities & Systems

Heating: Baseboard, Natural Gas
Heating Zones: 1
Cooling: None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck, Storage
Patio & Porch: Deck
Fencing:
Other Structures:
Lot Features:
Road Surface: Paved

Parking & Garage

Garage Spaces: 1
Garage Type: Attached
Total Parking Spaces: 5
Parking Features: Under, Paved Drive, Off Street, Paved

Special Features

Fireplaces: 1
Fireplace Type: Living Room
Community Amenities: Public Transportation, Shopping

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

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After down payment
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $705
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

21 Gray Terrace, Bedford MA 01730

Bedford, MA 01730

Listing Information

Listing Agent Sheena Santos
Listing Office Barrett Sotheby's International Realty
Office Phone 781-862-1700
Agent MLS ID B8001038
Office MLS ID AN3160
Listing Data Updated Nov 4, 2026 12:47 PM EST
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steve Novak Real Estate
Steve Novak Real Estate
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