22 Centre St # 3, Cambridge MA 02139

Cambridge, MA 02139
$1,249,000
Est. $7,826/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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3
Beds
2
Baths
1,287
Sq Ft
$970
Price/Sq Ft
1920
Year Built
1
Parking
New today
Time on Market
For Sale Open House Listed Oct 15, 2026 • MLS# 73591251 Copied! • Updated Oct 15, 2026

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Open House Schedule

17
Oct
Saturday, October 17
11:30 AM - 1:00 PM EDT
18
Oct
Sunday, October 18
12:00 PM - 1:00 PM EDT

About this home

Set in a boutique nine-unit building on a picturesque, tree-lined street between Harvard and Central Squares, this sun-filled three-bedroom, two-full-bath residence offers the space and versatility that are increasingly hard to find in Cambridge. Newly refreshed, the home features refinished hardwood floors throughout, freshly painted interiors, and thoughtful updates to the kitchen and full baths, including a brand-new Kohler bathtub. At the heart of the home, a spacious cherry-cabinet kitchen offers a center island, gas cooking, and generous storage, while a charming sunroom provides additional space to work or unwind. In-unit laundry, designated parking, and private basement storage complete the package. Walk to Harvard or Central Square in minutes, with Mass Ave restaurants, cafés, shops, parks, and the Red Line all close by. Enjoy exceptional Cambridge convenience with the rare benefit of parking right at home.

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Recently Sold Nearby

Price & Status History

Property Timeline

🏠
Listed for Sale
Oct 15, 2026
$1,249,000
Original listing
Agent: Gabrielle Russo Office: Coldwell Banker Realty - Boston

Tax History

Year Taxes Assessment
2026 $7,406 $1,110,400

Financial Details

Annual Property Tax
$7,406
Tax Year 2026
HOA Fee
$694
Monthly
Assessed Value
$1,110,400

Facts & Features

Home Facts

Type Residential
Style Condominium
Year Built 1920
Living Area 1,287 sq ft
Stories 1
Bedrooms 3
Full Baths 2
Total Rooms 5

Interior

Heating Steam, Oil, Common
Cooling Window Unit(s)
Flooring Hardwood, Flooring - Hardwood
Appliances Range, Dishwasher, Microwave, Refrigerator, Freezer, Washer, Dryer
Fireplace None
Basement Y
Laundry Main Level, First Floor, In Unit, Electric Dryer Hookup
Features Bonus Room

Exterior

Construction Conventional (2x4-2x6), See Remarks
Architecture None
Roof Rubber
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Has Garage Yes
Features Assigned, Exclusive Parking
Total Spaces 1
Electric 100 Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range, For Electric Dryer
Annual Tax $7,406
Assessed Value $1,110,400

HOA & Community

HOA Fee $694 Monthly
Fee Includes Heat, Water, Sewer, Insurance, Maintenance Structure, Maintenance Grounds, Snow Removal, Trash, Reserve Funds
Amenities Hot Water
Optional Fee Includes None
Pets Yes
Lead Paint None
Seller Disclosures No Current A/c System; Window A/c Units May Be Installed. Taxes Shown Do Not Reflect The Residential Exemption.
Possession None
Accepted Financing None
Structure Type ["Mid-Rise"]
Unit/Building 3
Sq Ft Source Public Record
Sq Ft Disclosures Property is currently assessed as a 2-bedroom but offers a true functional 3-bedroom layout.
Documents Master Deed, Unit Deed, Rules & Regs, Floor Plans, Association Financial Statements (5)
County Middlesex

Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
1920
Bedrooms
3
Full Bathrooms
2
Living Area
1,287 sq ft
Total Rooms
5
Stories
1
Entry Level
1
Main Level Bedrooms
2

Floor Layout

Interior Features

Flooring: Hardwood, Flooring - Hardwood
Appliances: Range, Dishwasher, Microwave, Refrigerator, Freezer, Washer, Dryer
Interior Features: Bonus Room
Windows: Insulated Windows
Basement: Y
Laundry: Main Level, First Floor, In Unit, Electric Dryer Hookup
Security: Intercom

Construction & Materials

Year Built: 1920
Effective Year (Renovated): 2007
Structure Type: Mid-Rise
Exterior Materials: Conventional (2x4-2x6), See Remarks
Roof: Rubber
Foundation:
Stories: 1

Utilities & Systems

Heating: Steam, Oil, Common
Cooling: Window Unit(s)
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 1
Parking Features: Assigned, Exclusive Parking

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
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Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $617
Homeowners Insurance $200
HOA Fee $694/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

22 Centre St # 3, Cambridge MA 02139

Cambridge, MA 02139

Listing Information

Listing Agent Gabrielle Russo
Listing Office Coldwell Banker Realty - Boston
Office Phone 617-266-4430
Agent MLS ID CN235046
Office MLS ID AN6192
Listing Data Updated Oct 15, 2026 2:50 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steve Novak Real Estate
Steve Novak Real Estate
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