FeaturesYes
22 Railroad St. # 514, Andover MA 01810
Andover, MA 01810
$499,900
Est. $3,537/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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Open House Schedule
15
Nov
Sunday, November 15
11:00 AM - 1:00 PM EST
About this home
Enjoy elevated living in this bright and inviting penthouse, ideally situated in an elevator building with a spacious private balcony and beautiful views of quintessential downtown Andover from every room! This thoughtfully appointed two-bedroom, two-full-bath home offers the perfect blend of comfort, style, and convenience. The updated white kitchen features stainless steel appliances and a fresh, timeless feel, while hardwood floors add warmth throughout. Additional highlights include newer sliding doors, furnace, in-unit laundry, and a 3 stage water purification system. Step outside onto the large balcony and take in the charming downtown views. Commuters will love the unbeatable location next to the train station, with easy access to shopping, restaurants, schools, and all that downtown Andover has to offer. Complete with two deeded parking spaces and a private storage unit, this is an opportunity to enjoy low-maintenance living in one of Andover's most convenient locations!
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Recently Sold Nearby
Price & Status History
Property Timeline
Listed for Sale
Nov 11, 2026
$499,900
Original listing
Agent: Windward & Main Realty Group
Office: William Raveis R.E. & Home Services
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 11/11/2026 | 🏠 Listed for Sale | $499,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $4,446 | $361,200 |
Financial Details
Annual Property Tax
$4,446
Tax Year 2026
HOA Fee
$438
Monthly
Assessed Value
$361,200
Facts & Features
Central AC
Home Facts
Type
Residential
Style
Condominium
Year Built
1987
Living Area
1,011 sq ft
Stories
1
Bedrooms
2
Full Baths
2
Total Rooms
4
Interior
Heating
Natural Gas
Cooling
Central Air
Flooring
None
Appliances
Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace
None
Basement
N
Laundry
In Unit
Features
None
Exterior
Construction
None
Architecture
None
Roof
None
Features
Covered Patio/deck
Pool
None
Spa
None
Fencing
None
Patio/Porch
Covered
Parking
Features
Deeded
Total Spaces
2
Utilities
Electric
100 Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$4,446
Assessed Value
$361,200
HOA & Community
HOA Fee
$438 Monthly
Fee Includes
Water, Sewer, Insurance, Maintenance Grounds, Snow Removal, Trash
Amenities
Hot Water, Elevator(s), Fitness Center
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Storage Unit #22. Parking Spots #134 And #81. Seller Has Never Lived In Property.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
["Garden"]
Unit/Building
514
Sq Ft Source
Public Record
Documents
None
County
Essex
Total market time (incl. prior listings)
1 days
Property Overview
Property Type
Condominium
Listing Type
For Sale
Year Built
1987
Bedrooms
2
Full Bathrooms
2
Living Area
1,011 sq ft
Total Rooms
4
Stories
1
Entry Level
5
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,011 sq ft above grade
Display Options
Outdoor Areas
Patio & porchCovered
Room Markers
BABathroom (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Basement:
N
Laundry:
In Unit
Security:
Construction & Materials
Year Built:
1987
Structure Type:
Garden
Exterior Materials:
Roof:
Foundation:
Stories:
1
Utilities & Systems
Heating:
Natural Gas
Heating Zones:
1
Cooling:
Central Air
Cooling Zones:
1
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Covered Patio/Deck
Patio & Porch:
Covered
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Total Parking Spaces:
2
Parking Features:
Deeded
Nearby Schools
School District
Andover School District local
A+
School Safety
2024-25
0.4%
Low
0.4%
Suspensions
0.1%
In-School
5.1% below state avg
Elementary Schools
3 schools
Saint Augustine School
0.3 mi
Grades PK-08
Shawsheen School
1.5 mi
104 students
Diverse
Diverse Student Body
Grades PK
A
West Elementary School
1.5 mi
|
#134 of 825
|
Score: 57.5
Improved 143 spots from last year
-0.7 below state avg
594 students
Diverse
Rising School
Strong Attendance
Grades K-05
Middle Schools
3 schools
A
Andover West Middle School
0.3 mi
|
#52 of 352
|
Score: 56.4
Dropped 36 spots from last year
-1.8 below state avg
478 students
Diverse
Strong Attendance
Grades 06-08
A
Doherty Middle School
0.6 mi
|
#42 of 352
|
Score: 58.4
Improved 12 spots from last year
+0.2 above state avg
484 students
Moderate
Strong Attendance
Grades 06-08
C-
Frost Middle School
2.1 mi
|
#304 of 352
|
Score: 31.3
Improved 21 spots from last year
-26.9 below state avg
474 students
Less Diverse
Rising School
Grades 05-08
High Schools
3 schools
A+
Andover High School
0.5 mi
|
#24 of 346
|
Score: 72.9
Improved 10 spots from last year
+14.7 above state avg
1,578 students
Diverse
20 sports
• 2,968 athletes
Strong AP Program
High Graduation Rate
College Ready Curriculum
Strong Athletics
Grades 09-12
Phillips Academy
0.9 mi
Grades 09-12
C
Lawrence High School
2.2 mi
|
#270 of 346
|
Score: 45.3
Improved 37 spots from last year
-12.9 below state avg
3,280 students
Less Diverse
13 sports
• 1,440 athletes
Early College Program
Rising School
Career Tech Programs
College Ready Curriculum
Grades 09-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$371
Homeowners Insurance
$200
HOA Fee
$438/mo
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
22 Railroad St. # 514, Andover MA 01810
Andover, MA 01810
Listing Information
Listing Agent
Windward & Main Realty Group
Listing Office
William Raveis R.E. & Home Services
Office Phone
978-475-5100
Agent MLS ID
TM336657
Office MLS ID
AN0949
Listing Data Updated
Nov 12, 2026 3:30 AM EST
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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