LevelFirst
23 Gilman Terrace # 1, Somerville MA 02145
Somerville, MA 02145
$549,000
Est. $3,734/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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Open House Schedule
17
Oct
Saturday, October 17
1:30 PM - 2:30 PM EDT
18
Oct
Sunday, October 18
1:30 PM - 2:30 PM EDT
About this home
Lovely first floor two bedroom condominium unit in a cozy two family home. Located at the top of Gilman Terrace, an adorable cul-de-sac in the Winter Hill neighborhood of Somerville. It’s ideally located just steps from the Gilman Square Green Line T Station and popular Sarma Restaurant, as well as Somerville High School, the Public Library, and the Community Bike Path. Union Square is less than a mile away. The first floor unit sports an updated eat-in kitchen with oak cabinets, laminate countertops, wood flooring, a stainless steel range, and a built-in stainless steel microwave oven. The unit features a spacious living room providing plenty of room for entertaining and dining, two bedrooms, and a full tiled bathroom with a double sink vanity off the hallway. Street parking is quite easy being on a cul-de-sac, however, there is tandem parking (with the upstairs unit) available in the driveway. Lastly, there is plenty of storage in the basement as well as private laundry
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Recently Sold Nearby
Price & Status History
Property Timeline
Listed for Sale
Oct 14, 2026
$549,000
Original listing
Agent: The Shorey Realty Group
Office: Real Broker MA, LLC
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/14/2026 | 🏠 Listed for Sale | $549,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $5,418 | $493,400 |
Financial Details
Annual Property Tax
$5,418
Tax Year 2026
HOA Fee
$306
Monthly
Assessed Value
$493,400
Facts & Features
Home Facts
Type
Residential
Style
Condominium
Year Built
1920
Living Area
955 sq ft
Stories
1
Bedrooms
2
Full Baths
1
Total Rooms
4
Interior
Heating
Forced Air, Natural Gas
Cooling
None
Flooring
Tile, Hardwood
Appliances
Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Fireplace
None
Basement
Y
Laundry
In Basement, In Building, Electric Dryer Hookup
Features
None
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
Porch, Patio
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch, Patio
Parking
Features
Off Street, Tandem
Total Spaces
1
Utilities
Electric
Circuit Breakers, 100 Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range, For Electric Dryer
Financial
Annual Tax
$5,418
Assessed Value
$493,400
HOA & Community
HOA Fee
$306 Monthly
Fee Includes
Water, Sewer, Insurance, Maintenance Structure
Amenities
None
Optional Fee Includes
None
Owner-Occupied Units
1
Down Payment Resource
Eligible
Pets
Yes
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
Contract
Structure Type
["2/3 Family"]
Unit/Building
1
Sq Ft Source
Public Record
Documents
Master Deed, Unit Deed, Association Financial Statements (3)
County
Middlesex
Total market time (incl. prior listings)
1 days
Property Overview
Property Type
Condominium
Listing Type
For Sale
Year Built
1920
Bedrooms
2
Full Bathrooms
1
Living Area
955 sq ft
Total Rooms
4
Stories
1
Entry Level
1
Floor Layout
Interactive room guide
Floor Layout
Finished Area
955 sq ft above grade
LevelFirst
LevelFirst
LevelFirst
LevelFirst
Display Options
Outdoor Areas
Patio & porchPorch, Patio
Room Markers
KKitchen (1)
BRBedroom (2)
BABathroom (1)
LLiving (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Tile, Hardwood
Appliances:
Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Insulated Windows
Basement:
Y
Laundry:
In Basement, In Building, Electric Dryer Hookup
Security:
Construction & Materials
Year Built:
1920
Effective Year (Renovated):
2001
Structure Type:
2/3 Family
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Stories:
1
Utilities & Systems
Heating:
Forced Air, Natural Gas
Heating Zones:
1
Cooling:
None
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Porch, Patio
Patio & Porch:
Porch, Patio
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Total Parking Spaces:
1
Parking Features:
Off Street, Tandem
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$452
Homeowners Insurance
$200
HOA Fee
$306/mo
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
23 Gilman Terrace # 1, Somerville MA 02145
Somerville, MA 02145
Listing Information
Listing Agent
The Shorey Realty Group
Listing Office
Real Broker MA, LLC
Office Phone
855-450-0442
Agent MLS ID
TM331899
Office MLS ID
AN4866
Listing Data Updated
Oct 15, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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