FeaturesNo
3 Fletcher St, Ayer MA 01432
Ayer, MA 01432
$489,000
Est. $3,101/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
Adjust the payment calculatorTrack this home for price, status, and open-house alerts.
Open House Schedule
25
Oct
Sunday, October 25
10:00 AM - 12:00 PM EDT
About this home
Village Colonial full of New England charm and possibilities, is on the market for the first time since it was built in the 1890. Set along a quiet residential street just around the corner from Ayer’s town park, this home has been owned and occupied by the same Ayer family for seven generations. The open concept dining room/living room, with optional first-floor master bedroom with closet and convenient 3/4 bathroom steps away and staircase of this home have been fully and lovingly built in true craftsman’s skill, outfitted with gorgeous glowing oak floors, trim, and simply stunning built-ins. The home boasts a large eat-in kitchen off a glassed-in sunporch. Upstairs are two additional bedrooms, large full bathroom, and a bonus room that could serve as overflow guest accommodation or a home office. Three walk-in closets upstairs and large 2nd floor attic space offers enormous storage potential. And if that wasn’t enough—an attached creative arts studio or home office with private entry, 3/4 bath, kitchenette, and closet offers homeowners a host of opportunities. Outside is a cute fenced-in yard, and a large shed with a loft provides even more exterior storage. Rich in character and vintage charm, this quality home presents plenty of opportunity for you to give it your own personal stamp and make it truly your own. Open House Sunday, 10/25, from 10 AM–12 PM.
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Recently Sold Nearby
Price & Status History
Property Timeline
Listed for Sale
Oct 21, 2026
$489,000
Original listing
Agent: Blood Team
Office: Keller Williams Realty - Merrimack
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/21/2026 | 🏠 Listed for Sale | $489,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $5,138 | $429,600 |
Financial Details
Annual Property Tax
$5,138
Tax Year 2025
Assessed Value
$429,600
Facts & Features
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1890
Living Area
2,155 sq ft
Lot Size
0.10 acres
Bedrooms
4
Full Baths
3
Total Rooms
8
Interior
Heating
Steam, Natural Gas
Cooling
None
Flooring
Vinyl, Hardwood, Pine
Appliances
Gas Water Heater, Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace
None
Basement
Full, Interior Entry, Bulkhead, Dirt Floor
Laundry
Gas Dryer Hookup, Washer Hookup
Features
None
Exterior
Construction
Frame
Architecture
Colonial
Roof
Shingle
Features
Porch - Enclosed, Storage, Fenced Yard
Pool
None
Spa
None
Fencing
Fenced/enclosed, Fenced
Patio/Porch
Porch - Enclosed
Parking
Features
Paved Drive, Shared Driveway, Off Street, Deeded, Paved
Total Spaces
2
Utilities
Electric
Circuit Breakers, 100 Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range, For Gas Dryer, Washer Hookup
Financial
Annual Tax
$5,138
Assessed Value
$429,600
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Tan
Sq Ft Source
Measured
Documents
None
County
Middlesex
Total market time (incl. prior listings)
1 days
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1890
Bedrooms
4
Full Bathrooms
3
Living Area
2,155 sq ft
Total Rooms
8
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,155 sq ft above grade
Display Options
Outdoor Areas
Patio & porchPorch - Enclosed
Room Markers
BABathroom (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Vinyl, Hardwood, Pine
Appliances:
Gas Water Heater, Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Basement:
Full, Interior Entry, Bulkhead, Dirt Floor
Laundry:
Gas Dryer Hookup, Washer Hookup
Security:
Construction & Materials
Style:
Colonial
Year Built:
1890
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Stone, Brick/Mortar
Utilities & Systems
Heating:
Steam, Natural Gas
Heating Zones:
2
Cooling:
None
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Porch - Enclosed, Storage, Fenced Yard
Patio & Porch:
Porch - Enclosed
Fencing:
Fenced/Enclosed, Fenced
Other Structures:
Lot Features:
Easements, Level
Road Surface:
Parking & Garage
Total Parking Spaces:
2
Parking Features:
Paved Drive, Shared Driveway, Off Street, Deeded, Paved
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$428
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
3 Fletcher St, Ayer MA 01432
Ayer, MA 01432
Listing Information
Listing Agent
Blood Team
Listing Office
Keller Williams Realty - Merrimack
Office Phone
978-433-8800
Agent MLS ID
TM307818
Office MLS ID
AN5176
Listing Data Updated
Oct 22, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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