31-37 Monarch St, Lowell MA 01854

Lowell, MA 01854
$639,900
Est. $3,916/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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5
Beds
2
Baths
1,776
Sq Ft
$360
Price/Sq Ft
0.24
Acres
1965
Year Built
4
Parking
New today
Time on Market
For Sale Open House Listed Oct 14, 2026 • MLS# 73590573 Copied! • Updated Oct 15, 2026

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Open House Schedule

18
Oct
Sunday, October 18
12:00 PM - 1:30 PM EDT
17
Oct
Saturday, October 17
11:30 AM - 1:00 PM EDT

About this home

Exciting opportunity to own this fully renovated side-by-side duplex in the desirable Pawtucketville neighborhood, situated on a quiet street along the Dracut line. Ideal for owner-occupants or investors—live in one unit while collecting rental income from the other. Both units have been completely remodeled with new hardwood floors, updated kitchens featuring new cabinetry, granite countertops, and stainless steel appliances, plus fully renovated bathrooms. Each unit offers an open floor plan, a spacious eat-in kitchen with abundant cabinetry, and a generously sized living area. Unit one to be delivered vacant – 3 bedrooms, 1 full bath. Unit 2 currently rented at $2,000/month – 2 bedrooms, 1 full bath. Additional highlights include separate fenced backyards and private a driveway for each unit. All utilities are separate except for water. A turnkey duplex with strong income potential in a peaceful residential setting. Open House: Saturday 11:30 - 1:00 and Sunday 12:00 - 1:30

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Recently Sold Nearby

Price & Status History

Property Timeline

🏠
Listed for Sale
Oct 14, 2026
$639,900
Original listing
Agent: Candor Investment Group Office: eXp Realty LLC

Tax History

Year Taxes Assessment
2026 $5,761 $507,600

Financial Details

Annual Property Tax
$5,761
Tax Year 2026
Assessed Value
$507,600

Facts & Features

Home Facts

Type Residential Income
Style 2 Family - 2 Units Side by Side
Year Built 1965
Living Area 1,776 sq ft
Lot Size 0.24 acres
Stories 2
Bedrooms 5
Full Baths 2
Total Rooms 9

Investment Metrics

Units 2
Unit 1 Rent — · N
Unit 2 Rent $2,000/mo · Y
Total Monthly Rent $2,000/mo
Heating None
Cooling None
Flooring Vinyl
Appliances Range, Refrigerator
Fireplace None
Basement None
Laundry Washer Hookup
Features Living Room, Kitchen
Construction Frame
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch Porch
Features Off Street
Total Spaces 4
Electric Individually Metered
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range, For Electric Range, Washer Hookup

Financial

Annual Tax $5,761
Assessed Value $507,600
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Lead Paint Unknown
Seller Disclosures Buyer/buyer Agent To Do Own Due Diligence. Seller Is Owner.
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Documents None
County Middlesex
Total market time (incl. prior listings) 1 days

Property Overview

Property Type
2 Family - 2 Units Side by Side
Listing Type
For Sale
Year Built
1965
Bedrooms
5
Full Bathrooms
2
Living Area
1,776 sq ft
Total Rooms
9
Stories
2
Levels
2

Floor Layout

Interior Features

Flooring: Vinyl
Appliances: Range, Refrigerator
Interior Features: Living Room, Kitchen
Windows:
Basement:
Laundry: Washer Hookup
Security:

Construction & Materials

Year Built: 1965
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Slab
Stories: 2

Utilities & Systems

Heating:
Cooling:
Hot Water: Natural Gas
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Porch
Fencing:
Other Structures:
Lot Features: Corner Lot
Road Surface:

Parking & Garage

Total Parking Spaces: 4
Parking Features: Off Street

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

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Loan Amount
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $480
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

31-37 Monarch St, Lowell MA 01854

Lowell, MA 01854

Listing Information

Listing Agent Candor Investment Group
Listing Office eXp Realty LLC
Office Phone 888-854-7493
Agent MLS ID TM361776
Office MLS ID AN9457
Listing Data Updated Oct 15, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steve Novak Real Estate
Steve Novak Real Estate
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