31 Garfield, Lawrence MA 01843
Lawrence, MA 01843
$499,900
Est. $3,192/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Attention Contractors/ investors ready to take advantage of this amazing opportunity to convert this promising property into a beautiful two-family home. Located at 31 Garfield Street, recently subdivided from the original dual-building parcel (formerly Buildings 31 & 33). Built in 2010 and well maintained, the structure is in very good shape, and strong “bones.” Zoning Board approval already secured for redevelopment into a two-family dwelling — plus a spacious garage with potential for expansion. Imagine two residential units plus a large garage suitable for a home-shop or protected tandem parking for two cars. Off-street parking is abundant. For contractors, owner-occupants, or those looking to add value, this is a rare opportunity. With the right vision this unit offers remarkable upside. Reach out to schedule a walkthrough and explore the possibilities for this value add gem.
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Recently Sold Nearby
Price & Status History
Property Timeline
Listed for Sale
Oct 13, 2026
$499,900
Original listing
Agent: Jose Frias
Office: Realty ONE Group Nest
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/13/2026 | 🏠 Listed for Sale | $499,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $5,571 | — |
Financial Details
Annual Property Tax
$5,571
Tax Year 2025
Facts & Features
Home Facts
Type
Commercial Sale
Year Built
2010
Lot Size
0.15 acres
Interior
Heating
None
Cooling
None
Flooring
None
Appliances
None
Fireplace
None
Basement
None
Laundry
None
Features
None
Exterior
Construction
None
Architecture
None
Roof
Asphalt/composition Shingles, Shingle
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Features
None
Utilities
Electric
None
Water
None
Sewer
None
Gas
None
Other
Public Water, Public Sewer
Financial
Annual Tax
$5,571
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Seller Disclosures
Subdivided From Unit 33. Zoning Approved To Convert Into 2 Family Home. Expansion Potential With 16+ Feet High Garage Possible In-law. Buyer Responsible For Conversion, Building Permits And Occupancy Permits. Number Of Rooms Is Estimated. Unit 1 Room Count Is Based On Proposed Build Out.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Documents
None
County
Essex
Property Overview
Listing Type
For Sale
Year Built
2010
Floor Layout
Interior Features
Flooring:
Appliances:
Interior Features:
Windows:
Basement:
Laundry:
Security:
Construction & Materials
Year Built:
2010
Structure Type:
Exterior Materials:
Roof:
Asphalt/Composition Shingles, Shingle
Foundation:
Utilities & Systems
Heating:
Cooling:
Hot Water:
Water Source:
Sewer:
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Parking Features:
Nearby Schools
School District
Lawrence School District local
D
Where Graduates Go
Class of 2021
36%
attend college
14%
4-Year
23%
2-Year
3%
Out of State
2%
Working
School Safety
2024-25
2.2%
Average
2.2%
Suspensions
1.1%
In-School
3.3% below state avg
Elementary Schools
10 schools
Lawrence Catholic Academy
0.4 mi
Grades PK-08
CLASS, Inc.
0.5 mi
Grades K-12
C+
Emily G Wetherbee School
0.5 mi
|
#236 of 352
|
Score: 37.4
Improved 65 spots from last year
-20.8 below state avg
468 students
Less Diverse
Rising School
Strong Attendance
Grades K-08
B+
Community Day Charter Public School
1.3 mi
|
#126 of 352
|
Score: 47.1
Dropped 13 spots from last year
-11.2 below state avg
1,198 students
Less Diverse
Strong Attendance
Grades PK-08
F
School for Exceptional Studies
1.3 mi
|
#344 of 346
|
Score: 16.3
Improved 39 spots from last year
-41.9 below state avg
114 students
Less Diverse
Rising School
Grades PK-12
C
Lawrence Family Development Charter School
1.4 mi
|
#255 of 352
|
Score: 35.9
Dropped 54 spots from last year
-22.3 below state avg
920 students
Less Diverse
Strong Attendance
Grades PK-08
John Breen School
0.5 mi
240 students
Less Diverse
Grades PK-K
C
South Lawrence East Elementary School
0.5 mi
|
#625 of 825
|
Score: 39.6
Improved 15 spots from last year
-18.6 below state avg
498 students
Less Diverse
Grades 01-05
C
Robert Frost School
0.8 mi
|
#608 of 825
|
Score: 40.4
Dropped 39 spots from last year
-17.8 below state avg
584 students
Less Diverse
Grades K-04
James F Hennessey School
1.1 mi
290 students
Less Diverse
Grades PK-02
Middle Schools
9 schools
B+
Spark Academy
0.5 mi
|
#6 of 16
|
Score: 36.3
Improved 270 spots from last year
-21.9 below state avg
570 students
Less Diverse
Rising School
Grades 05-08
C-
Frost Middle School
0.8 mi
|
#304 of 352
|
Score: 31.3
Improved 21 spots from last year
-26.9 below state avg
474 students
Less Diverse
Rising School
Grades 05-08
Esperanza Academy
1.1 mi
Grades 05-06
C-
Guilmette Middle School
1.1 mi
|
#299 of 352
|
Score: 31.8
Dropped 17 spots from last year
-26.5 below state avg
451 students
Less Diverse
Grades 05-08
Blessed Stephen Bellesini O.S.A. Academy
1.3 mi
Grades 05-08
F
Oliver Middle School
1.3 mi
|
#346 of 352
|
Score: 24.3
Dropped 28 spots from last year
-33.9 below state avg
466 students
Less Diverse
Grades 05-08
D
Alexander B Bruce School
1.4 mi
|
#330 of 352
|
Score: 28.1
Dropped 6 spots from last year
-30.1 below state avg
431 students
Less Diverse
Grades 03-08
C-
Arlington Middle School
1.9 mi
|
#313 of 352
|
Score: 30.5
Improved 36 spots from last year
-27.7 below state avg
509 students
Less Diverse
Rising School
Grades 05-08
C-
Parthum Middle School
1.9 mi
|
#290 of 352
|
Score: 32.4
Dropped 12 spots from last year
-25.8 below state avg
572 students
Less Diverse
Grades 05-08
High Schools
5 schools
B-
RISE Academy
1.2 mi
|
#223 of 346
|
Score: 66.7
Same rank as last year
105 students
Less Diverse
College Ready Curriculum
Grades 06-12
C
Lawrence High School
0.4 mi
|
#270 of 346
|
Score: 45.3
Improved 37 spots from last year
-12.9 below state avg
3,280 students
Less Diverse
13 sports
• 1,440 athletes
Early College Program
Rising School
Career Tech Programs
College Ready Curriculum
Grades 09-12
B
High School Learning Center
0.5 mi
|
#172 of 346
|
Score: 71.1
Same rank as last year
158 students
Less Diverse
Career Tech Programs
College Ready Curriculum
Grades 09-12
B
Phoenix Academy Public Charter High School, Lawrence
1.1 mi
|
#182 of 346
|
Score: 69.9
Same rank as last year
133 students
Moderate
Career Tech Programs
College Ready Curriculum
Grades 09-12
Central Catholic High School
1.5 mi
21 sports
• 2,718 athletes
Strong Athletics
Grades 09-12
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Monthly Payment Calculator
Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$464
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
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Current Rate
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+0.5% Rate
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Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
31 Garfield, Lawrence MA 01843
Lawrence, MA 01843
Listing Information
Listing Agent
Jose Frias
Listing Office
Realty ONE Group Nest
Office Phone
978-655-1385
Agent MLS ID
CN207589
Office MLS ID
AN7014
Listing Data Updated
Oct 13, 2026 1:30 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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