32 Neptune Street, Beverly MA 01915

Beverly, MA 01915 • Beverly Cove
$1,299,000
Est. $7,675/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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3
Beds
2
Baths
2,144
Sq Ft
$606
Price/Sq Ft
0.46
Acres
1960
Year Built
2
Garage Spaces
New today
Time on Market
For Sale Open House Listed Oct 15, 2026 • MLS# 73591288 Copied! • Updated Oct 15, 2026

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Open House Schedule

18
Oct
Sunday, October 18
11:00 AM - 1:00 PM EDT
17
Oct
Saturday, October 17
11:00 AM - 1:00 PM EDT

About this home

Sprawling seaside ranch with an attached 2 car garage nestled on a beautiful lot in the heart of Beverly Cove. Enjoy Deeded Beach Rights to Brackenbury/Patch Beach at the end of the neighborhood path as part of the Pickman Association. This property has been lovingly maintained and features a sunny screened front porch, a fireplaced living room with hardwood floors, a large kitchen with a dining area, and a family room addition with a wood stove and double sliders leading to the 3 tiered deck. There are 3 generously sized bedrooms and a full bathroom. The finished, heated lower level offers a second fireplace and a full bathroom with a separate workshop and additional storage space. Updates include the heating system, hot water heater, bulkhead, electric garage door, and stainless chimney liner. Lovely backyard offering privacy. Neptune Street is a highly desired coastal neighborhood just steps to Beverly's Gold Coast, Lynch Park and the cultural downtown. This home offers the ease of one-level living.

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Price & Status History

Property Timeline

🏠
Listed for Sale
Oct 15, 2026
$1,299,000
Original listing
Agent: Deborah Terlik Office: Keller Williams Realty Evolution

Tax History

Year Taxes Assessment
2026 $10,876 $1,006,100

Financial Details

Annual Property Tax
$10,876
Tax Year 2026
Assessed Value
$1,006,100

Facts & Features

2 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1960
Living Area 2,144 sq ft
Lot Size 0.46 acres
Bedrooms 3
Full Baths 2
Total Rooms 7

Interior

Heating Forced Air, Oil, Fireplace
Cooling Window Unit(s)
Flooring Tile, Carpet, Hardwood, Flooring - Wall To Wall Carpet
Appliances Water Heater, Range, Dishwasher, Disposal, Refrigerator, Washer, Dryer
Fireplace Living Room
Fireplaces 2
Basement Full, Partially Finished, Interior Entry, Bulkhead
Laundry In Basement
Features Closet, Sun Room, Game Room

Exterior

Construction Frame
Architecture Ranch
Roof Shingle
Features Porch - Enclosed, Deck - Wood, Rain Gutters, Sprinkler System
Pool None
Spa None
Fencing None
Patio/Porch Porch - Enclosed, Deck - Wood
Garage Spaces 2
Has Garage Yes
Features Attached, Paved Drive, Off Street
Total Spaces 6
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other None
Annual Tax $10,876
Assessed Value $1,006,100
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Pickman Beach Association Fee Is Approximatley $250 A Year. Lawn Irrigation Is In Place But Hasnt Been Used In Years. Room Dimensions Are Approximate.
Possession None
Accepted Financing None
Structure Type []
House Color Gray
Sq Ft Source Public Record
Sq Ft Disclosures The lower level is heated.
Documents None
County Essex

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1960
Bedrooms
3
Full Bathrooms
2
Living Area
2,144 sq ft
Total Rooms
7

Floor Layout

Interior Features

Flooring: Tile, Carpet, Hardwood, Flooring - Wall to Wall Carpet
Appliances: Water Heater, Range, Dishwasher, Disposal, Refrigerator, Washer, Dryer
Interior Features: Closet, Sun Room, Game Room
Windows: Insulated Windows
Basement: Full, Partially Finished, Interior Entry, Bulkhead
Laundry: In Basement
Security: Security System

Construction & Materials

Style: Ranch
Year Built: 1960
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter

Utilities & Systems

Heating: Forced Air, Oil, Fireplace
Heating Zones: 1
Cooling: Window Unit(s)
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch - Enclosed, Deck - Wood, Rain Gutters, Sprinkler System
Patio & Porch: Porch - Enclosed, Deck - Wood
Fencing:
Other Structures: Workshop
Lot Features: Cleared, Level
Road Surface:

Parking & Garage

Garage Spaces: 2
Garage Type: Attached
Total Parking Spaces: 6
Parking Features: Attached, Paved Drive, Off Street

Special Features

Fireplaces: 2
Fireplace Type: Living Room
Community Amenities: Public Transportation, Shopping, Park, Bike Path, Marina, Public School

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

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Including down payment
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $906
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

Beverly Cove

32 Neptune Street, Beverly MA 01915

Beverly, MA 01915

Listing Information

Listing Agent Deborah Terlik
Listing Office Keller Williams Realty Evolution
Office Phone 978-927-8700
Agent MLS ID C2501271
Office MLS ID C95098
Listing Data Updated Oct 15, 2026 6:52 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steve Novak Real Estate
Steve Novak Real Estate
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