320 Main St, Gloucester MA 01930

Gloucester, MA 01930
$680,000
Est. $3,981/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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3
Beds
2
Baths
2,208
Sq Ft
$308
Price/Sq Ft
0.08
Acres
1930
Year Built
1
Garage Space
New today
Time on Market
For Sale Open House Listed Oct 28, 2026 • MLS# 73596254 Copied! • Updated Oct 29, 2026

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Open House Schedule

31
Oct
Saturday, October 31
1:00 PM - 2:30 PM EDT
01
Nov
Sunday, November 1
1:00 PM - 2:30 PM EST

About this home

Enjoy the beauty and activity of Gloucester Harbor from this recently converted and renovated 2 story, commercial/office building into 2,208 square foot, Two Family residence. The property is facing and has stunning views of Gloucester Harbor across the street from Cruiseport and the very popular Seaport Grille Restaurant. Unit #1: 881 sf features bright, contemporary, open concept floor plan with 3 rooms: 1 bedroom, 1 full bath and kitchen / living room seamlessly connected and new appliances. Unit #2, larger second-floor unit, has stunning views of Gloucester Harbor: 1,327 sf, 4 rooms; 2 bedrooms, kitchen, living room / dining room open floor plan, new appliances, laundry, storage and fireplace in the Main Bedroom. Second floor unit walks out to a terraced backyard. All utilities including electric, heat, central AC and hot water are common. There is an attached one car garage at street level plus on-street parking and a single story, concrete structure to rear of the home that is electrified and housed a generator and could work well as an owner's work shop or storage unit. The 3,600 sf lot includes a terraced backyard. Location is central to coastal dining, maritime culture, shopping and downtown convenience. Whether you are looking for a savvy investment, year-round or vacation residence for extended family, this turn-key property is an excellent choice. Showings begin Saturday & Sunday 10/31 & 11/1 (daylight savings time!) 1-2:30PM.

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Recently Sold Nearby

Price & Status History

Property Timeline

🏠
Listed for Sale
Oct 28, 2026
$680,000
Original listing
Agent: Kathleen Sullivan Office: RE/MAX Beacon

Tax History

Year Taxes Assessment
2026 $4,110 $427,700

Financial Details

Annual Property Tax
$4,110
Tax Year 2026
Assessed Value
$427,700

Facts & Features

1 Car Garage

Home Facts

Type Residential Income
Style 2 Family - 2 Units Up/Down
Year Built 1930
Living Area 2,208 sq ft
Lot Size 0.08 acres
Stories 2
Bedrooms 3
Full Baths 2
Total Rooms 7

Investment Metrics

Units 2
Unit 1 Rent — · N
Unit 2 Rent — · N
Heating None
Cooling None
Flooring Vinyl
Appliances Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Fireplaces 1
Basement None
Laundry Washer & Dryer Hookup, Electric Dryer Hookup, Washer Hookup
Features Bathroom With Shower Stall, Open Floorplan, Remodeled, Kitchen, Laundry Room, Living Rm/dining Rm Combo
Construction Frame
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Garage Spaces 1
Has Garage Yes
Features Off Street, Driveway, Paved
Total Spaces 1
Electric Circuit Breakers, 200+ Amp Service, Common
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Oven, For Electric Dryer, Washer Hookup

Financial

Annual Tax $4,110
Assessed Value $427,700
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Lead Paint Unknown
Seller Disclosures In 2025, City Of Gloucester Zoning Board Of Appeals Permitted Current Owner To Convert 320 Main Street Gloucester From A Commercial Office Building To Two Residential Units. Decision Recorded With Essex South Registry Of Deeds, Book 42932, Page 353 On 9/5/2025. Seller Has Not Lived In Property.
Possession None
Accepted Financing None
Structure Type []
House Color Grey
Sq Ft Source Public Record
Sq Ft Disclosures Building recently converted from a commercial office building to 2 residential units.
Documents None
County Essex
Total market time (incl. prior listings) 1 days

Property Overview

Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1930
Bedrooms
3
Full Bathrooms
2
Living Area
2,208 sq ft
Total Rooms
7
Stories
2
Levels
2

Floor Layout

Interior Features

Flooring: Vinyl
Appliances: Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Interior Features: Bathroom with Shower Stall, Open Floorplan, Remodeled, Kitchen, Laundry Room, Living RM/Dining RM Combo
Windows: Insulated Windows
Basement:
Laundry: Washer & Dryer Hookup, Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Year Built: 1930
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter
Stories: 2

Utilities & Systems

Heating:
Heating Zones: 1
Cooling:
Cooling Zones: 1
Hot Water: Natural Gas, Tank
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures: Shed(s)
Lot Features: Steep Slope
Road Frontage: 64.00 ft
Road Surface: Paved

Parking & Garage

Garage Spaces: 1
Total Parking Spaces: 1
Parking Features: Off Street, Driveway, Paved

Special Features

Fireplaces: 1
Fireplace Type:
View: Yes
View Type: Scenic View(s)
Community Amenities: Public Transportation, Shopping, Tennis Court(s), Park, Walk/Jog Trails, Golf, Medical Facility, Laundromat, Conservation Area, Highway Access, Private School, Public School, T-Station, Sidewalks

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $343
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

320 Main St, Gloucester MA 01930

Gloucester, MA 01930

Listing Information

Listing Agent Kathleen Sullivan
Listing Office RE/MAX Beacon
Office Phone 978-927-9100
Agent MLS ID C4383955
Office MLS ID AN8511
Listing Data Updated Oct 29, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steve Novak Real Estate
Steve Novak Real Estate
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