37-39 Orchard Cir, Swampscott MA 01907

Swampscott, MA 01907
$950,000
Est. $5,868/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

Adjust the payment calculator
6
Beds
2
Baths
2,936
Sq Ft
$324
Price/Sq Ft
0.15
Acres
1920
Year Built
2
Garage Spaces
New today
Time on Market
For Sale Open House Listed Oct 27, 2026 • MLS# 73595695 Copied! • Updated Oct 27, 2026

Track this home for price, status, and open-house alerts.

Open House Schedule

01
Nov
Sunday, November 1
12:00 PM - 1:30 PM EST

About this home

Location, location, location! Set in one of Swampscott’s most convenient neighborhoods, 37-39 Orchard Circle offers a fantastic opportunity for an owner-occupant, investor, or multi-generational household just moments from the new elementary school, local shops, restaurants, beaches, and everything that makes Swampscott such a desirable place to call home. This well-maintained two-family features two similarly laid-out units, each offering three bedrooms, one full bath, beautiful hardwood floors throughout, and in-unit laundry. The first-floor unit has been freshly painted and is bright, clean, and move-in ready, while the second-floor unit offers additional updates including real wood kitchen cabinetry and a tiled bath. A newer roof and low-maintenance vinyl siding add peace of mind, while the two-car garage provides valuable parking and additional flexibility. With six total bedrooms, separate living spaces, great updates, and an exceptional location close to schools, shopping, beaches, and transportation, this is a rare opportunity to own a turn-key two-family in the heart of Swampscott.

BMN Estimate

Get the number an algorithm can't give you

A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.

Recently Sold Nearby

Price & Status History

Property Timeline

🏠
Listed for Sale
Oct 27, 2026
$950,000
Original listing
Agent: Melissa Weinand Office: The Proper Nest Real Estate

Tax History

Year Taxes Assessment
2026 $10,375 $864,600

Financial Details

Annual Property Tax
$10,375
Tax Year 2026
Assessed Value
$864,600

Facts & Features

2 Car Garage

Home Facts

Type Residential Income
Style Multi Family
Year Built 1920
Living Area 2,936 sq ft
Lot Size 0.15 acres
Stories 2
Bedrooms 6
Full Baths 2
Total Rooms 13

Investment Metrics

Units 2
Unit 1 Rent — · N
Unit 2 Rent — · N
Heating None
Cooling None
Flooring Hardwood
Appliances Range, Dishwasher, Refrigerator, Freezer, Washer, Dryer
Fireplace Wood Burning
Fireplaces 2
Basement Full, Unfinished
Laundry None
Features Ceiling Fan(s), Storage, Crown Molding, Bathroom With Tub & Shower, Living Room, Dining Room, Kitchen, Laundry Room, Office/den, Mudroom
Construction Frame
Architecture None
Roof None
Features Garden
Pool None
Spa None
Fencing None
Patio/Porch Deck - Wood
Garage Spaces 2
Has Garage Yes
Features Paved Drive, Off Street
Total Spaces 6
Electric Knob & Tube Wiring
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $10,375
Assessed Value $864,600
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Knob And Tube Wiring Throughout. Quote Has Been Uploaded To Mls
Possession None
Accepted Financing None
Structure Type []
House Color White
Sq Ft Source Public Record
Documents None
County Essex

Property Overview

Property Type
Multi Family
Listing Type
For Sale
Year Built
1920
Bedrooms
6
Full Bathrooms
2
Living Area
2,936 sq ft
Total Rooms
13
Stories
2
Levels
2

Floor Layout

Interior Features

Flooring: Hardwood
Appliances: Range, Dishwasher, Refrigerator, Freezer, Washer, Dryer
Interior Features: Ceiling Fan(s), Storage, Crown Molding, Bathroom With Tub & Shower, Living Room, Dining Room, Kitchen, Laundry Room, Office/Den, Mudroom
Windows: Insulated Windows
Basement: Full, Unfinished
Laundry:
Security:

Construction & Materials

Year Built: 1920
Structure Type:
Exterior Materials: Frame
Roof:
Foundation: Stone
Stories: 2

Utilities & Systems

Heating:
Cooling:
Hot Water: Tank
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Garden
Patio & Porch: Deck - Wood
Fencing:
Other Structures:
Lot Features: Level
Road Surface:

Parking & Garage

Garage Spaces: 2
Total Parking Spaces: 6
Parking Features: Paved Drive, Off Street

Special Features

Fireplaces: 2
Fireplace Type: Wood Burning
Community Amenities: Public Transportation, Shopping, Park, Walk/Jog Trails, Golf, Medical Facility, Bike Path, Conservation Area, House of Worship, Marina, Private School, Public School, T-Station, University
School District
Swampscott School District local
B
🎓 Where Graduates Go Class of 2021
78% attend college
73% 4-Year 5% 2-Year 38% Out of State 4% Working
✓ School Safety 2024-25
1.2% Low
1.2% Suspensions 0.4% In-School
↓ 4.3% below state avg
E

Elementary Schools

1 school
B+
Swampscott Elementary School
0.2 mi | #315 of 825 | Score: 50.3
Dropped 43 spots from last year
-7.9 below state avg
Limited historical data for year-over-year comparison
745 students Moderate
Grades K-04
M

Middle Schools

1 school
B+
Swampscott Middle School
0.3 mi | #122 of 352 | Score: 47.4
Dropped 51 spots from last year
-10.9 below state avg
663 students Moderate
Grades PK-08
H

High Schools

1 school
A-
Swampscott High School
1.2 mi | #101 of 346 | Score: 60.3
Dropped 69 spots from last year
+2.1 above state avg
675 students Moderate
18 sports • 1,578 athletes
Strong AP Program Career Tech Programs College Ready Curriculum Strong Athletics
Grades 09-12
Learn about these ratings

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $865
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

Loading map...

Neighborhood

37-39 Orchard Cir, Swampscott MA 01907

Swampscott, MA 01907

Listing Information

Listing Agent Melissa Weinand
Listing Office The Proper Nest Real Estate
Office Phone 781-797-4020
Agent MLS ID CN213930
Office MLS ID AN7859
Listing Data Updated Oct 27, 2026 8:36 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

Contact Us

Steve Novak Real Estate
Steve Novak Real Estate
BMN Boston Powered by SERHANT
Ask about this property — free, no obligation.

Similar Homes for Sale

Comparable Properties

Customize Comparable Search

Finding comparable properties...

Market Analytics for Swampscott, MA

Real-time market trends and pricing data for this area

Loading market insights for Swampscott.