4 Union Terrace # 4, Cambridge MA 02141

Cambridge, MA 02141 • Kendall Square
$999,000
Est. $5,772/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

Adjust the payment calculator
2
Beds
2
Baths
1,210
Sq Ft
$826
Price/Sq Ft
1935
Year Built
1
Parking
New today
Time on Market
For Sale Open House Listed Oct 14, 2026 • MLS# 73590695 Copied! • Updated Oct 15, 2026

Track this home for price, status, and open-house alerts.

Open House Schedule

17
Oct
Saturday, October 17
11:00 AM - 12:30 PM EDT
15
Oct
Thursday, October 15
11:00 AM - 12:30 PM EDT
16
Oct
Friday, October 16
5:00 PM - 6:30 PM EDT

About this home

City living with neighborhood charm. Think it’s impossible? Think again! Come see for yourself... you won’t be disappointed! Tucked into the end of a little enclave just off Union Street, you’ll find this unassuming gem of a home. Pull right into your own parking spot, where a courtyard filled with pots of perennials & the scent of an herb garden welcome you inside. And once you’re in, you might just forget you’re actually visiting a townhome condominium! If you didn’t read it on paper, you’d swear you were in a single family home.Beautifully renovated in 2002 to blend timeless style with classic charm, with plenty of updates since, including the driveway, roof, siding & roof deck, this home is ready to welcome you in! The freshly painted main level has an open concept design, where the living room has an easy breezy feel, flowing effortlessly through the dining room into the kitchen, complete with granite countertops & newer appliances. A glass door off the main level leads to your own exclusive, private deck & sweet little fenced-in Beacon Hill style yard.Head upstairs, where you’ll find a fully tiled main bathroom, a bonus hallway work nook & two spacious bedrooms, including an ensuite primary bedroom with a customized closet space. Wait, there’s more! A quick flight of stairs brings you to a tree top roof deck, where you’ll feel like you’re in a world of your own... large enough for entertaining, yet private enough for work from home meetings or Zoom conferences on a beautiful day!Long before Kendall Square became the biotech hub it is today, this East Cambridge neighborhood had already established itself as a tight knit community. Today, it’s evolved into a welcoming mix of longtime local businesses, mom & pop shops, amazing independent restaurants & interesting, educated, open minded folks. If an active lifestyle is your goal, there’s plenty to keep you busy, from strolling along the Charles to exploring nearby museums. And getting around? So easy! With life sciences, technology & universities all nearby, you’re just a short stroll from the Central Square Red Line T & Kendall/MIT T, with Boston just minutes away.Hit the easy button! This low maintenance home serves up all the urban convenience you could want, with a surprising dose of suburban serenity!

BMN Estimate

Get the number an algorithm can't give you

A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.

Recently Sold Nearby

Price & Status History

Property Timeline

🏠
Listed for Sale
Oct 14, 2026
$999,000
Original listing
Agent: Julie Gibson Office: Gibson Sotheby's International Realty

Tax History

Year Taxes Assessment
2026 $2,762 $924,300

Financial Details

Annual Property Tax
$2,762
Tax Year 2026
HOA Fee
$290
Monthly
Assessed Value
$924,300

Facts & Features

Central AC

Home Facts

Type Residential
Style Condominium
Year Built 1935
Living Area 1,210 sq ft
Stories 2
Bedrooms 2
Full Baths 1
Half Baths 2
Total Rooms 4

Interior

Heating Forced Air
Cooling Central Air
Flooring Tile, Hardwood, Flooring - Hardwood
Appliances Range, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Basement Y
Laundry In Basement, In Unit, Gas Dryer Hookup, Washer Hookup
Features Study

Exterior

Construction Frame
Architecture None
Roof Rubber
Features Deck - Composite, Deck - Roof + Access Rights, Garden
Pool None
Spa None
Fencing None
Patio/Porch Deck - Composite, Deck - Roof + Access Rights
Features Paved, Exclusive Parking
Total Spaces 1
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range, For Gas Dryer, Washer Hookup
Annual Tax $2,762
Assessed Value $924,300

HOA & Community

HOA Fee $290 Monthly
Fee Includes Insurance, Maintenance Structure, Reserve Funds
Amenities None
Optional Fee Includes None
Owner-Occupied Units 2
Pets Yes w/ Restrictions
Lead Paint Unknown
Seller Disclosures Dogs W Approval, Otherwise Allowed 2 Household Pets, Lease 6 Months+. Roof Redone 2022, Siding 2024. Taxes Reflect Residential Exemption
Possession None
Accepted Financing None
Structure Type ["Townhouse","Rowhouse","2/3 Family"]
Unit/Building 4
Sq Ft Source Measured
Sq Ft Disclosures Condo docs state 1187 sq feet, measured is 1210
Documents Master Deed, Unit Deed, Master Plan, Floor Plans (4)
County Middlesex
Total market time (incl. prior listings) 1 days

Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
1935
Bedrooms
2
Full Bathrooms
1
Half Bathrooms
2
Living Area
1,210 sq ft
Total Rooms
4
Stories
2
Entry Level
1
Main Level Bedrooms
1

Floor Layout

Interior Features

Flooring: Tile, Hardwood, Flooring - Hardwood
Appliances: Range, Microwave, Refrigerator, Washer, Dryer
Interior Features: Study
Windows: Insulated Windows
Basement: Y
Laundry: In Basement, In Unit, Gas Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Year Built: 1935
Effective Year (Renovated): 2002
Structure Type: Townhouse, Rowhouse, 2/3 Family
Exterior Materials: Frame
Roof: Rubber
Foundation:
Stories: 2

Utilities & Systems

Heating: Forced Air
Heating Zones: 2
Cooling: Central Air
Cooling Zones: 2
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck - Composite, Deck - Roof + Access Rights, Garden
Patio & Porch: Deck - Composite, Deck - Roof + Access Rights
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 1
Parking Features: Paved, Exclusive Parking
School District
Cambridge School District local
A-
🎓 Where Graduates Go Class of 2021
65% attend college
58% 4-Year 7% 2-Year 23% Out of State 7% Working
✓ School Safety 2024-25
1.2% Low
0.8% Suspensions 0.2% In-School 0.4% Emergency
↓ 4.3% below state avg
E

Elementary Schools

3 schools
A-
Cambridgeport School
0.1 mi | #217 of 825 | Score: 53.9
Improved 89 spots from last year
-4.3 below state avg
256 students Very Diverse
Rising School Diverse Student Body
Grades PK-05
B
Fletcher/Maynard Academy
0.2 mi | #7 of 12 | Score: 41.9
Improved 616 spots from last year
-16.3 below state avg
235 students Diverse
Rising School Diverse Student Body
Grades PK-05
B-
King Open School
0.3 mi | #473 of 825 | Score: 45.4
Dropped 152 spots from last year
-12.8 below state avg
437 students Very Diverse
Diverse Student Body
Grades PK-05
M

Middle Schools

3 schools
B-
Cambridge Street Upper School
0.3 mi | #207 of 352 | Score: 39.9
Dropped 19 spots from last year
-18.3 below state avg
317 students Very Diverse
Diverse Student Body
Grades 06-08
B+
Darby Vassall Upper School
0.5 mi | #119 of 352 | Score: 47.6
Improved 25 spots from last year
-10.6 below state avg
296 students Very Diverse
Rising School Diverse Student Body
Grades 06-08
A-
Putnam Avenue Upper School
0.9 mi | #104 of 352 | Score: 49.2
Dropped 25 spots from last year
-9 below state avg
286 students Very Diverse
Diverse Student Body
Grades 06-08
H

High Schools

3 schools
NuVu Innovation School
0.5 mi
Grades 08-12
B-
Community Charter School of Cambridge
0.6 mi | #205 of 346 | Score: 51.9
Dropped 84 spots from last year
-6.3 below state avg
244 students Diverse
7 sports • 202 athletes
High Graduation Rate College Ready Curriculum
Grades 06-12
Farr Academy School
0.7 mi
Grades 07-12
Learn about these ratings

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $230
Homeowners Insurance $200
HOA Fee $290/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

Loading map...

Neighborhood

Kendall Square

4 Union Terrace # 4, Cambridge MA 02141

Cambridge, MA 02141

Listing Information

Listing Agent Julie Gibson
Listing Office Gibson Sotheby's International Realty
Office Phone 781-648-3500
Agent MLS ID BB807947
Office MLS ID AN6101
Listing Data Updated Oct 15, 2026 4:13 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

Contact Us

Steve Novak Real Estate
Steve Novak Real Estate
BMN Boston Powered by SERHANT
Ask about this property — free, no obligation.

Similar Homes for Sale

Comparable Properties

Customize Comparable Search

Finding comparable properties...

Market Analytics for Cambridge, MA

Real-time market trends and pricing data for this area

Loading market insights for Cambridge.