40 Stone St., Saugus MA 01906

Saugus, MA 01906
$519,900
Est. $3,296/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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2
Beds
1
Baths
1,096
Sq Ft
$474
Price/Sq Ft
0.11
Acres
1920
Year Built
6
Parking
New today
Time on Market
For Sale Open House Listed Oct 21, 2026 • MLS# 73593586 Copied! • Updated Oct 21, 2026

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Open House Schedule

24
Oct
Saturday, October 24
12:00 PM - 2:00 PM EDT
25
Oct
Sunday, October 25
12:00 PM - 2:00 PM EDT

About this home

Welcome to 40 Stone St. This beautiful Cape features 5 rooms 2+ -bedrooms and 1 Full Bath, located in the heart of Saugus on a corner lot. This home shows very well with its newer vinyl flooring and fresh paint. Large open living room, formal dining room with a beautiful chandelier and chair rail. Quaint eat in kitchen with walk out to the back yard. Primary bedroom has a sitting room for added space. The Bathroom has a new toilet and fixtures. No worries with the bones of this home with a newer furnace, hot water holding tank and roof. This home is in move-in condition and perfect for the first time homebuyer. This property has a large driveway with access from Stone st and Catalpa St. Great yard for outdoor fun. One street over from the early learning Veterans Memorial School and park. Seller has a new door for the basement outside egress. A must see.

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Recently Sold Nearby

Price & Status History

Property Timeline

🏠
Listed for Sale
Oct 21, 2026
$519,900
Original listing
Agent: Thomas Amero Office: Berkshire Hathaway HomeServices Commonwealth Real Estate

Tax History

Year Taxes Assessment
2026 $5,601 $537,500

Financial Details

Annual Property Tax
$5,601
Tax Year 2026
Assessed Value
$537,500

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1920
Living Area 1,096 sq ft
Lot Size 0.11 acres
Bedrooms 2
Full Baths 1
Total Rooms 5

Interior

Heating Baseboard, Natural Gas
Cooling Wall Unit(s)
Flooring Tile, Vinyl, Hardwood
Appliances Gas Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Basement Full, Interior Entry, Concrete
Laundry In Basement, Gas Dryer Hookup, Washer Hookup
Features None

Exterior

Construction Frame
Architecture Cape
Roof Shingle
Features Patio, Storage, Professional Landscaping
Pool None
Spa None
Fencing None
Patio/Porch Patio
Features Paved Drive, Off Street, Tandem, Paved
Total Spaces 6
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range, For Gas Dryer, Washer Hookup
Annual Tax $5,601
Assessed Value $537,500
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Property Being Sold As Is Dampness In The Basement With Large Storms. Alarm Hardware Staying, Service Being Disconnected. Primary Bedroom Windowsill Has Some Rot. Fan In 2nd Bedroom Does Not Work. Scanned Room Dimensions Are For Advertising Purposes Only. All Appliances Remain As Gifts To Buyers.
Possession None
Accepted Financing None
Structure Type []
House Color Beige/Tan
Sq Ft Source Public Record
Documents None
County Essex

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1920
Bedrooms
2
Full Bathrooms
1
Living Area
1,096 sq ft
Total Rooms
5

Floor Layout

Interior Features

Flooring: Tile, Vinyl, Hardwood
Appliances: Gas Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Basement: Full, Interior Entry, Concrete
Laundry: In Basement, Gas Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Style: Cape
Year Built: 1920
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Block, Stone

Utilities & Systems

Heating: Baseboard, Natural Gas
Heating Zones: 2
Cooling: Wall Unit(s)
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Patio, Storage, Professional Landscaping
Patio & Porch: Patio
Fencing:
Other Structures:
Lot Features: Corner Lot
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 6
Parking Features: Paved Drive, Off Street, Tandem, Paved

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $467
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

40 Stone St., Saugus MA 01906

Saugus, MA 01906

Listing Information

Listing Agent Thomas Amero
Listing Office Berkshire Hathaway HomeServices Commonwealth Real Estate
Office Phone 781-233-7300
Agent MLS ID C0001601
Office MLS ID AN8238
Listing Data Updated Oct 21, 2026 3:15 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steve Novak Real Estate
Steve Novak Real Estate
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