FeaturesCeiling Fan(s), Flooring - Hardwood
LevelSecond
40 Stone St., Saugus MA 01906
Saugus, MA 01906
$519,900
Est. $3,296/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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Open House Schedule
24
Oct
Saturday, October 24
12:00 PM - 2:00 PM EDT
25
Oct
Sunday, October 25
12:00 PM - 2:00 PM EDT
About this home
Welcome to 40 Stone St. This beautiful Cape features 5 rooms 2+ -bedrooms and 1 Full Bath, located in the heart of Saugus on a corner lot. This home shows very well with its newer vinyl flooring and fresh paint. Large open living room, formal dining room with a beautiful chandelier and chair rail. Quaint eat in kitchen with walk out to the back yard. Primary bedroom has a sitting room for added space. The Bathroom has a new toilet and fixtures. No worries with the bones of this home with a newer furnace, hot water holding tank and roof. This home is in move-in condition and perfect for the first time homebuyer. This property has a large driveway with access from Stone st and Catalpa St. Great yard for outdoor fun. One street over from the early learning Veterans Memorial School and park. Seller has a new door for the basement outside egress. A must see.
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Recently Sold Nearby
Price & Status History
Property Timeline
Listed for Sale
Oct 21, 2026
$519,900
Original listing
Agent: Thomas Amero
Office: Berkshire Hathaway HomeServices Commonwealth Real Estate
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/21/2026 | 🏠 Listed for Sale | $519,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $5,601 | $537,500 |
Financial Details
Annual Property Tax
$5,601
Tax Year 2026
Assessed Value
$537,500
Facts & Features
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1920
Living Area
1,096 sq ft
Lot Size
0.11 acres
Bedrooms
2
Full Baths
1
Total Rooms
5
Interior
Heating
Baseboard, Natural Gas
Cooling
Wall Unit(s)
Flooring
Tile, Vinyl, Hardwood
Appliances
Gas Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Fireplace
None
Basement
Full, Interior Entry, Concrete
Laundry
In Basement, Gas Dryer Hookup, Washer Hookup
Features
None
Exterior
Construction
Frame
Architecture
Cape
Roof
Shingle
Features
Patio, Storage, Professional Landscaping
Pool
None
Spa
None
Fencing
None
Patio/Porch
Patio
Parking
Features
Paved Drive, Off Street, Tandem, Paved
Total Spaces
6
Utilities
Electric
Circuit Breakers
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range, For Gas Dryer, Washer Hookup
Financial
Annual Tax
$5,601
Assessed Value
$537,500
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Property Being Sold As Is Dampness In The Basement With Large Storms. Alarm Hardware Staying, Service Being Disconnected. Primary Bedroom Windowsill Has Some Rot. Fan In 2nd Bedroom Does Not Work. Scanned Room Dimensions Are For Advertising Purposes Only. All Appliances Remain As Gifts To Buyers.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Beige/Tan
Sq Ft Source
Public Record
Documents
None
County
Essex
Total market time (incl. prior listings)
1 days
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1920
Bedrooms
2
Full Bathrooms
1
Living Area
1,096 sq ft
Total Rooms
5
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,096 sq ft above grade
FeaturesBathroom - Full, Bathroom - With Tub & Shower, Flooring - Stone/Ceramic Tile
LevelSecond
FeaturesFlooring - Hardwood
LevelSecond
FeaturesFlooring - Stone/Ceramic Tile, Exterior Access
LevelFirst
FeaturesFlooring - Vinyl, Chair Rail, Lighting - Overhead
LevelFirst
FeaturesCeiling Fan(s), Closet, Flooring - Vinyl, Exterior Access, Open Floorplan
LevelMain,First
Display Options
Outdoor Areas
Patio & porchPatio
Room Markers
KKitchen (1)
BRBedroom (2)
BABathroom (1)
DDining (1)
LLiving (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Tile, Vinyl, Hardwood
Appliances:
Gas Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Basement:
Full, Interior Entry, Concrete
Laundry:
In Basement, Gas Dryer Hookup, Washer Hookup
Security:
Construction & Materials
Style:
Cape
Year Built:
1920
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Block, Stone
Utilities & Systems
Heating:
Baseboard, Natural Gas
Heating Zones:
2
Cooling:
Wall Unit(s)
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio, Storage, Professional Landscaping
Patio & Porch:
Patio
Fencing:
Other Structures:
Lot Features:
Corner Lot
Road Surface:
Paved
Parking & Garage
Total Parking Spaces:
6
Parking Features:
Paved Drive, Off Street, Tandem, Paved
Nearby Schools
School District
Saugus School District local
B
School Safety
2024-25
4.9%
Above Average
4.5%
Suspensions
1.0%
In-School
0.4%
Emergency
0.6% below state avg
Elementary Schools
3 schools
Veterans Early Learning Center
0.1 mi
492 students
Diverse
Diverse Student Body
Grades PK-01
A-
Belmonte STEAM Academy
0.7 mi
|
#4 of 12
|
Score: 45.5
Improved 616 spots from last year
-12.8 below state avg
815 students
Diverse
Rising School
Diverse Student Body
Grades 02-05
A
Pioneer Charter School of Science II
1.1 mi
|
#39 of 346
|
Score: 68.9
Improved 13 spots from last year
+10.7 above state avg
684 students
Very Diverse
Strong AP Program
College Ready Curriculum
Diverse Student Body
Strong Attendance
Grades K-12
Middle Schools
3 schools
C+
Saugus Middle School
1.2 mi
|
#247 of 352
|
Score: 36.4
Improved 64 spots from last year
-21.8 below state avg
612 students
Diverse
Rising School
Diverse Student Body
Grades 06-08
C
Susan B. Anthony Middle School
2.4 mi
|
#258 of 352
|
Score: 35.7
Improved 8 spots from last year
-22.5 below state avg
537 students
Diverse
Grades 06-08
A-
Rumney Marsh Academy
2.7 mi
|
#5 of 16
|
Score: 37.8
Improved 307 spots from last year
-20.5 below state avg
538 students
Moderate
Rising School
Strong Attendance
Grades 06-08
High Schools
3 schools
C
Saugus High School
1.2 mi
|
#265 of 346
|
Score: 46.1
Improved 3 spots from last year
-12.1 below state avg
695 students
Diverse
17 sports
• 972 athletes
College Ready Curriculum
Strong Athletics
Diverse Student Body
Grades 09-12
C-
Classical High School
1.2 mi
|
#304 of 346
|
Score: 37.5
Improved 49 spots from last year
-20.8 below state avg
1,513 students
Moderate
Early College Program
Rising School
Career Tech Programs
Grades 09-12
City Arts & Sciences Academy at Fecteau-Leary
2.6 mi
259 students
Moderate
Grades 06-12
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Including down payment
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Down: $0
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Monthly Payment Breakdown
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Property Tax
$467
Homeowners Insurance
$200
PMI (if <20% down)
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
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Location
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Neighborhood
40 Stone St., Saugus MA 01906
Saugus, MA 01906
Listing Information
Listing Agent
Thomas Amero
Listing Office
Berkshire Hathaway HomeServices Commonwealth Real Estate
Office Phone
781-233-7300
Agent MLS ID
C0001601
Office MLS ID
AN8238
Listing Data Updated
Oct 22, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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