Dimensions8.5 x 8.333333333
FeaturesFlooring - Laminate
LevelFirst
400 Colonial Dr # 21, Ipswich MA 01938
Ipswich, MA 01938
$348,800
Est. $2,522/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
Adjust the payment calculatorTrack this home for price, status, and open-house alerts.
Open House Schedule
18
Oct
Sunday, October 18
12:00 PM - 1:30 PM EDT
17
Oct
Saturday, October 17
12:00 PM - 1:30 PM EDT
About this home
Ground-floor 1-bedroom condo in the sought-after River Ridge community, with a covered patio off the living room overlooking the lawn, pool, and clubhouse. This 710 sq ft unit has a well-thought-out layout, starting with a spacious open living/dining area (approx. 12' x 22') with room for both a sitting and dining space. The generous bedroom (approx. 12' x 15') has two closets, and the bathroom is accessible from both the bedroom and the hallway. Additional closets at the entry add storage. In-unit laundry (washer and dryer included) and stainless steel appliances, including the stove, refrigerator, and dishwasher, add everyday convenience. The kitchen and bath are original, giving a new owner the chance to update to their own taste. One carport space provides covered parking just steps from the unit. River Ridge amenities include an in-ground pool, clubhouse, and walking paths, with snow removal and landscaping handled for you. Ipswich offers excellent restaurants, shops, hiking trails, and Crane Beach, with a resident sticker available. The commuter rail and downtown are close by. A great opportunity for first-time buyers, downsizers, or anyone seeking low-maintenance living. SHOWINGS BEGIN AT THE OPEN HOUSE SATURDAY THE 17TH AND SUNDAY THE 18TH FROM 12 TO 1:30 PM BOTH DAYS.
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Recently Sold Nearby
Price & Status History
Property Timeline
Listed for Sale
Oct 14, 2026
$348,800
Original listing
Agent: Fintan Madden
Office: RE/MAX Beacon
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/14/2026 | 🏠 Listed for Sale | $348,800 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $3,231 | $299,700 |
Financial Details
Annual Property Tax
$3,231
Tax Year 2026
HOA Fee
$289
Monthly
Assessed Value
$299,700
Facts & Features
1 Car Garage
Central AC
Home Facts
Type
Residential
Style
Condominium
Year Built
1984
Living Area
710 sq ft
Stories
1
Bedrooms
1
Full Baths
1
Total Rooms
3
Interior
Heating
Forced Air, Electric
Cooling
Central Air
Flooring
None
Appliances
None
Fireplace
None
Basement
N
Laundry
First Floor
Features
None
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
Covered Patio/deck
Pool
Association
Spa
None
Fencing
None
Patio/Porch
Covered
Parking
Garage Spaces
1
Has Garage
Yes
Features
Carport, Off Street, Deeded
Total Spaces
2
Utilities
Electric
Circuit Breakers
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$3,231
Assessed Value
$299,700
HOA & Community
HOA Fee
$289 Monthly
Fee Includes
Water, Sewer, Insurance, Maintenance Structure, Maintenance Grounds, Snow Removal, Trash
Amenities
Pool, Clubhouse
Optional Fee Includes
None
Owner-Occupied Units
85
Down Payment Resource
Eligible
Pets
Yes w/ Restrictions
MA Disclosures
Lead Paint
None
Seller Disclosures
Being Sold By The Estate, Seller Has Never Lived In The Property.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
["Garden"]
Unit/Building
21
Sq Ft Source
Public Record
Sq Ft Disclosures
Ground level slider doors to the exterior
Documents
None
County
Essex
Total market time (incl. prior listings)
1 days
Property Overview
Property Type
Condominium
Listing Type
For Sale
Year Built
1984
Bedrooms
1
Full Bathrooms
1
Living Area
710 sq ft
Total Rooms
3
Stories
1
Entry Level
1
Floor Layout
Interactive room guide
Floor Layout
Finished Area
710 sq ft above grade
Dimensions5 x 8.416666666
FeaturesBathroom - Full
LevelFirst
FeaturesFlooring - Wall to Wall Carpet, Open Floorplan, Lighting - Pendant
LevelFirst
Dimensions12 x 22
FeaturesFlooring - Wall to Wall Carpet, Exterior Access, Open Floorplan
LevelFirst
Dimensions12 x 15
FeaturesCloset, Flooring - Wall to Wall Carpet
LevelFirst
Display Options
Outdoor Areas
PoolAssociation
Patio & porchCovered
Room Markers
KKitchen (1)
BABathroom (1)
DDining (1)
LLiving (1)
BRBedroom (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Interior Features:
Windows:
Basement:
N
Laundry:
First Floor
Security:
Construction & Materials
Year Built:
1984
Structure Type:
Garden
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Stories:
1
Utilities & Systems
Heating:
Forced Air, Electric
Heating Zones:
1
Cooling:
Central Air
Cooling Zones:
1
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Covered Patio/Deck
Patio & Porch:
Covered
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Garage Spaces:
1
Total Parking Spaces:
2
Parking Features:
Carport, Off Street, Deeded
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$269
Homeowners Insurance
$200
HOA Fee
$289/mo
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
400 Colonial Dr # 21, Ipswich MA 01938
Ipswich, MA 01938
Listing Information
Listing Agent
Fintan Madden
Listing Office
RE/MAX Beacon
Office Phone
978-281-8005
Agent MLS ID
C4766215
Office MLS ID
AN8509
Listing Data Updated
Oct 15, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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