438 W 4th Street, Boston MA 02127

Boston, MA 02127 • South Boston

$1,725,000

Est. $9,775/month

Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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5

Beds

3

Baths

2,796

Sq Ft

$617

Price/Sq Ft

0.04

Acres

1890

Year Built

3 Family - 3 Units Up/Down

Type

New today

Time on Market

For Sale Listed Nov 13, 2026 • MLS# 73602033 Copied! • Updated Nov 13, 2026

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About this home

West side 3 Family, situated in the hottest area in South Boston.This flood square, Victorian is located a quiet street. Only blocks from T stops and yards from bus stops. Grand entrance hall and impressive spiral staircase provides access to 3 units to create great income. Units are leased through 9/1/27. 24 hour notice for all showings.

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Recently Sold Nearby

Price & Status History

Property Timeline

🏠

Listed for Sale

Nov 13, 2026

$1,725,000

Original listing

Agent: Elizabeth Derenzo Office: J. Derenzo & Associates, LLC

Detailed History Table ▼

Date	Event	Price	Change	$/sqft	Details
11/13/2026	🏠 Listed for Sale	$1,725,000	-	-	Original listing

Tax History

Year	Taxes	Assessment
2026	$10,230	$1,650,000

Financial Details

Annual Property Tax

$10,230

Tax Year 2026

Assessed Value

$1,650,000

Facts & Features

Home Facts

Type Residential Income

Style 3 Family - 3 Units Up/Down

Year Built 1890

Living Area 2,796 sq ft

Lot Size 0.04 acres

Stories 3

Bedrooms 5

Full Baths 3

Total Rooms 14

Investment Metrics

Units 3

Unit 1 Rent $2,625/mo · Y

Unit 2 Rent $3,200/mo · Y

Unit 3 Rent $3,150/mo

Total Monthly Rent $8,975/mo

Gross Income $107,700

Net Operating Income $85,400

Operating Expenses $22,300

Water/Sewer Expense $2,650

Insurance Expense $7,000

Cap Rate 4.95%

Interior

Heating Hot Water, Natural Gas

Cooling None

Flooring Wood

Appliances Range, Refrigerator, Dishwasher

Fireplace None

Fireplaces 5

Basement Unfinished

Laundry None

Features Bathroom With Tub, Ceiling Fan(s), Living Room, Kitchen, Office/den

Exterior

Construction Frame

Architecture None

Roof None

Features None

Pool None

Spa None

Fencing None

Patio/Porch None

Parking

Features None

Utilities

Electric 110 Volts

Water Public

Sewer Public Sewer

Gas None

Other None

Financial

Annual Tax $10,230

Assessed Value $1,650,000

HOA & Community

Fee Includes None

Amenities None

Optional Fee Includes None

MA Disclosures

Lead Paint None

Seller Disclosures Fireplaces Have Not Been Used.

Additional Details

Possession None

Accepted Financing None

Structure Type []

Sq Ft Source Public Record

Documents None

County Suffolk

Property Overview

Property Type

3 Family - 3 Units Up/Down

Listing Type

For Sale

Year Built

1890

Bedrooms

5

Full Bathrooms

3

Living Area

2,796 sq ft

Total Rooms

14

Stories

3

Levels

3

Floor Layout

Interior Features

Flooring: Wood

Appliances: Range, Refrigerator, Dishwasher

Interior Features: Bathroom With Tub, Ceiling Fan(s), Living Room, Kitchen, Office/Den

Windows:

Basement: Unfinished

Laundry:

Security:

Construction & Materials

Year Built: 1890

Structure Type:

Exterior Materials: Frame

Roof:

Foundation: Granite

Stories: 3

Utilities & Systems

Heating: Hot Water, Natural Gas

Cooling: None

Hot Water: Natural Gas

Water Source: Public

Sewer: Public Sewer

Energy Features:

Exterior & Lot

Exterior Features:

Patio & Porch:

Fencing:

Other Structures:

Lot Features: Zero Lot Line

Road Surface:

Parking & Garage

Parking Features:

Special Features

Fireplaces: 5

Fireplace Type:

Community Amenities:

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment

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Principal, interest, taxes & insurance

Loan Amount

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After down payment

Total Interest

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Over life of loan

Total Cost

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Including down payment

Home Price

Down Payment

%

Down: $0

Interest Rate

%

Loan Term 30 years 15 years

Monthly Payment Breakdown

Principal & Interest $0

Property Tax $853

Homeowners Insurance $200

PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0

Total principal paid $0

Total interest paid $0

Rate Impact

-0.5% Rate

$0/mo

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Current Rate

$0/mo

+0.5% Rate

$0/mo

Cost $0/mo

Payment Over Time

Interest

Principal

Year 1

95% Interest

Year 15

50/50

Year 30

95% Principal

* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

South Boston

438 W 4th Street, Boston MA 02127

Boston, MA 02127

Listing Information

Listing Agent Elizabeth Derenzo

Listing Office J. Derenzo & Associates, LLC

Office Phone 781-449-0300

Agent MLS ID CN252746

Office MLS ID AN7829

Listing Data Updated Nov 13, 2026 2:27 PM EST

Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steve Novak Real Estate

BMN Boston Powered by SERHANT

mail@steve-novak.com

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