Dimensions14 x 11
FeaturesBathroom - Full, Closet, Flooring - Hardwood, Recessed Lighting, Remodeled
LevelThird
44 Bowdoin Street, Winthrop MA 02152
Winthrop, MA 02152
$989,000
Est. $5,775/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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Open House Schedule
24
Oct
Saturday, October 24
11:00 AM - 1:30 PM EDT
25
Oct
Sunday, October 25
1:00 PM - 3:30 PM EDT
About this home
FULLY GUT-RENOVATED IN 2026 | SINGLE-FAMILY WITH ADU | INCREDIBLE INCOME POTENTIAL! A rare opportunity to own a beautifully renovated home with a separate accessory dwelling unit (ADU) in one of Winthrop's most desirable neighborhoods! Completely gut-renovated in 2026, this unique property offers the feel and convenience of new construction with exceptional flexibility for homeowners and investors alike.The main residence features 2 bedrooms, 2 full bathrooms, a basement, and in-unit laundry. The ADU offers 1 bedroom plus a bonus room, 1.5 bathrooms, in-unit laundry, and two private decks. Two off-street parking spaces behind the property provide added convenience. Location is another standout feature! Situated just around the corner from Winthrop High School, Winthrop Middle School, and the golf course, this property offers incredible convenience in an established neighborhood. Imagine living in one unit while renting the other to help offset today's higher mortgage payments. With the schools just steps away, the ADU could be especially appealing to a local teacher or school employee seeking a convenient commute!Whether you're looking for multigenerational living, additional rental income, or the opportunity to rent both units as an investment, the possibilities are exciting. Two distinct living spaces, a complete 2026 renovation, off-street parking, and a prime Winthrop location make this a truly unique opportunity.
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Recently Sold Nearby
Price & Status History
Property Timeline
Listed for Sale
Oct 20, 2026
$989,000
Original listing
Agent: Jenny Golic
Office: Bowdoin Real Estate Partners
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/20/2026 | 🏠 Listed for Sale | $989,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $6,886 | $618,100 |
Financial Details
Annual Property Tax
$6,886
Tax Year 2026
Assessed Value
$618,100
Facts & Features
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1860
Living Area
2,180 sq ft
Lot Size
0.07 acres
Bedrooms
3
Full Baths
3
Half Baths
1
Total Rooms
12
Interior
Heating
Electric, Ductless
Cooling
Ductless
Flooring
Wood, Tile, Flooring - Stone/ceramic Tile, Flooring - Hardwood
Appliances
Electric Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer, Stainless Steel Appliance(s)
Fireplace
None
Basement
Partially Finished
Laundry
In Basement, Gas Dryer Hookup
Features
Bathroom - Full, Bathroom - Tiled With Shower Stall, Recessed Lighting, Countertops - Stone/granite/solid, Kitchen Island, Cable Hookup, Bathroom, Bonus Room, Entry Hall, Kitchen, Living/dining Rm Combo
Exterior
Construction
Frame, Stone
Architecture
Colonial
Roof
Shingle
Features
Balcony / Deck, Deck, Deck - Composite
Pool
None
Spa
None
Fencing
None
Patio/Porch
Deck - Exterior, Deck, Deck - Composite
Parking
Features
Paved Drive, Shared Driveway, Off Street
Total Spaces
2
Utilities
Electric
200+ Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range, For Gas Dryer
Financial
Annual Tax
$6,886
Assessed Value
$618,100
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Single With Adu. 2 Units. Unit 1 Is 2 Bed 2 Bath. Unit 2 Is 1 Bed And Bonus Room, 1.5 Bath. Separate Utilities
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Measured
Documents
None
County
Suffolk
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1860
Bedrooms
3
Full Bathrooms
3
Half Bathrooms
1
Living Area
2,180 sq ft
Total Rooms
12
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,180 sq ft above grade
Dimensions6 x 9
FeaturesBathroom - Full, Bathroom - Tiled With Shower Stall, Flooring - Stone/Ceramic Tile, Cabinets - Upgraded, Recessed Lighting, Remodeled
LevelSecond
Dimensions3 x 7
FeaturesBathroom - Half, Flooring - Stone/Ceramic Tile, Recessed Lighting, Remodeled
LevelSecond
Dimensions23 x 10
FeaturesBathroom - Full, Vaulted Ceiling(s), Walk-In Closet(s), Flooring - Hardwood, Cable Hookup, Recessed Lighting, Remodeled
LevelSecond
Dimensions18 x 13
FeaturesFlooring - Hardwood, Window(s) - Bay/Bow/Box, Countertops - Stone/Granite/Solid, Cabinets - Upgraded, Open Floorplan, Recessed Lighting, Remodeled, Stainless Steel Appliances, Gas Stove, Peninsula
LevelMain,First
Dimensions11 x 11
FeaturesCloset, Flooring - Hardwood, Recessed Lighting, Remodeled
LevelFirst
Dimensions10 x 7
FeaturesBathroom - Full, Bathroom - Tiled With Shower Stall, Flooring - Stone/Ceramic Tile, Window(s) - Bay/Bow/Box, Recessed Lighting, Remodeled
LevelMain,First
Dimensions9 x 19
FeaturesBathroom - Half, Flooring - Hardwood, Recessed Lighting, Remodeled
LevelFirst
Dimensions13 x 11
FeaturesFlooring - Hardwood, Cable Hookup, Recessed Lighting, Remodeled
LevelMain,First
Display Options
Outdoor Areas
Patio & porchDeck - Exterior, Deck, Deck - Composite
Room Markers
KKitchen (1)
BRBedroom (3)
BABathroom (3)
DDining (1)
LLiving (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Tile, Flooring - Stone/Ceramic Tile, Flooring - Hardwood
Appliances:
Electric Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer, Stainless Steel Appliance(s)
Interior Features:
Bathroom - Full, Bathroom - Tiled With Shower Stall, Recessed Lighting, Countertops - Stone/Granite/Solid, Kitchen Island, Cable Hookup, Bathroom, Bonus Room, Entry Hall, Kitchen, Living/Dining Rm Combo
Windows:
Window(s) - Bay/Bow/Box
Basement:
Partially Finished
Laundry:
In Basement, Gas Dryer Hookup
Security:
Construction & Materials
Style:
Colonial
Year Built:
1860
Structure Type:
Exterior Materials:
Frame, Stone
Roof:
Shingle
Foundation:
Block
Condition:
Updated/Remodeled, Remodeled
Utilities & Systems
Heating:
Electric, Ductless
Cooling:
Ductless
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Balcony / Deck, Deck, Deck - Composite
Patio & Porch:
Deck - Exterior, Deck, Deck - Composite
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Total Parking Spaces:
2
Parking Features:
Paved Drive, Shared Driveway, Off Street
Nearby Schools
School District
Winthrop School District local
C
School Safety
2024-25
0.3%
Low
0.3%
Suspensions
5.2% below state avg
Elementary Schools
2 schools
B-
Arthur T. Cummings Elementary School
0.3 mi
|
#447 of 825
|
Score: 46.2
Improved 107 spots from last year
-12 below state avg
466 students
Moderate
Rising School
Grades 03-05
William P. Gorman/Fort Banks Elementary School
0.4 mi
486 students
Moderate
Grades PK-02
Middle Schools
1 school
B+
Winthrop Middle School
0.1 mi
|
#118 of 352
|
Score: 47.7
Dropped 25 spots from last year
-10.5 below state avg
455 students
Moderate
Grades 06-08
High Schools
1 school
C+
Winthrop High School
0.1 mi
|
#238 of 346
|
Score: 48.4
Dropped 109 spots from last year
-9.8 below state avg
553 students
Moderate
18 sports
• 1,118 athletes
High Graduation Rate
College Ready Curriculum
Strong Athletics
Grades 09-12
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Including down payment
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Down: $0
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Monthly Payment Breakdown
Principal & Interest
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Property Tax
$574
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
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Location
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Neighborhood
44 Bowdoin Street, Winthrop MA 02152
Winthrop, MA 02152
Listing Information
Listing Agent
Jenny Golic
Listing Office
Bowdoin Real Estate Partners
Office Phone
617-207-2765
Agent MLS ID
CN249470
Office MLS ID
AN9756
Listing Data Updated
Oct 20, 2026 12:11 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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