45 Central St, Peabody MA 01960

Peabody, MA 01960
$999,900
Est. $5,962/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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4,083
Sq Ft
$245
Price/Sq Ft
0.13
Acres
1988
Year Built
81
Days on Market
For Sale Listed Aug 4, 2026 • MLS# 73559048 Copied! • Updated Sep 11, 2026

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About this home

Exceptional opportunity to own a package of four individually deeded commercial office condominium units at 45 Central Street, Peabody, offered together as one investment or owner-user opportunity. Situated in the heart of downtown Peabody, this property provides convenient access to Route 1, Route 114, Route 128/I-95, downtown Salem, and the North Shore, making it an ideal location for professional business service. The combined offering features multiple private offices, reception areas, conference space, open work areas, updated restrooms, a kitchenette, generous storage, and a dedicated whiteboard collaboration wall, ideal for team meetings, presentations, and project planning. Well-maintained interiors include updated flooring, abundant natural light, functional layouts, and a professional appearance throughout. On-site parking and excellent accessibility add to the property's appeal. Whether you're an owner-occupant seeking space for your business with future flexibility or an investor looking for a unique commercial asset, this offering presents a rare opportunity. All four deeded office condominium units are included in the sale and will be conveyed together. Photos have been edited by AI.

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Price & Status History

Property Timeline

🏠
Listed for Sale
Aug 4, 2026
$999,900
Original listing
Office: Century 21 North East

Tax History

Year Taxes Assessment
2025 $8,469 —

Financial Details

Annual Property Tax
$8,469
Tax Year 2025

Facts & Features

Home Facts

Type Commercial Sale
Year Built 1988
Living Area 4,083 sq ft
Lot Size 0.13 acres
Heating None
Cooling None
Flooring None
Appliances None
Fireplace None
Basement None
Laundry None
Features None
Construction None
Architecture None
Roof Asphalt/composition Shingles
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Features None

Utilities

Electric None
Water None
Sewer None
Gas None
Other Public Water, Public Sewer

Financial

Annual Tax $8,469
Fee Includes None
Amenities None
Optional Fee Includes None
Seller Disclosures None
Possession None
Accepted Financing None
Structure Type []
Documents None
County Essex

Property Overview

Listing Type
For Sale
Year Built
1988
Living Area
4,083 sq ft

Floor Layout

Interior Features

Flooring:
Appliances:
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Construction & Materials

Year Built: 1988
Structure Type:
Exterior Materials:
Roof: Asphalt/Composition Shingles
Foundation:

Utilities & Systems

Heating:
Cooling:
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Exterior & Lot

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Patio & Porch:
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Parking & Garage

Parking Features:

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $706
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
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+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

45 Central St, Peabody MA 01960

Peabody, MA 01960

Listing Information

Listing Agent Nicholas D'Amico
Listing Office Century 21 North East
Office Phone 781-231-2236
Agent MLS ID CN264038
Office MLS ID AN4348
Listing Data Updated Sep 11, 2026 11:49 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

Contact Us

Steve Novak Real Estate
Steve Novak Real Estate
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