45 Roy Street, Swampscott MA 01907

Swampscott, MA 01907

$535,000

Est. $3,419/month

Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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2

Beds

1

Baths

1,376

Sq Ft

$389

Price/Sq Ft

0.11

Acres

1915

Year Built

2

Parking

Single Family Residence

Type

New today

Time on Market

For Sale Open House Listed Nov 10, 2026 • MLS# 73600812 Copied! • Updated Nov 10, 2026

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Open House Schedule

12

Nov

Thursday, November 12

4:15 PM - 5:15 PM EST

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14

Nov

Saturday, November 14

12:00 PM - 2:00 PM EST

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About this home

Built in 1915, this 2+ bedroom single-family home received an interior gut renovation in 2018, including new insulation, wiring, kitchen, and bathroom. The main level features an updated eat-in kitchen, combination living/dining room, three-season front porch, and sunny family room with direct access to the wood deck. The full bathroom is conveniently located on the first level at the base of the stairs to the second floor. Upstairs, you’ll find two bedrooms, including a versatile, two room primary suite offering flexibility for a sitting area, home office, nursery, or other creative use. Outside, enjoy two car parking, a fenced yard, and a wood deck with VIEWS OF THE BOSTON SKYLINE. A wonderful opportunity to make this Swampscott home your own! There will be a group showing Thursday 11/12 from 4:15-5:15 and an open house Saturday 11/14 from 12-2. MORE PHOTOS TO COME WEDNESDAY

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Recently Sold Nearby

Price & Status History

Property Timeline

🏠

Listed for Sale

Nov 10, 2026

$535,000

Original listing

Agent: Lise Danforth Office: Coldwell Banker Realty - Marblehead

Detailed History Table ▼

Date	Event	Price	Change	$/sqft	Details
11/10/2026	🏠 Listed for Sale	$535,000	-	-	Original listing

Tax History

Year	Taxes	Assessment
2026	$6,160	$513,300

Financial Details

Annual Property Tax

$6,160

Tax Year 2026

Assessed Value

$513,300

Facts & Features

Home Facts

Type Residential

Style Single Family Residence

Year Built 1915

Living Area 1,376 sq ft

Lot Size 0.11 acres

Bedrooms 2

Full Baths 1

Total Rooms 6

Interior

Heating Forced Air, Natural Gas

Cooling None

Flooring Wood, Tile, Carpet, Flooring - Wall To Wall Carpet

Appliances Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer

Fireplace None

Basement Full, Unfinished

Laundry In Basement

Features Sitting Room

Exterior

Construction Frame

Architecture Colonial

Roof Shingle

Features Deck - Wood, City View(s)

Pool None

Spa None

Fencing None

Patio/Porch Deck - Wood

Parking

Features Off Street

Total Spaces 2

Utilities

Electric Circuit Breakers

Water Public

Sewer Public Sewer

Gas None

Other For Gas Range

Financial

Annual Tax $6,160

Assessed Value $513,300

HOA & Community

Fee Includes None

Amenities None

Optional Fee Includes None

MA Disclosures

Lead Paint Unknown

Seller Disclosures None

Additional Details

Possession None

Accepted Financing None

Structure Type []

House Color Blue

Sq Ft Source Public Record

Sq Ft Disclosures Does not include 3 season enclosed front porch

Documents None

County Essex

Property Overview

Property Type

Single Family Residence

Listing Type

For Sale

Year Built

1915

Bedrooms

2

Full Bathrooms

1

Living Area

1,376 sq ft

Total Rooms

6

Floor Layout

Interactive room guide Explore Floor Layout 2 levels · 7 rooms Open ›

Interior Features

Flooring: Wood, Tile, Carpet, Flooring - Wall to Wall Carpet

Appliances: Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer

Interior Features: Sitting Room

Windows: Insulated Windows

Basement: Full, Unfinished

Laundry: In Basement

Security:

Construction & Materials

Style: Colonial

Year Built: 1915

Structure Type:

Exterior Materials: Frame

Roof: Shingle

Foundation: Stone

Utilities & Systems

Heating: Forced Air, Natural Gas

Cooling: None

Hot Water:

Water Source: Public

Sewer: Public Sewer

Energy Features:

Exterior & Lot

Exterior Features: Deck - Wood, City View(s)

Patio & Porch: Deck - Wood

Fencing:

Other Structures:

Lot Features: Sloped

Road Surface:

Parking & Garage

Total Parking Spaces: 2

Parking Features: Off Street

Special Features

View: Yes

View Type: City

Community Amenities: Public Transportation, Shopping, Park, Walk/Jog Trails, House of Worship, Public School, T-Station

Nearby Schools

School District

Swampscott School District local

B

🎓 Where Graduates Go Class of 2021

78% attend college

73% 4-Year 5% 2-Year 38% Out of State 4% Working

✓ School Safety 2024-25

1.2% Low

1.2% Suspensions 0.4% In-School

↓ 4.3% below state avg

E

Elementary Schools

1 school

B+

Swampscott Elementary School

1.5 mi | #315 of 825 | Score: 50.3

Dropped 43 spots from last year

-7.9 below state avg

Limited historical data for year-over-year comparison

745 students Moderate

Grades K-04

M

Middle Schools

1 school

B+

Swampscott Middle School

1.3 mi | #122 of 352 | Score: 47.4

Dropped 51 spots from last year

-10.9 below state avg

663 students Moderate

Grades PK-08

H

High Schools

1 school

A-

Swampscott High School

0.4 mi | #101 of 346 | Score: 60.3

Dropped 69 spots from last year

+2.1 above state avg

675 students Moderate

18 sports • 1,578 athletes

Strong AP Program Career Tech Programs College Ready Curriculum Strong Athletics

Grades 09-12

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Loan Term 30 years 15 years

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Principal & Interest $0

Property Tax $513

Homeowners Insurance $200

PMI (if <20% down) $0

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Year 1

95% Interest

Year 15

50/50

Year 30

95% Principal

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Location

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Neighborhood

45 Roy Street, Swampscott MA 01907

Swampscott, MA 01907

Listing Information

Listing Agent Lise Danforth

Listing Office Coldwell Banker Realty - Marblehead

Office Phone 781-631-9511

Agent MLS ID CT002084

Office MLS ID AN6221

Listing Data Updated Nov 10, 2026 6:12 PM EST

Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

Contact Us

Steve Novak Real Estate

BMN Boston Powered by SERHANT

mail@steve-novak.com

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