454 Merrimac St, Newburyport MA 01950

Newburyport, MA 01950
$1,150,000
Est. $6,810/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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4
Beds
2.5
Baths
2,002
Sq Ft
$574
Price/Sq Ft
0.25
Acres
1870
Year Built
2
Garage Spaces
New today
Time on Market
For Sale Listed Oct 29, 2026 • MLS# 73596707 Copied! • Updated Oct 29, 2026

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About this home

Welcome to 454 Merrimac Street, a classic 4-bedroom, 3-bath home in one of Newburyport’s most sought-after locations. Enter inside to find wide pine floors and a graceful curved staircase that sets the tone for the character found throughout. Upstairs, the primary bedroom is complemented by a versatile bonus room, ideal for a home office, nursery, dressing room, or private retreat. The convenience of second-floor laundry puts everyday living right where you need it.The detached garage offers exciting potential for an Accessory Dwelling Unit (ADU), perfect for multigenerational living, guests, a studio, or future rental income. ADU approved for permitting, and zoning with the City of Newburyport.Enjoy the best of coastal New England living, with the ocean, historic downtown Newburyport, and its acclaimed restaurants and shops all close by. Commuters will appreciate quick access to I-95 and I-495, plus the Newburyport MBTA Commuter Rail for an easy ride to Boston. Schedule your showing today!

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Price & Status History

Property Timeline

🏠
Listed for Sale
Oct 29, 2026
$1,150,000
Original listing
Office: Lamacchia Realty, Inc.

Tax History

Year Taxes Assessment
2026 $9,535 $1,029,700

Financial Details

Annual Property Tax
$9,535
Tax Year 2026
Assessed Value
$1,029,700

Facts & Features

2 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1870
Living Area 2,002 sq ft
Lot Size 0.25 acres
Bedrooms 4
Full Baths 2
Half Baths 1
Total Rooms 12

Interior

Heating Forced Air, Natural Gas
Cooling None
Flooring Tile, Vinyl, Carpet, Hardwood, Flooring - Hardwood
Appliances Gas Water Heater, Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator, Freezer, Washer, Dryer
Fireplace None
Basement Full, Concrete, Unfinished
Laundry Closet/cabinets - Custom Built, Flooring - Stone/ceramic Tile, Countertops - Stone/granite/solid, Recessed Lighting, Lighting - Sconce, Second Floor, Gas Dryer Hookup, Electric Dryer Hookup, Washer Hookup
Features Closet/cabinets - Custom Built, Mud Room, Bonus Room, Walk-up Attic, Internet Available - Broadband

Exterior

Construction Frame
Architecture Colonial
Roof Shingle
Features Deck - Wood, Storage, Fenced Yard, Garden
Pool None
Spa None
Fencing Fenced/enclosed, Fenced
Patio/Porch Deck - Exterior, Deck - Wood
Garage Spaces 2
Has Garage Yes
Features Detached, Storage, Workshop In Garage, Oversized, Paved Drive, Off Street, Paved
Total Spaces 5
Electric Circuit Breakers, 100 Amp Service
Water Public, Cistern
Sewer Public Sewer
Gas None
Other For Gas Range, For Gas Oven, For Gas Dryer, For Electric Dryer, Washer Hookup
Annual Tax $9,535
Assessed Value $1,029,700
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Yes
Seller Disclosures Buyers And Buyers Agents To Perform Due Diligence. Some Photos May Be Virtually Enhanced. No Closet In 4th Bedroom.
Possession None
Accepted Financing Seller W/participate
Structure Type []
House Color Yellow
Sq Ft Source Public Record
Sq Ft Disclosures Measurements are approx.
Documents None
County Essex

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1870
Bedrooms
4
Full Bathrooms
2
Half Bathrooms
1
Living Area
2,002 sq ft
Total Rooms
12
Main Level Bedrooms
1

Floor Layout

Interior Features

Flooring: Tile, Vinyl, Carpet, Hardwood, Flooring - Hardwood
Appliances: Gas Water Heater, Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator, Freezer, Washer, Dryer
Interior Features: Closet/Cabinets - Custom Built, Mud Room, Bonus Room, Walk-up Attic, Internet Available - Broadband
Windows:
Basement: Full, Concrete, Unfinished
Laundry: Closet/Cabinets - Custom Built, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Recessed Lighting, Lighting - Sconce, Second Floor, Gas Dryer Hookup, Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Style: Colonial
Year Built: 1870
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter, Stone

Utilities & Systems

Heating: Forced Air, Natural Gas
Heating Zones: 1
Cooling: None
Hot Water:
Water Source: Public, Cistern
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck - Wood, Storage, Fenced Yard, Garden
Patio & Porch: Deck - Exterior, Deck - Wood
Fencing: Fenced/Enclosed, Fenced
Other Structures:
Lot Features:
Road Frontage: 73.00 ft
Road Surface:

Parking & Garage

Garage Spaces: 2
Total Parking Spaces: 5
Parking Features: Detached, Storage, Workshop in Garage, Oversized, Paved Drive, Off Street, Paved

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

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Loan Amount
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After down payment
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $795
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

454 Merrimac St, Newburyport MA 01950

Newburyport, MA 01950

Listing Information

Listing Agent Steve Lapham
Listing Office Lamacchia Realty, Inc.
Office Phone 978-463-4322
Agent MLS ID CN250245
Office MLS ID AN8750
Listing Data Updated Oct 29, 2026 4:05 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steve Novak Real Estate
Steve Novak Real Estate
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