49 West Cottage St, Boston MA 02125

Boston, MA 02125 • Dorchester
$1,149,000
Est. $6,437/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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6
Beds
4
Baths
2,821
Sq Ft
$407
Price/Sq Ft
0.06
Acres
1880
Year Built
1
Parking
16 hours 51 minutes
Time on Market
For Sale Listed Oct 8, 2026 • MLS# 73588403 Copied! • Updated Oct 9, 2026

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About this home

Fully rented at a 7.63% cap rate, this renovated Three-Family offers the perfect turn-key property for your next investment. The property has been extensively renovated with new kitchens, bathrooms, cosmetics, and updated mechanicals, including a new heat pump system. Unit 1 - a 3 Bed, 2 Bath, Unit 2 - a 2 Bed, 1 Bath, and Unit 3 - a 1 Bed, 1 Bath, provide three different unit types and a variety to help reduce vacancy. The current rent roll of $8,180/mo offers an opportunity for day 1 cash flow without immediate capital improvements. One parking space is available in the rear of the property, accessible via a freshly paved driveway. Nearby Uphams Corner MBTA station offers direct service to South Station, while South Bay’s shopping, dining and entertainment, put everyday conveniences and the rest of Boston within easy reach.

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Recently Sold Nearby

Property History

Market Insights

22.5%
Price Range
1
Previous Sales

Property Timeline

🏠
Listed for Sale
Oct 8, 2026
$1,149,000
Original listing
Agent: Zachary Feldshuh Office: Choose Boston, LLC
Previous Transaction - MLS #73208782
Full transaction history available when tracking began
🏷️
Previously Sold
Mar 27, 2024
$890,000
MLS #73208782

Tax History

Year Taxes Assessment
2026 $5,124 $819,300

Financial Details

Annual Property Tax
$5,124
Tax Year 2026
Assessed Value
$819,300

Facts & Features

Home Facts

Type Residential Income
Style 3 Family
Year Built 1880
Living Area 2,821 sq ft
Lot Size 0.06 acres
Stories 3
Bedrooms 6
Full Baths 4
Total Rooms 18

Investment Metrics

Units 3
Unit 1 Rent $3,000/mo · Y
Unit 2 Rent $2,800/mo · Y
Unit 3 Rent $2,380/mo · Y
Total Monthly Rent $8,180/mo
Gross Income $98,160
Net Operating Income $98,160
Operating Expenses $5,400
Water/Sewer Expense $1,200
Electric Expense $600
Insurance Expense $3,600
Cap Rate 8.54%
Heating Heat Pump
Cooling Heat Pump
Flooring None
Appliances None
Fireplace None
Basement None
Laundry None
Features None
Construction None
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Features Paved Drive, Off Street
Total Spaces 1
Electric None
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $5,124
Assessed Value $819,300
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Lead Paint Certified Treated
Seller Disclosures See Lead Certifications Attached. Expenses Are Estimated But In Line. Leases Attached. See Underwriting At 7.63% Cap Rate Attached.
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Documents None
County Suffolk
Total market time (incl. prior listings) 2 days

Property Overview

Property Type
3 Family
Listing Type
For Sale
Year Built
1880
Bedrooms
6
Full Bathrooms
4
Living Area
2,821 sq ft
Total Rooms
18
Stories
3
Levels
3

Floor Layout

Interior Features

Flooring:
Appliances:
Interior Features:
Windows:
Basement:
Laundry:
Security:

Construction & Materials

Year Built: 1880
Structure Type:
Exterior Materials:
Roof: Shingle
Foundation: Stone
Stories: 3

Heating, Cooling & Utilities

Heating: Heat Pump
Cooling: Heat Pump
Hot Water: Electric
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 1
Parking Features: Paved Drive, Off Street
School District
Boston School District local
C-
🎓 Where Graduates Go Class of 2021
52% attend college
38% 4-Year 14% 2-Year 7% Out of State 7% Working
⚠ School Safety 2024-25
3.7% Above Average
3.2% Suspensions 0.3% In-School 0.5% Emergency
↓ 1.8% below state avg
E

Elementary Schools

3 schools
Dudley Street Neighborhood Charter School
0.1 mi
Winthrop Elementary
0.2 mi
C-
Dudley Street Neighborhood Charter School
0.2 mi | #742 of 825 | Score: 33.1
Improved 37 spots from last year
-25.1 below state avg
261 students Diverse
Rising School
Grades PK-05
M

Middle Schools

3 schools
F
Higginson/Lewis K-8 School
0.6 mi | #349 of 352 | Score: 23.2
Improved 3 spots from last year
-35 below state avg
246 students Diverse
Grades 03-08
A
Uncommon Schools - Roxbury Preparatory Dorchester Campus Middle School
0.7 mi | #4 of 16 | Score: 42.5
Improved 187 spots from last year
-15.7 below state avg
1,225 students Diverse
Rising School College Ready Curriculum
Grades 05-08
Frederick Pilot Middle
0.8 mi
H

High Schools

3 schools
B
Dearborn STEM Academy
0.5 mi | #13 of 25 | Score: 33.4
Improved 356 spots from last year
-24.8 below state avg
565 students Moderate
10 sports • 242 athletes
Early College Program Rising School
Grades 07-12
F
Boston Day and Evening Academy Charter School
0.6 mi | #346 of 346 | Score: 14.1
Improved 44 spots from last year
-44.1 below state avg
313 students Diverse
Rising School
Grades 09-12
A+
Boston Latin Academy
0.6 mi | #2 of 25 | Score: 64.9
Improved 214 spots from last year
+6.7 above state avg
1,669 students Very Diverse
17 sports • 1,298 athletes
Strong AP Program High Graduation Rate Rising School Strong Athletics
Grades 07-12
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Monthly Payment Calculator

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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $427
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

Dorchester

49 West Cottage St, Boston MA 02125

Boston, MA 02125

Listing Information

Listing Agent Zachary Feldshuh
Listing Office Choose Boston, LLC
Office Phone 617-388-9336
Agent MLS ID CN244688
Office MLS ID AN7367
Listing Data Updated Oct 9, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steve Novak Real Estate
Steve Novak Real Estate
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