5 Adams Terrace # 3, Cambridge MA 02138

Cambridge, MA 02138 • Harvard Square
$1,100,000
Est. $6,252/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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2
Beds
2
Baths
1,075
Sq Ft
$1,023
Price/Sq Ft
1910
Year Built
1
Parking
1
Day on Market
For Sale Open House Listed Oct 13, 2026 • MLS# 73587352 Copied! • Updated Oct 13, 2026

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Open House Schedule

16
Oct
Friday, October 16
11:30 AM - 1:00 PM EDT
17
Oct
Saturday, October 17
11:30 AM - 1:00 PM EDT
18
Oct
Sunday, October 18
11:30 AM - 1:00 PM EDT

About this home

Don't miss this beautifully renovated top-floor residence tucked away on a private way in the heart of Mid-Cambridge, just steps from Harvard Sq! Thoughtfully transformed through a high-quality, architect-designed 2014 renovation of an elegant 3-family residence, this sun-filled home offers 6 rooms, 2 bedrooms, 2 full baths and 1,075 sq ft of thoughtfully designed living space. The bright, open-concept living, dining and kitchen area features high ceilings, beautifully refinished hardwood floors and wonderful natural light, with the added benefit of no one living above you. The spacious kitchen is ideal for cooking and entertaining, with custom white cabinetry, crown molding, Biscayne White granite counters, breakfast bar and stainless appliances. A separate office/study provides an ideal work-from-home space, while custom California Closet systems enhance storage in the 2nd bedroom and office. One of the home's highlights is the large private rear deck—a peaceful outdoor retreat overlooking neighboring gardens. Residents also enjoy a shared fenced backyard and pet-friendly association. Additional conveniences include central A/C, in-unit laundry, basement storage and 1-car parking. Set back off Roberts Road on a private way, this well-maintained, owner-occupied building offers a quiet residential setting remarkably close to everything. With a Walk Score of 93 and perfect Bike Score of 100, Kirkland Village is approx. 5 minutes away, Whole Foods about 10 minutes, and Harvard Square and the Red Line approx. 12 minutes on foot. Cambridge Rindge & Latin, Cambridge Public Library, parks, restaurants, cafés, shops and cultural attractions are all nearby. Recent improvements include newer A/C condenser, appliances, hot-water tank, windows and deck staining. Top-floor living, 2 baths, office, private deck, parking, central air and in-unit laundry—an exceptional Mid-Cambridge combination.

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Recently Sold Nearby

Price & Status History

Property Timeline

🏠
Listed for Sale
Oct 13, 2026
$1,100,000
Original listing
Agent: The Shorey Realty Group Office: Real Broker MA, LLC

Tax History

Year Taxes Assessment
2026 $3,609 $1,038,400

Financial Details

Annual Property Tax
$3,609
Tax Year 2026
HOA Fee
$189
Monthly
Assessed Value
$1,038,400

Facts & Features

Central AC

Home Facts

Type Residential
Style Condominium
Year Built 1910
Living Area 1,075 sq ft
Stories 1
Bedrooms 2
Full Baths 2
Total Rooms 6

Interior

Heating Forced Air, Natural Gas
Cooling Central Air
Flooring Wood, Tile
Appliances Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Basement Y
Laundry Third Floor, In Unit
Features Closet/cabinets - Custom Built, Home Office

Exterior

Construction Frame
Architecture None
Roof Rubber
Features Porch, Deck, Fenced Yard, Garden
Pool None
Spa None
Fencing Fenced
Patio/Porch Porch, Deck
Features Off Street, Assigned
Total Spaces 1
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range
Annual Tax $3,609
Assessed Value $1,038,400

HOA & Community

HOA Fee $189 Monthly
Fee Includes Electricity, Water, Sewer, Insurance, Maintenance Structure, Maintenance Grounds, Snow Removal
Amenities None
Optional Fee Includes None
Owner-Occupied Units 3
Pets Yes w/ Restrictions
Lead Paint Unknown
Seller Disclosures On Private Way, Bedroom Window Has A Crack, Taxes Shown Include Residential Exemption, 2 Pets Ok, Private Large Storage Room In Basement. Min 6 Month Rentals.
Possession None
Accepted Financing None
Structure Type ["2/3 Family"]
Unit/Building 3
Sq Ft Source Public Record
Documents None
County Middlesex

Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
1910
Bedrooms
2
Full Bathrooms
2
Living Area
1,075 sq ft
Total Rooms
6
Stories
1
Entry Level
3

Floor Layout

Interior Features

Flooring: Wood, Tile
Appliances: Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Interior Features: Closet/Cabinets - Custom Built, Home Office
Windows: Insulated Windows
Basement: Y
Laundry: Third Floor, In Unit
Security:

Construction & Materials

Year Built: 1910
Structure Type: 2/3 Family
Exterior Materials: Frame
Roof: Rubber
Foundation:
Stories: 1

Utilities & Systems

Heating: Forced Air, Natural Gas
Cooling: Central Air
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features: Thermostat

Exterior & Lot

Exterior Features: Porch, Deck, Fenced Yard, Garden
Patio & Porch: Porch, Deck
Fencing: Fenced
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 1
Parking Features: Off Street, Assigned

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

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Loan Amount
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $301
Homeowners Insurance $200
HOA Fee $189/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

Harvard Square

5 Adams Terrace # 3, Cambridge MA 02138

Cambridge, MA 02138

Listing Information

Listing Agent The Shorey Realty Group
Listing Office Real Broker MA, LLC
Office Phone 855-450-0442
Agent MLS ID TM331899
Office MLS ID AN4866
Listing Data Updated Oct 13, 2026 10:35 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steve Novak Real Estate
Steve Novak Real Estate
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