539-541 North Front Street, New Bedford MA 02745
New Bedford, MA 02745 • North
$899,000
$895,000
Est. $5,245/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Fully gut-renovated multifamily opportunity in New Bedford renovated in 2022 offering strong income potential for both investors and owner-occupants alike. This oversized property features two spacious 4 bed/1 bath units on the 1st and 2nd floors, plus two 1 bed/1 bath units on the 3rd floor. Bonus finished 4th-floor living space with an additional bathroom offers flexibility for storage, office, or extended use. Property includes 5 off-street parking spaces, updated kitchens and baths, modern finishes, and strong rental upside. Ideal setup for FHA buyers looking to offset their mortgage with rental income or investors seeking a turn-key asset with future value-add potential. Preliminary concepts for a potential 8-unit conversion have already been explored. Conveniently located near highways, shopping, restaurants, and commuter access.
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Recently Sold Nearby
Price & Status History
Market Insights
1
Price Changes
0.4%
Price Range
Property Timeline
Pending Sale
Sep 18, 2026
Offer accepted, sale pending
Price Reduced
Aug 11, 2026
$895,000
$4,000
(-0.44%)
From $899,000 to $895,000 (-0.4%)
Listed for Sale
May 21, 2026
$895,000
Original listing
Agent: Niko Stafford
Office: Block Realty
Listed for Sale
May 21, 2026
$895,000
Original listing
Agent: Niko Stafford
Office: Block Realty
Listed for Sale
May 21, 2026
$899,000
Original listing
Agent: Niko Stafford
Office: Block Realty
Listed for Sale
May 21, 2026
$899,000
Original listing
Agent: Niko Stafford
Office: Block Realty
Listed for Sale
May 21, 2026
$899,000
Original listing
Agent: Niko Stafford
Office: Block Realty
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/18/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 08/11/2026 | ↓ Price Reduced | $895,000 | $4,000 | - | From $899,000 to $895,000 (-0.4%) |
| 05/21/2026 | 🏠 Listed for Sale | $895,000 | - | - | Original listing |
| 05/21/2026 | 🏠 Listed for Sale | $895,000 | - | - | Original listing |
| 05/21/2026 | 🏠 Listed for Sale | $899,000 | - | - | Original listing |
| 05/21/2026 | 🏠 Listed for Sale | $899,000 | - | - | Original listing |
| 05/21/2026 | 🏠 Listed for Sale | $899,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $6,237 | $551,500 |
Financial Details
Annual Property Tax
$6,237
Tax Year 2026
Assessed Value
$551,500
Facts & Features
Home Facts
Type
Residential Income
Style
4 Family - 4 Units Up/Down
Year Built
2022
Living Area
4,118 sq ft
Lot Size
0.07 acres
Stories
5
Bedrooms
10
Full Baths
5
Total Rooms
17
Investment Metrics
Units
4
Unit 1 Rent
$2,250/mo · Y
Unit 2 Rent
$2,250/mo · Y
Unit 3 Rent
$1,675/mo · Y
Unit 4 Rent
$1,850/mo · Y
Total Monthly Rent
$8,025/mo
Gross Income
$46,800
Net Operating Income
$46,800
Cap Rate
5.23%
Interior
Heating
None
Cooling
None
Flooring
None
Appliances
None
Fireplace
None
Basement
Full, Walk-out Access, Interior Entry, Unfinished
Laundry
None
Features
None
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
Covered
Parking
Features
Paved Drive, Off Street
Total Spaces
5
Utilities
Electric
100 Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$6,237
Assessed Value
$551,500
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Certified Treated
Seller Disclosures
Seller Has Ownership In The Home! One Unit Vacant
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Measured
Documents
None
County
Bristol
Total market time (incl. prior listings)
67 days
Property Overview
Property Type
4 Family - 4 Units Up/Down
Listing Type
Sale Pending
Year Built
2022
Bedrooms
10
Full Bathrooms
5
Living Area
4,118 sq ft
Total Rooms
17
Stories
5
Levels
5
Floor Layout
Interior Features
Flooring:
Appliances:
Interior Features:
Windows:
Basement:
Full, Walk-Out Access, Interior Entry, Unfinished
Laundry:
Security:
Construction & Materials
Year Built:
2022
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Stone
Stories:
5
Utilities & Systems
Heating:
Cooling:
Hot Water:
Natural Gas
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Covered
Fencing:
Other Structures:
Lot Features:
Corner Lot
Road Surface:
Parking & Garage
Total Parking Spaces:
5
Parking Features:
Paved Drive, Off Street
Nearby Schools
School District
New Bedford School District local
D
Where Graduates Go
Class of 2021
31%
attend college
13%
4-Year
18%
2-Year
4%
Out of State
9%
Working
School Safety
2024-25
6.0%
Above Average
4.2%
Suspensions
1.0%
In-School
1.8%
Emergency
0.5% above state avg
Elementary Schools
10 schools
C+
Alma del Mar Charter School
0.3 mi
|
#232 of 352
|
Score: 37.7
Improved 36 spots from last year
-20.5 below state avg
1,044 students
Diverse
Rising School
Grades K-08
C
Global Learning Charter Public School
0.6 mi
|
#273 of 346
|
Score: 45.2
Dropped 3 spots from last year
-13 below state avg
501 students
Diverse
High Graduation Rate
College Ready Curriculum
Diverse Student Body
Strong Attendance
Grades 05-12
All Saints Catholic School
1.1 mi
Grades PK-08
Child and Family Services
1.7 mi
Grades K-12
B+
Trinity Day Academy
2.0 mi
|
#149 of 346
|
Score: 72.4
Same rank as last year
87 students
Diverse
College Ready Curriculum
Diverse Student Body
Grades 04-12
Holy Family-Holy Name School
2.1 mi
Grades PK-08
Nazarene Christian Academy
2.2 mi
Grades PK-12
St. James-St. John School
2.7 mi
Grades PK-08
D
Abraham Lincoln School
0.3 mi
|
#781 of 825
|
Score: 30.5
Dropped 74 spots from last year
-27.7 below state avg
724 students
Diverse
Diverse Student Body
Grades K-05
F
Charles S Ashley School
0.7 mi
|
#800 of 825
|
Score: 28.3
Improved 18 spots from last year
-29.9 below state avg
238 students
Diverse
Diverse Student Body
Grades K-05
Middle Schools
5 schools
Nativity Prep School
2.4 mi
Grades 05-08
Our Sisters' School
3.1 mi
Grades 05-06
C-
Normandin Middle School
1.0 mi
|
#295 of 352
|
Score: 32.1
Improved 9 spots from last year
-26.1 below state avg
922 students
Diverse
Diverse Student Body
Grades 06-08
C-
Keith Middle School
1.9 mi
|
#307 of 352
|
Score: 31.0
Dropped 18 spots from last year
-27.2 below state avg
918 students
Diverse
Diverse Student Body
Grades 06-08
C-
Roosevelt Middle School
4.0 mi
|
#305 of 352
|
Score: 31.3
Improved 43 spots from last year
-26.9 below state avg
779 students
Diverse
Rising School
Diverse Student Body
Grades 06-08
High Schools
3 schools
F
Whaling City Junior/Senior High School
2.3 mi
|
#338 of 346
|
Score: 21.9
Improved 16 spots from last year
-36.3 below state avg
190 students
Diverse
College Ready Curriculum
Diverse Student Body
Grades 06-12
C+
Greater New Bedford Vocational Technical High School
1.7 mi
|
#231 of 346
|
Score: 49.4
Dropped 42 spots from last year
-8.8 below state avg
2,161 students
Diverse
19 sports
• 1,754 athletes
High Graduation Rate
Career Tech Programs
College Ready Curriculum
Strong Athletics
Grades 09-12
C
New Bedford High School
1.9 mi
|
#262 of 346
|
Score: 46.3
Improved 39 spots from last year
-11.9 below state avg
2,792 students
Diverse
19 sports
• 1,326 athletes
Early College Program
Rising School
Career Tech Programs
College Ready Curriculum
Grades 09-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$520
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
North
539-541 North Front Street, New Bedford MA 02745
New Bedford, MA 02745
Listing Information
Listing Agent
Niko Stafford
Listing Office
Block Realty
Office Phone
617-505-3324
Agent MLS ID
CN222309
Office MLS ID
AN7557
Listing Data Updated
Oct 1, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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