55-59 White Street, Lowell MA 01854

Lowell, MA 01854
$900,000
$850,000
Est. $5,395/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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0.32
Acres
1920
Year Built
123
Days on Market
For Sale Price Drop -$50,000 Listed Jun 7, 2026 • MLS# 73531354 Copied! • Updated Sep 29, 2026

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About this home

Fantastic investment opportunity, especially for an investor with large/growing holdings requiring storage space or a contractor/business owner that will utilize both the plentiful parking and storage, as well as the income aspect of the residential units. Property consists of the following: 3-family, consisting of a studio, a one-bedroom and a two-bedroom, all with heat and hot water inc. At the back of the lot is a two-bedroom single-family home, with the tenant paying own gas and electric. 11 storage units, all cold storage, with electricity included in the rent: one double-unit in front, 3 single width storage units in front, 2 long and deep single storage units under rear 1-family and 5 medium size storage units w/door access (no overhead door/garage door) at the back side of the lot by the single-family. This makes for a total of 4 residential units and 11 storage units. Current rents are well under market

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Recently Sold Nearby

Property History

Market Insights

2
Price Changes
5.6%
Price Range

Property Timeline

↓
Price Reduced
Sep 25, 2026
$850,000 $25,000 (-2.86%)
From $875,000 to $850,000 (-2.9%)
•
Back On Market
Sep 25, 2026
Active
📋
Status: Active under contract
Sep 3, 2026
Active → Active Under Contract
⏳
Pending Sale
Sep 3, 2026
Offer accepted, sale pending
↓
Price Reduced
Jul 14, 2026
$875,000 $25,000 (-2.78%)
From $900,000 to $875,000 (-2.8%)
🏠
Listed for Sale
Jun 7, 2026
$900,000
Original listing
Agent: Brian Donoghue Office: Universal Property Management

Tax History

Year Taxes Assessment
2026 $10,763 —

Financial Details

Annual Property Tax
$10,763
Tax Year 2026

Facts & Features

Home Facts

Type Commercial Sale
Year Built 1920
Lot Size 0.32 acres
Heating None
Cooling None
Flooring None
Appliances None
Fireplace None
Basement None
Laundry None
Features None
Construction None
Architecture None
Roof Rubber, Other
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Features None

Utilities

Electric None
Water None
Sewer None
Gas None
Other Public Water, Public Sewer

Financial

Annual Tax $10,763
Fee Includes None
Amenities None
Optional Fee Includes None
Seller Disclosures Buyers/buyers Agent To Perform Own Due Diligence. Seller And Listing Broker Make No Representations As To Usage Of Property.
Possession None
Accepted Financing None
Structure Type []
Documents None
County Middlesex

Property Overview

Listing Type
For Sale
Year Built
1920

Floor Layout

Interior Features

Flooring:
Appliances:
Interior Features:
Windows:
Basement:
Laundry:
Security:

Construction & Materials

Year Built: 1920
Structure Type:
Exterior Materials:
Roof: Rubber, Other
Foundation:

Heating, Cooling & Utilities

Heating:
Cooling:
Hot Water:
Water Source:
Sewer:
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Parking Features:
School District
Lowell School District local
C-
⚠ School Safety 2024-25
3.0% Above Average
2.8% Suspensions 0.8% In-School 0.2% Emergency
↓ 2.5% below state avg
E

Elementary Schools

10 schools
St. Jeanne D'Arc Elementary School
0.3 mi
Grades PK-08
C
Bartlett Community Partnership School
0.5 mi | #270 of 352 | Score: 34.7
Improved 16 spots from last year
-23.5 below state avg
488 students Diverse
Diverse Student Body
Grades PK-08
St. Patrick School and Educational Center
0.8 mi
Grades PK-08
Hellenic American Academy
1.0 mi
Grades PK-08
St. Louis Elementary School
1.1 mi
Grades PK-08
Community Christian Academy
1.2 mi
Grades PK-12
B
Lowell Community Charter Public School
1.2 mi | #154 of 352 | Score: 44.1
Improved 33 spots from last year
-14.2 below state avg
815 students Diverse
Rising School Diverse Student Body Strong Attendance
Grades PK-08
St. Michael Elementary School
1.4 mi
Grades PK-08
B
Rogers STEM Academy
1.5 mi | #8 of 16 | Score: 34.3
Improved 265 spots from last year
-23.9 below state avg
895 students Diverse
Rising School Diverse Student Body
Grades K-08
Lowell Youth Treatment Center
1.6 mi
Grades 01-12
M

Middle Schools

7 schools
B-
Kathryn P. Stoklosa Middle School
0.7 mi | #199 of 352 | Score: 40.7
Improved 17 spots from last year
-17.5 below state avg
608 students Diverse
Diverse Student Body
Grades 05-08
C+
Dr. An Wang School
1.0 mi | #249 of 352 | Score: 36.2
Improved 44 spots from last year
-22 below state avg
669 students Very Diverse
Rising School Diverse Student Body
Grades 05-08
C-
Henry J Robinson Middle School
1.5 mi | #288 of 352 | Score: 32.7
Improved 31 spots from last year
-25.5 below state avg
580 students Diverse
Rising School Diverse Student Body
Grades 05-08
Laura Lee Therapeutic Day School
1.9 mi
15 students Diverse
Grades 01-08
B+
James S Daley Middle School
2.0 mi | #128 of 352 | Score: 46.6
Improved 47 spots from last year
-11.6 below state avg
686 students Diverse
Rising School Diverse Student Body
Grades 05-08
C
Benjamin F. Butler Middle School
2.3 mi | #260 of 352 | Score: 35.7
Dropped 4 spots from last year
-22.5 below state avg
488 students Diverse
Diverse Student Body
Grades 05-08
C
James Sullivan Middle School
2.7 mi | #267 of 352 | Score: 34.9
Improved 38 spots from last year
-23.3 below state avg
606 students Diverse
Rising School Diverse Student Body
Grades 05-08
H

High Schools

4 schools
Old Colony Y Lowell Revocation Program
0.8 mi
Grades 09-12
F
Lowell Middlesex Academy Charter School
1.2 mi | #337 of 346 | Score: 22.3
Improved 9 spots from last year
-35.9 below state avg
124 students Diverse
College Ready Curriculum Diverse Student Body
Grades 09-12
F
The Career Academy
1.4 mi | #25 of 25 | Score: 18.1
Improved 363 spots from last year
-40.1 below state avg
108 students Diverse
Rising School Diverse Student Body
Grades 09-12
D
Leblanc Therapeutic Day School
2.6 mi | #376 of 346 | Score: 32.8
Same rank as last year
31 students Diverse
Diverse Student Body
Grades 09-12
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Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $897
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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+0.5% Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

55-59 White Street, Lowell MA 01854

Lowell, MA 01854

Listing Information

Listing Agent Brian Donoghue
Listing Office Universal Property Management
Office Phone 978-937-9327
Agent MLS ID CT000075
Office MLS ID D95031
Listing Data Updated Sep 29, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steve Novak Real Estate
Steve Novak Real Estate
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