630 Bay St, Fall River MA 02724

Fall River, MA 02724
$549,000
Est. $3,366/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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4
Beds
2.5
Baths
2,202
Sq Ft
$249
Price/Sq Ft
0.16
Acres
1883
Year Built
2
Parking
New today
Time on Market
For Sale Listed Nov 13, 2026 • MLS# 73601944 Copied! • Updated Nov 13, 2026

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About this home

Offering two immaculate units with room to grow on the third level—already divided into multiple rooms—630 Bay Street spans 2,202 square feet of living space, making it an ideal opportunity for owner-occupants and investors alike. Each level features a comfortable 4-room layout with 2 bedrooms, 1 full bath, and rich hardwood flooring, complemented by a newly completed driveway with off-street parking for two vehicles. Step into the backyard—complete with a newly finished side yard—and you won't believe you're in the city, offering a tranquil setting where deer visit daily. Freshly painted in 2026 and extensively updated that same year with new windows, exterior doors, new gutters, and a new chimney and liner, the exterior and mechanicals are well-equipped alongside brand-new space heaters, 100-amp electrical service per unit, natural gas hot water, gas range hookups, and a 2-year-old 3rd-party-owned solar system paired with a 2-year-old roof. The full, partially finished basement adds extra versatility with a half bath, concrete floor, and both interior and exterior access. Being delivered vacant, you have the immediate flexibility to set your own market rents or move right into one unit while generating rental income from the other. Ideally situated near public transportation, shopping, parks, walk/jog trails, medical facilities, local schools, the waterfront marina, and Sandy Beach along Mount Hope Bay, with effortless highway access to Routes 24, 79, I-195, and the MBTA South Coast Rail station for seamless commuting. Information provided is deemed reliable but not guaranteed; buyers and buyer's agents are responsible for conducting their own due diligence and independently verifying all property details, square footage, zoning, and intended uses.

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Recently Sold Nearby

Price & Status History

Property Timeline

🏠
Listed for Sale
Nov 13, 2026
$549,000
Original listing
Agent: Philip Rebello Office: Keller Williams South Watuppa

Tax History

Year Taxes Assessment
2026 $4,678 $407,500

Financial Details

Annual Property Tax
$4,678
Tax Year 2026
Assessed Value
$407,500

Facts & Features

Home Facts

Type Residential Income
Style 2 Family - 2 Units Up/Down
Year Built 1883
Living Area 2,202 sq ft
Lot Size 0.16 acres
Stories 2
Bedrooms 4
Full Baths 2
Half Baths 1
Total Rooms 10

Investment Metrics

Units 2
Unit 1 Rent — · N
Unit 2 Rent — · N
Heating None
Cooling None
Flooring Hardwood
Appliances None
Fireplace None
Basement Full, Partially Finished, Interior Entry, Sump Pump, Concrete
Laundry None
Features None
Construction Frame
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing Fenced
Patio/Porch Deck - Wood, Covered
Features Off Street
Total Spaces 2
Electric Circuit Breakers, 200+ Amp Service, Individually Metered
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range

Financial

Annual Tax $4,678
Assessed Value $407,500
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Buyer And Buyers Agent To Verify All Data. Data Deemed Reliable But Not Guaranteed.
Exclusions Personal Belongings
Possession None
Accepted Financing None
Structure Type []
House Color Green
Sq Ft Source Public Record
Sq Ft Disclosures Buyer and Buyers Agent Responsible for accuracy of square footage room size
Documents None
County Bristol

Property Overview

Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1883
Bedrooms
4
Full Bathrooms
2
Half Bathrooms
1
Living Area
2,202 sq ft
Total Rooms
10
Stories
2
Levels
2

Floor Layout

Interior Features

Flooring: Hardwood
Appliances:
Interior Features:
Windows: Insulated Windows
Basement: Full, Partially Finished, Interior Entry, Sump Pump, Concrete
Laundry:
Security:

Construction & Materials

Year Built: 1883
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Block, Irregular
Stories: 2

Utilities & Systems

Heating:
Cooling:
Hot Water: Natural Gas
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Deck - Wood, Covered
Fencing: Fenced
Other Structures:
Lot Features: Level
Road Surface:

Parking & Garage

Total Parking Spaces: 2
Parking Features: Off Street

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

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Principal, interest, taxes & insurance
Loan Amount
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After down payment
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $390
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

630 Bay St, Fall River MA 02724

Fall River, MA 02724

Listing Information

Listing Agent Philip Rebello
Listing Office Keller Williams South Watuppa
Office Phone 508-677-3233
Agent MLS ID CN221239
Office MLS ID AN3817
Listing Data Updated Nov 13, 2026 7:07 PM EST
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steve Novak Real Estate
Steve Novak Real Estate
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