652 Merrimack St # 203, Lowell MA 01854

Lowell, MA 01854
$351,800
Est. $2,634/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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2
Beds
2
Baths
1,010
Sq Ft
$348
Price/Sq Ft
2022
Year Built
New today
Time on Market
For Sale Listed Oct 13, 2026 • MLS# 73590185 Copied! • Updated Oct 13, 2026

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About this home

DEED RESTRICTED AFFORDABLE SALE! APPLICATION DEADLINE October 27th at 5pm. Welcome to Acre Crossing, situated in the heart of Lowell, minutes away from downtown and UMass Lowell. Situated on the 7 Bus Route, the Lowell MBTA Commuter Rail station can be reached in just 10 minutes. Located on the second floor, this 2-bedroom, 2-bathroom condo features a spacious living room, dual sinks in the primary bathroom, and ample storage. Condo fee includes water, sewer, master insurance, exterior maintenance, elevator, snow removal, reserve funds, management fee and security. Income Limits: 1 Person: $100,100 2 Person: $114,400 3 Person: $128,700 4 Person: $143,000 ; Asset limit: $155,000. First time homebuyer status and primary residence required. Must complete first-time homebuyer course prior to closing. Property must be owner occupied.

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Recently Sold Nearby

Price & Status History

Property Timeline

🏠
Listed for Sale
Oct 13, 2026
$351,800
Original listing
Agent: David Gasser Office: CHAPA Portfolio Realty LLC

Tax History

Year Taxes Assessment
2026 $3,707 $326,600

Financial Details

Annual Property Tax
$3,707
Tax Year 2026
HOA Fee
$346
Monthly
Assessed Value
$326,600

Facts & Features

Central AC

Home Facts

Type Residential
Style Condominium
Year Built 2022
Living Area 1,010 sq ft
Stories 5
Bedrooms 2
Full Baths 2
Total Rooms 4

Interior

Heating Forced Air, Electric
Cooling Central Air
Flooring None
Appliances None
Fireplace None
Basement N
Laundry None
Features None

Exterior

Construction None
Architecture None
Roof None
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Features None
Electric None
Water Public
Sewer Public Sewer
Gas None
Other None
Annual Tax $3,707
Assessed Value $326,600

HOA & Community

HOA Fee $346 Monthly
Fee Includes Water, Sewer, Insurance, Security, Maintenance Structure, Snow Removal, Reserve Funds
Amenities Elevator(s)
Optional Fee Includes None
Lead Paint None
Seller Disclosures Deed Restricted Property, Subject To Application & Lottery Process. Income Limits: 1 Person: $100, 100 2 Person: $114, 400 3 Person: $128, 700; Asset Limit: $155, 000; Must Be First Time Homebuyer And Have Completed First-time Homebuyer Course. Primary Residence Required. See Attachments.
Possession None
Accepted Financing Deed Restricted (see Remarks)
Structure Type ["Mid-Rise"]
Unit/Building 203
Sq Ft Source Public Record
Documents None
County Middlesex

Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
2022
Bedrooms
2
Full Bathrooms
2
Living Area
1,010 sq ft
Total Rooms
4
Stories
5
Entry Level
2

Floor Layout

Interior Features

Flooring:
Appliances:
Interior Features:
Windows:
Basement: N
Laundry:
Security:

Construction & Materials

Year Built: 2022
Structure Type: Mid-Rise
Exterior Materials:
Roof:
Foundation:
Stories: 5

Utilities & Systems

Heating: Forced Air, Electric
Cooling: Central Air
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Parking Features:

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $309
Homeowners Insurance $200
HOA Fee $346/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

652 Merrimack St # 203, Lowell MA 01854

Lowell, MA 01854

Listing Information

Listing Agent David Gasser
Listing Office CHAPA Portfolio Realty LLC
Office Phone 617-742-0820
Agent MLS ID CN215461
Office MLS ID AN8090
Listing Data Updated Oct 13, 2026 4:16 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steve Novak Real Estate
Steve Novak Real Estate
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