652 Merrimack St # 203, Lowell MA 01854
Lowell, MA 01854
$351,800
Est. $2,634/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
DEED RESTRICTED AFFORDABLE SALE! APPLICATION DEADLINE October 27th at 5pm. Welcome to Acre Crossing, situated in the heart of Lowell, minutes away from downtown and UMass Lowell. Situated on the 7 Bus Route, the Lowell MBTA Commuter Rail station can be reached in just 10 minutes. Located on the second floor, this 2-bedroom, 2-bathroom condo features a spacious living room, dual sinks in the primary bathroom, and ample storage. Condo fee includes water, sewer, master insurance, exterior maintenance, elevator, snow removal, reserve funds, management fee and security. Income Limits: 1 Person: $100,100 2 Person: $114,400 3 Person: $128,700 4 Person: $143,000 ; Asset limit: $155,000. First time homebuyer status and primary residence required. Must complete first-time homebuyer course prior to closing. Property must be owner occupied.
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Recently Sold Nearby
Price & Status History
Property Timeline
Listed for Sale
Oct 13, 2026
$351,800
Original listing
Agent: David Gasser
Office: CHAPA Portfolio Realty LLC
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/13/2026 | 🏠 Listed for Sale | $351,800 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $3,707 | $326,600 |
Financial Details
Annual Property Tax
$3,707
Tax Year 2026
HOA Fee
$346
Monthly
Assessed Value
$326,600
Facts & Features
Central AC
Home Facts
Type
Residential
Style
Condominium
Year Built
2022
Living Area
1,010 sq ft
Stories
5
Bedrooms
2
Full Baths
2
Total Rooms
4
Interior
Heating
Forced Air, Electric
Cooling
Central Air
Flooring
None
Appliances
None
Fireplace
None
Basement
N
Laundry
None
Features
None
Exterior
Construction
None
Architecture
None
Roof
None
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Features
None
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$3,707
Assessed Value
$326,600
HOA & Community
HOA Fee
$346 Monthly
Fee Includes
Water, Sewer, Insurance, Security, Maintenance Structure, Snow Removal, Reserve Funds
Amenities
Elevator(s)
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
None
Seller Disclosures
Deed Restricted Property, Subject To Application & Lottery Process. Income Limits: 1 Person: $100, 100 2 Person: $114, 400 3 Person: $128, 700; Asset Limit: $155, 000; Must Be First Time Homebuyer And Have Completed First-time Homebuyer Course. Primary Residence Required. See Attachments.
Additional Details
Possession
None
Accepted Financing
Deed Restricted (see Remarks)
Structure Type
["Mid-Rise"]
Unit/Building
203
Sq Ft Source
Public Record
Documents
None
County
Middlesex
Total market time (incl. prior listings)
1 days
Property Overview
Property Type
Condominium
Listing Type
For Sale
Year Built
2022
Bedrooms
2
Full Bathrooms
2
Living Area
1,010 sq ft
Total Rooms
4
Stories
5
Entry Level
2
Floor Layout
Interior Features
Flooring:
Appliances:
Interior Features:
Windows:
Basement:
N
Laundry:
Security:
Construction & Materials
Year Built:
2022
Structure Type:
Mid-Rise
Exterior Materials:
Roof:
Foundation:
Stories:
5
Utilities & Systems
Heating:
Forced Air, Electric
Cooling:
Central Air
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Parking Features:
Nearby Schools
School District
Lowell School District local
C-
School Safety
2024-25
3.0%
Above Average
2.8%
Suspensions
0.8%
In-School
0.2%
Emergency
2.5% below state avg
Elementary Schools
10 schools
St. Patrick School and Educational Center
0.1 mi
Grades PK-08
Hellenic American Academy
0.3 mi
Grades PK-08
C
Bartlett Community Partnership School
0.5 mi
|
#270 of 352
|
Score: 34.7
Improved 16 spots from last year
-23.5 below state avg
488 students
Diverse
Diverse Student Body
Grades PK-08
B
Lowell Community Charter Public School
0.6 mi
|
#154 of 352
|
Score: 44.1
Improved 33 spots from last year
-14.2 below state avg
815 students
Diverse
Rising School
Diverse Student Body
Strong Attendance
Grades PK-08
St. Louis Elementary School
0.8 mi
Grades PK-08
B
Rogers STEM Academy
0.9 mi
|
#8 of 16
|
Score: 34.3
Improved 265 spots from last year
-23.9 below state avg
895 students
Diverse
Rising School
Diverse Student Body
Grades K-08
St. Jeanne D'Arc Elementary School
0.9 mi
Grades PK-08
St. Michael Elementary School
0.9 mi
Grades PK-08
Immaculate Conception School
0.9 mi
Grades PK-08
Lowell Youth Treatment Center
1.0 mi
Grades 01-12
Middle Schools
7 schools
B-
Kathryn P. Stoklosa Middle School
0.5 mi
|
#199 of 352
|
Score: 40.7
Improved 17 spots from last year
-17.5 below state avg
608 students
Diverse
Diverse Student Body
Grades 05-08
C-
Henry J Robinson Middle School
1.1 mi
|
#288 of 352
|
Score: 32.7
Improved 31 spots from last year
-25.5 below state avg
580 students
Diverse
Rising School
Diverse Student Body
Grades 05-08
Laura Lee Therapeutic Day School
1.5 mi
15 students
Diverse
Grades 01-08
C+
Dr. An Wang School
1.6 mi
|
#249 of 352
|
Score: 36.2
Improved 44 spots from last year
-22 below state avg
669 students
Very Diverse
Rising School
Diverse Student Body
Grades 05-08
C
Benjamin F. Butler Middle School
1.7 mi
|
#260 of 352
|
Score: 35.7
Dropped 4 spots from last year
-22.5 below state avg
488 students
Diverse
Diverse Student Body
Grades 05-08
B+
James S Daley Middle School
1.9 mi
|
#128 of 352
|
Score: 46.6
Improved 47 spots from last year
-11.6 below state avg
686 students
Diverse
Rising School
Diverse Student Body
Grades 05-08
C
James Sullivan Middle School
2.0 mi
|
#267 of 352
|
Score: 34.9
Improved 38 spots from last year
-23.3 below state avg
606 students
Diverse
Rising School
Diverse Student Body
Grades 05-08
High Schools
4 schools
Old Colony Y Lowell Revocation Program
< 0.1 mi
Grades 09-12
F
Lowell Middlesex Academy Charter School
0.5 mi
|
#337 of 346
|
Score: 22.3
Improved 9 spots from last year
-35.9 below state avg
124 students
Diverse
College Ready Curriculum
Diverse Student Body
Grades 09-12
F
The Career Academy
1.0 mi
|
#25 of 25
|
Score: 18.1
Improved 363 spots from last year
-40.1 below state avg
108 students
Diverse
Rising School
Diverse Student Body
Grades 09-12
D
Leblanc Therapeutic Day School
1.9 mi
|
#376 of 346
|
Score: 32.8
Same rank as last year
31 students
Diverse
Diverse Student Body
Grades 09-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$309
Homeowners Insurance
$200
HOA Fee
$346/mo
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
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Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
652 Merrimack St # 203, Lowell MA 01854
Lowell, MA 01854
Listing Information
Listing Agent
David Gasser
Listing Office
CHAPA Portfolio Realty LLC
Office Phone
617-742-0820
Agent MLS ID
CN215461
Office MLS ID
AN8090
Listing Data Updated
Oct 14, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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