Dimensions17 x 14
FeaturesBathroom - Full, Closet, Flooring - Wall to Wall Carpet
LevelSecond
20 Seten Circle, Andover MA 01810
Andover, MA 01810
$1,849,900
$1,599,900
Est. $9,650/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
Adjust the payment calculatorTrack this home for price, status, and open-house alerts.
Open House Schedule
25
Oct
Sunday, October 25
12:00 PM - 1:00 PM EDT
About this home
Discover an exceptional private retreat at the end of one of South Andover’s most coveted cul-de-sacs. Backing to conservation land, this impressive estate combines elegant living, extraordinary entertaining spaces, and a resort-inspired outdoor setting. Spend summer days enjoying the heated saltwater pool, unwind by the outdoor gas fireplace, or host family and friends on the expansive deck and in the cabana. Inside, five bedrooms provide exceptional flexibility, including a suite ideal for in-laws, guests, or an au pair. An executive home office, gracious living room, and spectacular vaulted great room offer inviting spaces for both everyday living and special occasions. Four fireplaces add warmth and ambiance throughout the home. The expansive primary suite is a destination of its own, featuring a fireplace, private sitting room, and an impressive boutique-style dressing room. Whether entertaining a crowd, enjoying a quiet morning overlooking the surrounding conservation land, or gathering by the fire on a winter evening, this home offers space to live, relax, and recharge in every season. Enjoy the privacy of this special setting while remaining just minutes from Route 93, Phillips Academy, downtown Andover’s shops and restaurants, and nearby trails and recreation. A rare opportunity to experience luxury, privacy, and resort-style living in one remarkable South Andover setting.
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Recently Sold Nearby
Price & Status History
Market Insights
3
Price Changes
13.5%
Price Range
Property Timeline
Price Reduced
Oct 21, 2026
$1,599,900
$100,000
(-5.88%)
From $1,699,900 to $1,599,900 (-5.9%)
Price Reduced
Aug 25, 2026
$1,699,900
$99,100
(-5.51%)
From $1,799,000 to $1,699,900 (-5.5%)
Price Reduced
Jul 21, 2026
$1,799,000
$50,900
(-2.75%)
From $1,849,900 to $1,799,000 (-2.8%)
Listed for Sale
Jun 11, 2026
$1,849,900
Original listing
Agent: The Durling Group
Office: Leading Edge Real Estate
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/21/2026 | ↓ Price Reduced | $1,599,900 | $100,000 | - | From $1,699,900 to $1,599,900 (-5.9%) |
| 08/25/2026 | ↓ Price Reduced | $1,699,900 | $99,100 | - | From $1,799,000 to $1,699,900 (-5.5%) |
| 07/21/2026 | ↓ Price Reduced | $1,799,000 | $50,900 | - | From $1,849,900 to $1,799,000 (-2.8%) |
| 06/11/2026 | 🏠 Listed for Sale | $1,849,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $16,326 | $1,307,100 |
Financial Details
Annual Property Tax
$16,326
Tax Year 2025
Assessed Value
$1,307,100
Facts & Features
3 Car Garage
Central AC
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1986
Living Area
6,586 sq ft
Lot Size
0.76 acres
Bedrooms
5
Full Baths
4
Half Baths
2
Total Rooms
12
Interior
Heating
Forced Air, Electric Baseboard, Oil, Fireplace(s)
Cooling
Central Air
Flooring
Tile, Vinyl, Carpet, Hardwood, Flooring - Wall To Wall Carpet, Laminate, Flooring - Stone/ceramic Tile, Flooring - Hardwood
Appliances
Electric Water Heater, Dishwasher, Trash Compactor, Microwave, Range, Refrigerator, Washer, Dryer, Plumbed For Ice Maker
Fireplace
Living Room, Master Bedroom
Fireplaces
4
Basement
Full, Partially Finished, Walk-out Access, Interior Entry, Garage Access
Laundry
Closet/cabinets - Custom Built, Flooring - Vinyl, Electric Dryer Hookup, Exterior Access, Sink, First Floor, Washer Hookup
Features
Ceiling Fan(s), Vaulted Ceiling(s), Closet/cabinets - Custom Built, Closet, Recessed Lighting, Bathroom - 3/4, Bathroom - Half, Coffered Ceiling(s), Great Room, Inlaw Apt., Bathroom, Office, Exercise Room, Sauna/steam/hot Tub, Wet Bar
Exterior
Construction
Frame
Architecture
Cape
Roof
Shingle
Features
Balcony - Exterior, Porch - Screened, Deck - Composite, Patio, Pool - Inground Heated, Cabana, Rain Gutters, Professional Landscaping, Sprinkler System, Decorative Lighting, Fenced Yard, Outdoor Shower, Outdoor Gas Grill Hookup
Pool
Pool - Inground Heated
Spa
None
Fencing
Fenced
Patio/Porch
Screened, Deck - Composite, Patio
Parking
Garage Spaces
3
Has Garage
Yes
Features
Under, Garage Door Opener, Garage Faces Side, Paved Drive, Off Street, Paved
Total Spaces
11
Utilities
Electric
200+ Amp Service
Water
Public
Sewer
Private Sewer
Gas
None
Other
For Electric Range, For Electric Dryer, Washer Hookup, Icemaker Connection, Outdoor Gas Grill Hookup
Financial
Annual Tax
$16,326
Assessed Value
$1,307,100
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Power For Sauna Converted At Breaker To Support Tesla Charger.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Tan
Sq Ft Source
Measured
Sq Ft Disclosures
Sq ft per floor plans is approx.
Documents
None
County
Essex
Total market time (incl. prior listings)
134 days
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1986
Bedrooms
5
Full Bathrooms
4
Half Bathrooms
2
Living Area
6,586 sq ft
Total Rooms
12
Floor Layout
Interactive room guide
Floor Layout
Finished Area
5,847 sq ft above grade
739 sq ft below grade
Dimensions14 x 13
FeaturesBathroom - Full, Closet, Closet/Cabinets - Custom Built, Flooring - Laminate
LevelSecond
Dimensions25 x 21
FeaturesCeiling Fan(s), Vaulted Ceiling(s), Closet, Flooring - Wall to Wall Carpet
LevelSecond
Dimensions22 x 19
FeaturesBathroom - Tiled With Tub & Shower, Skylight, Flooring - Stone/Ceramic Tile, Hot Tub / Spa, Double Vanity, Steam / Sauna
LevelSecond
Dimensions10 x 10
FeaturesBathroom - Full, Closet, Flooring - Vinyl
LevelSecond
Dimensions11 x 10
FeaturesBathroom - 3/4, Flooring - Stone/Ceramic Tile
LevelSecond
Dimensions23 x 18
FeaturesCeiling Fan(s), Coffered Ceiling(s), Walk-In Closet(s), Flooring - Wall to Wall Carpet, Dressing Room
LevelSecond
Dimensions13 x 11
FeaturesCeiling - Coffered, Flooring - Hardwood, French Doors
LevelFirst
Dimensions28 x 27
FeaturesCloset/Cabinets - Custom Built, Flooring - Wood, Pantry, Countertops - Stone/Granite/Solid, Breakfast Bar / Nook, Exterior Access, Recessed Lighting, Stainless Steel Appliances
LevelMain,First
Dimensions14 x 13
FeaturesCoffered Ceiling(s), Flooring - Hardwood, Wainscoting, Crown Molding
LevelFirst
Dimensions20 x 13
FeaturesFlooring - Hardwood, Recessed Lighting, Crown Molding
LevelFirst
Dimensions24 x 23
FeaturesWood / Coal / Pellet Stove, Closet, Flooring - Laminate
LevelBasement
FeaturesYes
Display Options
Outdoor Areas
PoolPool - Inground Heated
Patio & porchScreened, Deck - Composite, Patio
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (4)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Tile, Vinyl, Carpet, Hardwood, Flooring - Wall to Wall Carpet, Laminate, Flooring - Stone/Ceramic Tile, Flooring - Hardwood
Appliances:
Electric Water Heater, Dishwasher, Trash Compactor, Microwave, Range, Refrigerator, Washer, Dryer, Plumbed For Ice Maker
Interior Features:
Ceiling Fan(s), Vaulted Ceiling(s), Closet/Cabinets - Custom Built, Closet, Recessed Lighting, Bathroom - 3/4, Bathroom - Half, Coffered Ceiling(s), Great Room, Inlaw Apt., Bathroom, Office, Exercise Room, Sauna/Steam/Hot Tub, Wet Bar
Windows:
Insulated Windows
Basement:
Full, Partially Finished, Walk-Out Access, Interior Entry, Garage Access
Laundry:
Closet/Cabinets - Custom Built, Flooring - Vinyl, Electric Dryer Hookup, Exterior Access, Sink, First Floor, Washer Hookup
Security:
Security System
Construction & Materials
Style:
Cape
Year Built:
1986
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Concrete Perimeter
Utilities & Systems
Heating:
Forced Air, Electric Baseboard, Oil, Fireplace(s)
Heating Zones:
3
Cooling:
Central Air
Cooling Zones:
2
Hot Water:
Water Source:
Public
Sewer:
Private Sewer
Energy Features:
Thermostat
Exterior & Lot
Exterior Features:
Balcony - Exterior, Porch - Screened, Deck - Composite, Patio, Pool - Inground Heated, Cabana, Rain Gutters, Professional Landscaping, Sprinkler System, Decorative Lighting, Fenced Yard, Outdoor Shower, Outdoor Gas Grill Hookup
Patio & Porch:
Screened, Deck - Composite, Patio
Fencing:
Fenced
Other Structures:
Cabana
Lot Features:
Easements
Road Surface:
Parking & Garage
Garage Spaces:
3
Garage Type:
Attached
Total Parking Spaces:
11
Parking Features:
Under, Garage Door Opener, Garage Faces Side, Paved Drive, Off Street, Paved
Special Features
Fireplaces:
4
Fireplace Type:
Living Room, Master Bedroom
Pool:
Private Pool
Pool Features:
Pool - Inground Heated
View:
Yes
View Type:
Scenic View(s)
Community Amenities:
Walk/Jog Trails, Conservation Area, Highway Access
Nearby Schools
School District
Andover School District local
A+
School Safety
2024-25
0.4%
Low
0.4%
Suspensions
0.1%
In-School
5.1% below state avg
Elementary Schools
3 schools
Andover School of Montessori
1.2 mi
Grades PK-08
The Pike School Inc
1.6 mi
Grades PK-09
Meritor Academy
2.2 mi
Grades PK
Middle Schools
3 schools
A
Doherty Middle School
2.5 mi
|
#42 of 352
|
Score: 58.4
Improved 12 spots from last year
+0.2 above state avg
484 students
Moderate
Strong Attendance
Grades 06-08
A
Andover West Middle School
3.3 mi
|
#52 of 352
|
Score: 56.4
Dropped 36 spots from last year
-1.8 below state avg
478 students
Diverse
Strong Attendance
Grades 06-08
A+
North Reading Middle School
3.6 mi
|
#33 of 352
|
Score: 59.9
Dropped 4 spots from last year
+1.7 above state avg
527 students
Less Diverse
Strong Attendance
Grades 06-08
High Schools
3 schools
Phillips Academy
2.2 mi
Grades 09-12
A+
Andover High School
3.4 mi
|
#24 of 346
|
Score: 72.9
Improved 10 spots from last year
+14.7 above state avg
1,578 students
Diverse
20 sports
• 2,968 athletes
Strong AP Program
High Graduation Rate
College Ready Curriculum
Strong Athletics
Grades 09-12
A+
North Reading High School
3.6 mi
|
#34 of 346
|
Score: 70.2
Dropped 7 spots from last year
+12 above state avg
640 students
Less Diverse
21 sports
• 1,615 athletes
Strong AP Program
High Graduation Rate
College Ready Curriculum
Strong Athletics
Grades 09-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$1,361
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
20 Seten Circle, Andover MA 01810
Andover, MA 01810
Listing Information
Listing Agent
The Durling Group
Listing Office
Leading Edge Real Estate
Office Phone
978-289-5860
Agent MLS ID
TM346444
Office MLS ID
AN5774
Listing Data Updated
Oct 22, 2026 5:56 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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