41 Middle St, Newburyport MA 01950
Newburyport, MA 01950
$1,275,000
$1,190,000
Est. $6,960/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
Adjust the payment calculatorTrack this home for price, status, and open-house alerts.
About this home
A rare opportunity to own a renovated two-unit brick rowhouse in historic downtown Newburyport. The property offers in-town living, just steps from the waterfront area and restaurants on State Street.Both residences are fully furnished and move-in ready. Perfect for owner-occupants seeking rental income, multigenerational living, or investors looking for a distinctive downtown property.Seller will provide one year of prepaid parking at a nearby parking lot.
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Recently Sold Nearby
Price & Status History
Market Insights
1
Price Changes
6.7%
Price Range
Property Timeline
Price Reduced
Oct 13, 2026
$1,190,000
$85,000
(-6.67%)
From $1,275,000 to $1,190,000 (-6.7%)
Property Type Updated
Sep 16, 2026
Multi Family → 2 Family - 2 Units Up/Down
Listed for Sale
Sep 16, 2026
$1,275,000
Original listing
Agent: Kerri O'Neill
Office: Seaside Realty
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/13/2026 | ↓ Price Reduced | $1,190,000 | $85,000 | - | From $1,275,000 to $1,190,000 (-6.7%) |
| 09/16/2026 | 🔧 Property Type Updated | - | - | - | Multi Family → 2 Family - 2 Units Up/Down |
| 09/16/2026 | 🏠 Listed for Sale | $1,275,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $8,914 | $962,600 |
Financial Details
Annual Property Tax
$8,914
Tax Year 2026
Assessed Value
$962,600
Facts & Features
Central AC
Home Facts
Type
Residential Income
Style
2 Family - 2 Units Up/Down
Year Built
1850
Living Area
2,103 sq ft
Lot Size
0.03 acres
Stories
4
Bedrooms
3
Full Baths
2
Total Rooms
7
Investment Metrics
Units
2
Unit 1 Rent
$3,000/mo · Y
Unit 2 Rent
$3,700/mo · N
Total Monthly Rent
$6,700/mo
Gross Income
$80,400
Net Operating Income
$80,400
Cap Rate
6.76%
Interior
Heating
Floor Furnace, Central
Cooling
Window Unit(s), Central Air
Flooring
Wood, Tile, Laminate, Hardwood
Appliances
Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer, Disposal, Plumbed For Ice Maker
Fireplace
Gas
Fireplaces
7
Basement
Partial, Concrete
Laundry
Electric Dryer Hookup
Features
High Speed Internet, Upgraded Cabinets, Upgraded Countertops, Walk-in Closet(s), Bathroom With Shower Stall, Smart Thermostat, Remodeled, Walk-up Attic, Stone/granite/solid Counters, Bathroom With Tub & Shower, Open Floorplan, Living Room, Kitchen, Laundry Room, Dining Room
Exterior
Construction
Brick
Architecture
None
Roof
Shingle
Features
Balcony/deck, Rain Gutters
Pool
None
Spa
None
Fencing
Fenced/enclosed, Fenced
Patio/Porch
Deck - Wood, Patio - Enclosed
Parking
Features
Leased, On Street
Utilities
Electric
220 Volts, Individually Metered
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range, For Electric Oven, For Electric Dryer, Icemaker Connection
Financial
Annual Tax
$8,914
Assessed Value
$962,600
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Seller/owner. Entry Only Listing. Only 1 Of The Fireplaces Is A Working Gas Fp .the Other 6 Are Decorative. Apt B Has Central Air And The Unit A Has Window Acs
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Brick
Sq Ft Source
Measured
Documents
None
County
Essex
Total market time (incl. prior listings)
31 days
Property Overview
Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1850
Bedrooms
3
Full Bathrooms
2
Living Area
2,103 sq ft
Total Rooms
7
Stories
4
Levels
4
Floor Layout
Interior Features
Flooring:
Wood, Tile, Laminate, Hardwood
Appliances:
Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer, Disposal, Plumbed For Ice Maker
Interior Features:
High Speed Internet, Upgraded Cabinets, Upgraded Countertops, Walk-In Closet(s), Bathroom with Shower Stall, Smart Thermostat, Remodeled, Walk-Up Attic, Stone/Granite/Solid Counters, Bathroom With Tub & Shower, Open Floorplan, Living Room, Kitchen, Laundry Room, Dining Room
Windows:
Insulated Windows, Screens
Basement:
Partial, Concrete
Laundry:
Electric Dryer Hookup
Security:
Construction & Materials
Year Built:
1850
Structure Type:
Exterior Materials:
Brick
Roof:
Shingle
Foundation:
Stone, Brick/Mortar
Stories:
4
Utilities & Systems
Heating:
Floor Furnace, Central
Heating Zones:
2
Cooling:
Window Unit(s), Central Air
Cooling Zones:
1
Hot Water:
Electric
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Thermostat
Exterior & Lot
Exterior Features:
Balcony/Deck, Rain Gutters
Patio & Porch:
Deck - Wood, Patio - Enclosed
Fencing:
Fenced/Enclosed, Fenced
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Parking Features:
Leased, On Street
Special Features
Fireplaces:
7
Fireplace Type:
Gas
View:
Yes
View Type:
City View(s), City
Community Amenities:
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$743
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
41 Middle St, Newburyport MA 01950
Newburyport, MA 01950
Listing Information
Listing Agent
Kerri O'Neill
Listing Office
Seaside Realty
Office Phone
978-335-5586
Agent MLS ID
C9500936
Office MLS ID
AN6747
Listing Data Updated
Oct 17, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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