118-120 Charles St, Quincy MA 02169
Quincy, MA 02169
$760,000
Est. $4,788/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Two separate single-family homes on one property, offering privacy, flexibility, and strong investment potential. Built in **2021**, both homes feature hardwood flooring, central A/C, gas heat and cooking, modern kitchens and baths, and in-unit laundry. Each home also offers a walk-up attic with full insulation for additional storage or future possibilities. Enjoy the convenience of modern construction along with the coastal lifestyle, with the water just a short walk away—perfect for relaxing, walking, and enjoying the sea breeze. Ideal for an owner-occupant, extended family, or investor looking for two completely separate living spaces.
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Recently Sold Nearby
Price & Status History
Market Insights
Property Timeline
Back On Market
Oct 20, 2026
Active
Pending Sale
Oct 10, 2026
Offer accepted, sale pending
Listed for Sale
Sep 19, 2026
$760,000
Original listing
Agent: Rebecca Huang
Office: William Raveis R.E. & Home Services
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/20/2026 | • Back On Market | - | - | - | Active |
| 10/10/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 09/19/2026 | 🏠 Listed for Sale | $760,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $8,946 | $759,400 |
Financial Details
Annual Property Tax
$8,946
Tax Year 2026
Assessed Value
$759,400
Facts & Features
Home Facts
Type
Residential Income
Style
2 Family - 2 Units Side by Side
Year Built
2021
Living Area
1,368 sq ft
Lot Size
0.10 acres
Stories
2
Bedrooms
4
Full Baths
2
Total Rooms
10
Investment Metrics
Units
2
Unit 1 Rent
— · Y
Unit 2 Rent
$2,700/mo · N
Total Monthly Rent
$2,700/mo
Gross Income
$67,200
Net Operating Income
$67,200
Cap Rate
8.84%
Interior
Heating
None
Cooling
None
Flooring
None
Appliances
None
Fireplace
None
Basement
None
Laundry
None
Features
None
Exterior
Construction
None
Architecture
None
Roof
Shingle
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch, Deck
Parking
Features
Paved Drive
Total Spaces
6
Utilities
Electric
Circuit Breakers
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range
Financial
Annual Tax
$8,946
Assessed Value
$759,400
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Buyer And Buyer Agent Is Advised To Do Their Own Due Diligence. Seller Has Already Started The Paperwork To Separate The Two Houses As Two Condos. Unit 120. Tenant At Will Lease.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Norfolk
Total market time (incl. prior listings)
26 days
Property Overview
Property Type
2 Family - 2 Units Side by Side
Listing Type
For Sale
Year Built
2021
Bedrooms
4
Full Bathrooms
2
Living Area
1,368 sq ft
Total Rooms
10
Stories
2
Levels
2
Floor Layout
Interior Features
Flooring:
Appliances:
Interior Features:
Windows:
Basement:
Laundry:
Security:
Construction & Materials
Year Built:
2021
Structure Type:
Exterior Materials:
Roof:
Shingle
Foundation:
Concrete Perimeter
Stories:
2
Utilities & Systems
Heating:
Cooling:
Hot Water:
Natural Gas
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Porch, Deck
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Total Parking Spaces:
6
Parking Features:
Paved Drive
Special Features
Waterfront:
Yes
Waterfront Type:
Waterfront, Walk to, Public, 0 to 1/10 Mile To Beach, Beach Ownership(Public)
Community Amenities:
Public Transportation, Walk/Jog Trails, Highway Access
Nearby Schools
School District
Quincy School District local
B+
School Safety
2024-25
2.3%
Average
2.1%
Suspensions
1.2%
In-School
0.2%
Emergency
3.2% below state avg
Elementary Schools
3 schools
C+
Atherton Hough School
0.3 mi
|
#509 of 825
|
Score: 44.5
Improved 193 spots from last year
-13.7 below state avg
243 students
Diverse
Rising School
Grades K-05
C+
Snug Harbor Community School
1.1 mi
|
#564 of 825
|
Score: 42.6
Improved 189 spots from last year
-15.7 below state avg
357 students
Very Diverse
Rising School
Diverse Student Body
Grades PK-05
C+
Wessagusset School
1.5 mi
|
#550 of 825
|
Score: 43.1
Dropped 235 spots from last year
-15.2 below state avg
374 students
Diverse
Grades K-05
Middle Schools
3 schools
C+
Broad Meadows Middle School
1.8 mi
|
#241 of 352
|
Score: 37.1
Dropped 45 spots from last year
-21.2 below state avg
332 students
Diverse
Diverse Student Body
Grades 06-08
C+
Point Webster Middle School
2.5 mi
|
#239 of 352
|
Score: 37.1
Dropped 34 spots from last year
-21.1 below state avg
399 students
Very Diverse
Diverse Student Body
Grades 05-08
B-
Maria Weston Chapman Middle School
3.3 mi
|
#182 of 352
|
Score: 41.8
Improved 1 spots from last year
-16.4 below state avg
1,185 students
Diverse
Grades 06-08
High Schools
3 schools
B-
Quincy High School
2.7 mi
|
#187 of 346
|
Score: 53.2
Improved 73 spots from last year
-5 below state avg
1,493 students
Very Diverse
19 sports
• 1,288 athletes
Strong AP Program
Early College Program
High Graduation Rate
Rising School
Grades 09-12
Woodward School for Girls
2.9 mi
Grades 06-12
C+
Hull High School
3.0 mi
|
#228 of 346
|
Score: 49.5
Dropped 111 spots from last year
-8.7 below state avg
263 students
Less Diverse
14 sports
• 512 athletes
Strong AP Program
High Graduation Rate
College Ready Curriculum
Grades 08-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$746
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
118-120 Charles St, Quincy MA 02169
Quincy, MA 02169
Listing Information
Listing Agent
Rebecca Huang
Listing Office
William Raveis R.E. & Home Services
Office Phone
617-322-3933
Agent MLS ID
CN207682
Office MLS ID
AN0762
Listing Data Updated
Oct 24, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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