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95 Second St # 3, Cambridge MA 02141

Cambridge, MA 02141 • Kendall Square
$550,000
Est. $3,779/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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2
Beds
1
Baths
507
Sq Ft
$1,085
Price/Sq Ft
1890
Year Built
Condominium
Type
2 hours 21 minutes
Time on Market
For Sale Open House Listed Oct 6, 2026 • MLS# 73587201 Copied! • Updated Oct 6, 2026

Track this home for price, status, and open-house alerts.

Open House Schedule

11
Oct
Sunday, October 11
12:00 PM - 1:00 PM EDT

About this home

Ultra efficient financially; the monthly fee includes hot water and independently controlled heat from a new (2026) central boiler. Located on the 2nd floor in the southeast corner of a professionally managed 6-unit building in Kendall Square. Fantastic natural light throughout the day. 2004 renovation and efficient layout with 2 bedrooms and a comfortable living area. Recent updates include kitchen appliances, bedroom carpeting and insulated windows. Pet friendly! Private basement storage and bike parking. Common laundry. Low property taxes. Association reserve is approx $10k. Convenient to the Red Line in Kendall Square, Lechmere Green line T, MIT, the Charles river and many independent restaurants & shops. Quick commute to downtown Boston.

BMN Estimate

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A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.

Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Oct 6, 2026
$550,000
Original listing
Agent: The Petrowsky Jones Group Office: Compass

Tax History

Year Taxes Assessment
2026 $3,580 $524,000

Financial Details

Annual Property Tax
$3,580
Tax Year 2026
HOA Fee
$500
Monthly
Assessed Value
$524,000

Facts & Features

Home Facts

Type Residential
Style Condominium
Year Built 1890
Living Area 507 sq ft
Stories 1
Bedrooms 2
Full Baths 1
Total Rooms 4

Interior

Heating Baseboard, Natural Gas
Cooling Window Unit(s)
Flooring Tile, Carpet, Hardwood
Appliances Range, Dishwasher, Disposal
Fireplace None
Basement Y
Laundry In Basement, In Building
Features None

Exterior

Construction Frame
Architecture Other (see Remarks)
Roof Rubber
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Features None
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other None
Annual Tax $3,580
Assessed Value $524,000

HOA & Community

HOA Fee $500 Monthly
Fee Includes Heat, Water, Sewer, Insurance, Maintenance Structure, Maintenance Grounds, Snow Removal, Reserve Funds
Amenities None
Optional Fee Includes None
Owner-Occupied Units 3
Pets Yes
Lead Paint Unknown
Seller Disclosures 2nd Bedroom Has No Closet. Aka 97 Second St, Unit 3. Cambridge Residents May Park At The First Street Parking Garage (just 472 Feet Away) For A Fee Of $100.00 Per Month May Through November And $50.00 Per Month December Through April.
Possession None
Accepted Financing Contract
Structure Type []
Unit/Building 3
Sq Ft Source Public Record
Documents None
County Middlesex
Total market time (incl. prior listings) 182 days

Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
1890
Bedrooms
2
Full Bathrooms
1
Living Area
507 sq ft
Total Rooms
4
Stories
1
Entry Level
2

Floor Layout

Interior Features

Flooring: Tile, Carpet, Hardwood
Appliances: Range, Dishwasher, Disposal
Interior Features:
Windows: Insulated Windows
Basement: Y
Laundry: In Basement, In Building
Security:

Construction & Materials

Style: Other (See Remarks)
Year Built: 1890
Effective Year (Renovated): 2004
Structure Type:
Exterior Materials: Frame
Roof: Rubber
Foundation:
Stories: 1

Heating, Cooling & Utilities

Heating: Baseboard, Natural Gas
Heating Zones: 1
Cooling: Window Unit(s)
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Parking Features:
School District
Cambridge School District local
A-
🎓 Where Graduates Go Class of 2021
65% attend college
58% 4-Year 7% 2-Year 23% Out of State 7% Working
✓ School Safety 2024-25
1.2% Low
0.8% Suspensions 0.2% In-School 0.4% Emergency
↓ 4.3% below state avg
E

Elementary Schools

10 schools
C
Prospect Hill Academy Charter School
1.1 mi | #245 of 346 | Score: 47.4
Improved 37 spots from last year
-10.8 below state avg
888 students Diverse
Rising School College Ready Curriculum Diverse Student Body
Grades PK-12
A
Amigos School
1.5 mi | #46 of 352 | Score: 57.6
Improved 13 spots from last year
-0.6 below state avg
421 students Diverse
Diverse Student Body Strong Attendance
Grades PK-08
St. Peter Elementary School
2.7 mi
Grades PK-08
Cambridge Friends School
3.0 mi
Grades PK-08
Cambridge Montessori School
3.0 mi
Grades PK-06
Shady Hill School
3.1 mi
Grades PK-08
A
Benjamin Banneker Charter Public School
3.1 mi | #105 of 825 | Score: 59.1
Dropped 84 spots from last year
+0.9 above state avg
344 students Less Diverse
Grades PK-06
Lycee International de Boston/International School of Boston, Inc.
3.6 mi
Grades 01-12
Fayerweather Street School
4.1 mi
Grades PK-08
B-
King Open School
0.7 mi | #473 of 825 | Score: 45.4
Dropped 152 spots from last year
-12.8 below state avg
437 students Very Diverse
Diverse Student Body
Grades PK-05
M

Middle Schools

5 schools
Allium Montessori School
2.2 mi
Grades 01-06
B+
Darby Vassall Upper School
0.4 mi | #119 of 352 | Score: 47.6
Improved 25 spots from last year
-10.6 below state avg
296 students Very Diverse
Rising School Diverse Student Body
Grades 06-08
B-
Cambridge Street Upper School
0.7 mi | #207 of 352 | Score: 39.9
Dropped 19 spots from last year
-18.3 below state avg
317 students Very Diverse
Diverse Student Body
Grades 06-08
A-
Putnam Avenue Upper School
1.7 mi | #104 of 352 | Score: 49.2
Dropped 25 spots from last year
-9 below state avg
286 students Very Diverse
Diverse Student Body
Grades 06-08
A
Rindge Avenue Upper School
3.0 mi | #66 of 352 | Score: 54.0
Dropped 1 spots from last year
-4.2 below state avg
278 students Diverse
Diverse Student Body Strong Attendance
Grades 06-08
H

High Schools

3 schools
B-
Community Charter School of Cambridge
0.3 mi | #205 of 346 | Score: 51.9
Dropped 84 spots from last year
-6.3 below state avg
244 students Diverse
7 sports • 202 athletes
High Graduation Rate College Ready Curriculum
Grades 06-12
NuVu Innovation School
1.2 mi
Grades 08-12
Farr Academy School
1.3 mi
Grades 07-12
Learn about these ratings
School data provided by BMN Schools

Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $298
Homeowners Insurance $200
HOA Fee $500/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

Kendall Square

95 Second St # 3, Cambridge MA 02141

Cambridge, MA 02141

Listing Information

Listing Agent The Petrowsky Jones Group
Listing Office Compass
Office Phone 617-303-0067
Agent MLS ID TEAM0207
Office MLS ID AN2606
Listing Data Updated Oct 6, 2026 2:20 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

Contact Us

Steve Novak Real Estate
Steve Novak Real Estate
BMN Boston Powered by SERHANT
mail@steve-novak.com
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