227 Bumps River Rd, Barnstable MA 02655

Barnstable, MA 02655
$975,000
$939,000
Est. $5,293/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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3
Beds
2
Baths
1,706
Sq Ft
$550
Price/Sq Ft
0.98
Acres
1922
Year Built
2
Garage Spaces
16
Days on Market
For Sale Price Drop -$36,000 Listed Oct 7, 2026 • MLS# 73587619 Copied! • Updated Oct 23, 2026

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About this home

Rare Osterville Offering: Endless Potential for Developers, and Dreamers: Discover an incredible opportunity in desirable Osterville. Set on a completely level, 1-acre lot abutting Cape Cod Academy and the tranquil Johnson Tree Farm, this property delivers a rare blend of location, versatility, and future upside. Ideally positioned south of Route 28, you are just minutes from main st, Osterville, Dowses Beach, and Crosby Yacht Yard, while enjoying being minutes to Amie's Bakery, Beacon Gardens, Joshua's and Micha's ponds and the Skunknett River Wildlife Sanctuary. The main home presents a charming, flexible 3-bedroom, 2-bathroom layout featuring a finished lower level, offering a fresh canvas to update and reimagine. Peace of mind comes built-in with a newer roof and brand-new heat pumps backed by a 9-year warranty. A true standout of the property is the expansive 24x60 detached garage complete with an office and bathroom. It is ideal for contractors, hobbyists, or car enthusiasts, and lends itself to exciting potential as a permitted Accessory Dwelling Unit (ADU) under current Massachusetts legislation. With a full acre of level land in a premier neighborhood, the possibilities are vast. For builders and developers, the town's Bumps River Rd branch sewer hookup slated for completion in Fall 2028 unlocks incredible potential for future subdivision and maximum return. Whether you are looking to create your custom Cape Cod dream estate, establish a live-work setup, or execute a savvy investment project, this property delivers unmatched utility. Bring your vision and explore the endless possibilities today!

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Recently Sold Nearby

Price & Status History

Market Insights

1
Price Changes
3.7%
Price Range

Property Timeline

↓
Price Reduced
Oct 23, 2026
$939,000 $36,000 (-3.69%)
From $975,000 to $939,000 (-3.7%)
🏠
Listed for Sale
Oct 7, 2026
$975,000
Original listing
Agent: Catino Holm Group Office: Compass

Tax History

Year Taxes Assessment
2026 $4,134 $607,900

Financial Details

Annual Property Tax
$4,134
Tax Year 2026
Assessed Value
$607,900

Facts & Features

2 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1922
Living Area 1,706 sq ft
Lot Size 0.98 acres
Bedrooms 3
Full Baths 2
Total Rooms 5

Interior

Heating Heat Pump
Cooling Heat Pump
Flooring Wood, Tile, Carpet
Appliances Electric Water Heater, Dishwasher, Range
Fireplace None
Basement Full
Laundry First Floor, Electric Dryer Hookup, Washer Hookup
Features Internet Available - Unknown

Exterior

Construction Frame
Architecture Cape
Roof Shingle
Features Deck
Pool None
Spa None
Fencing None
Patio/Porch Deck
Garage Spaces 2
Has Garage Yes
Features Detached, Off Street
Total Spaces 6
Electric None
Water Public
Sewer Private Sewer
Gas None
Other For Electric Range, For Electric Oven, For Electric Dryer, Washer Hookup
Annual Tax $4,134
Assessed Value $607,900
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures None
Possession None
Accepted Financing None
Structure Type []
House Color White
Sq Ft Source Public Record
Documents None
County Barnstable
Total market time (incl. prior listings) 16 days

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1922
Bedrooms
3
Full Bathrooms
2
Living Area
1,706 sq ft
Total Rooms
5

Floor Layout

Interior Features

Flooring: Wood, Tile, Carpet
Appliances: Electric Water Heater, Dishwasher, Range
Interior Features: Internet Available - Unknown
Windows:
Basement: Full
Laundry: First Floor, Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Style: Cape
Year Built: 1922
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Block

Utilities & Systems

Heating: Heat Pump
Heating Zones: 2
Cooling: Heat Pump
Cooling Zones: 2
Hot Water:
Water Source: Public
Sewer: Private Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck
Patio & Porch: Deck
Fencing:
Other Structures:
Lot Features: Wooded, Level
Road Surface:

Parking & Garage

Garage Spaces: 2
Total Parking Spaces: 6
Parking Features: Detached, Off Street
School District
Barnstable School District local
B
✓ School Safety 2024-25
2.9% Above Average
2.1% Suspensions 2.2% In-School 0.8% Emergency
↓ 2.6% below state avg
E

Elementary Schools

3 schools
Cape Cod Academy
0.2 mi
Strong Athletics
Grades K-12
B-
Barnstable United Elementary School
1.2 mi | #444 of 825 | Score: 46.2
Improved 164 spots from last year
-12 below state avg
723 students Diverse
Rising School Diverse Student Body
Grades 04-05
A
West Villages Elementary School
1.3 mi | #135 of 825 | Score: 57.4
Improved 196 spots from last year
-0.8 below state avg
397 students Diverse
Rising School
Grades K-03
M

Middle Schools

2 schools
Bayberry Christian School
0.6 mi
Grades 01-08
C
Barnstable Intermediate School
3.6 mi | #269 of 352 | Score: 34.8
Improved 19 spots from last year
-23.4 below state avg
581 students Diverse
Diverse Student Body
Grades 05-07
H

High Schools

2 schools
C+
Barnstable High School
3.6 mi | #236 of 346 | Score: 48.6
Improved 31 spots from last year
-9.6 below state avg
1,581 students Diverse
18 sports • 1,820 athletes
Rising School Career Tech Programs College Ready Curriculum Strong Athletics
Grades 08-12
Living Independently Forever, Inc.
4.3 mi
Grades 09-12
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Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $345
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

227 Bumps River Rd, Barnstable MA 02655

Barnstable, MA 02655

Listing Information

Listing Agent Catino Holm Group
Listing Office Compass
Office Phone 508-747-0080
Agent MLS ID TM352876
Office MLS ID AN8587
Listing Data Updated Oct 23, 2026 3:27 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steve Novak Real Estate
Steve Novak Real Estate
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