Dimensions14.25 x 12.416666666
FeaturesCloset, Flooring - Hardwood
LevelSecond
104 Summer St, Andover MA 01810
Andover, MA 01810 • In Town
$619,900
Est. $4,145/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
Adjust the payment calculatorTrack this home for price, status, and open-house alerts.
Open House Schedule
05
Nov
Thursday, November 5
10:00 AM - 11:30 AM EST
About this home
Discover the charm of downtown Andover living in this inviting home, where classic character meets everyday convenience! Offering 2 bedrooms and 1.5 baths, this distinctive older home features beautiful hardwood floors with decorative inlay, tall ceilings, a welcoming fireplace for cozy winter evenings, and an amazing, south-facing front porch that's perfect for morning coffee or relaxing in the sunshine. The main level offers mini-split air conditioning for added comfort, while a convenient side porch provides a practical transition from the driveway into the updated kitchen. Additional highlights include generator backup and a private backyard offering space to unwind, garden, or entertain. And the location? It's hard to beat! Just moments from downtown Andover's shops, restaurants, cafés, and everyday amenities, with the charm and convenience of being able to enjoy so much of what makes this community special right outside your door. A wonderful opportunity to own a home with personality, warmth, and an unbeatable downtown location!
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Recently Sold Nearby
Price & Status History
Property Timeline
Listed for Sale
Nov 4, 2026
$619,900
Original listing
Agent: The Durling Group
Office: Leading Edge Real Estate
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 11/04/2026 | 🏠 Listed for Sale | $619,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $9,720 | $789,600 |
Financial Details
Annual Property Tax
$9,720
Tax Year 2026
Assessed Value
$789,600
Facts & Features
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1850
Living Area
1,442 sq ft
Lot Size
0.17 acres
Bedrooms
2
Full Baths
1
Half Baths
1
Total Rooms
6
Interior
Heating
Steam, Oil, Electric
Cooling
Ductless
Flooring
Tile, Hardwood, Flooring - Hardwood
Appliances
Water Heater, Tankless Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace
Living Room
Fireplaces
1
Basement
Full, Interior Entry, Unfinished
Laundry
In Basement, Electric Dryer Hookup, Washer Hookup
Features
Crown Molding, Bonus Room
Exterior
Construction
Frame
Architecture
Second Empire
Roof
Shingle
Features
Porch - Enclosed, Patio, Rain Gutters, Storage, Stone Wall
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch - Enclosed, Patio
Parking
Features
Paved Drive, Off Street, Paved
Total Spaces
4
Utilities
Electric
Generator, 100 Amp Service, Generator Connection
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range, For Electric Dryer, Washer Hookup, Generator Connection
Financial
Annual Tax
$9,720
Assessed Value
$789,600
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Seller Hasnt Lived In The Home For Many Years - Info Provided Is Best Of Knowledge.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
White
Sq Ft Source
Public Record
Documents
None
County
Essex
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1850
Bedrooms
2
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,442 sq ft
Total Rooms
6
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,442 sq ft above grade
Dimensions5.916666666 x 2.666666666
FeaturesBathroom - Half, Flooring - Stone/Ceramic Tile
LevelSecond
Dimensions18.666666666 x 11.666666666
FeaturesCloset, Closet/Cabinets - Custom Built, Flooring - Hardwood, Crown Molding
LevelSecond
Dimensions17.166666666 x 11.333333333
FeaturesFlooring - Laminate, Window(s) - Bay/Bow/Box, Dining Area, Exterior Access
LevelFirst
Dimensions6.25 x 6.25
FeaturesBathroom - Full, Flooring - Stone/Ceramic Tile
LevelFirst
Dimensions14 x 12.083333333
FeaturesCeiling Fan(s), Closet/Cabinets - Custom Built, Flooring - Hardwood, Recessed Lighting
LevelFirst
Dimensions18.666666666 x 12.333333333
FeaturesFlooring - Hardwood, Exterior Access, Wainscoting
LevelFirst
Display Options
Outdoor Areas
Patio & porchPorch - Enclosed, Patio
Room Markers
KKitchen (1)
BRBedroom (2)
BABathroom (2)
DDining (1)
LLiving (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Tile, Hardwood, Flooring - Hardwood
Appliances:
Water Heater, Tankless Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Crown Molding, Bonus Room
Windows:
Basement:
Full, Interior Entry, Unfinished
Laundry:
In Basement, Electric Dryer Hookup, Washer Hookup
Security:
Construction & Materials
Style:
Second Empire
Year Built:
1850
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Stone
Utilities & Systems
Heating:
Steam, Oil, Electric
Heating Zones:
3
Cooling:
Ductless
Cooling Zones:
1
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Thermostat
Exterior & Lot
Exterior Features:
Porch - Enclosed, Patio, Rain Gutters, Storage, Stone Wall
Patio & Porch:
Porch - Enclosed, Patio
Fencing:
Other Structures:
Lot Features:
Cleared
Road Surface:
Parking & Garage
Total Parking Spaces:
4
Parking Features:
Paved Drive, Off Street, Paved
Special Features
Fireplaces:
1
Fireplace Type:
Living Room
Community Amenities:
Public Transportation, Shopping, Walk/Jog Trails, House of Worship, Private School, Public School
Nearby Schools
School District
Andover School District local
A+
School Safety
2024-25
0.4%
Low
0.4%
Suspensions
0.1%
In-School
5.1% below state avg
Elementary Schools
3 schools
Saint Augustine School
0.8 mi
Grades PK-08
Meritor Academy
1.0 mi
Grades PK
B
Franklin School
1.2 mi
|
#345 of 825
|
Score: 49.2
Dropped 63 spots from last year
-9 below state avg
434 students
Moderate
Strong Attendance
Grades 01-05
Middle Schools
3 schools
A
Doherty Middle School
0.6 mi
|
#42 of 352
|
Score: 58.4
Improved 12 spots from last year
+0.2 above state avg
484 students
Moderate
Strong Attendance
Grades 06-08
A
Andover West Middle School
1.3 mi
|
#52 of 352
|
Score: 56.4
Dropped 36 spots from last year
-1.8 below state avg
478 students
Diverse
Strong Attendance
Grades 06-08
A-
North Andover Middle School
2.3 mi
|
#93 of 352
|
Score: 50.3
Improved 19 spots from last year
-7.9 below state avg
1,032 students
Moderate
Grades 06-08
High Schools
3 schools
Phillips Academy
0.6 mi
Grades 09-12
A+
Andover High School
1.5 mi
|
#24 of 346
|
Score: 72.9
Improved 10 spots from last year
+14.7 above state avg
1,578 students
Diverse
20 sports
• 2,968 athletes
Strong AP Program
High Graduation Rate
College Ready Curriculum
Strong Athletics
Grades 09-12
C
Lawrence High School
2.4 mi
|
#270 of 346
|
Score: 45.3
Improved 37 spots from last year
-12.9 below state avg
3,280 students
Less Diverse
13 sports
• 1,440 athletes
Early College Program
Rising School
Career Tech Programs
College Ready Curriculum
Grades 09-12
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Monthly Payment Calculator
Monthly Payment
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Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
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Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$810
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
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Current Rate
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
In Town
104 Summer St, Andover MA 01810
Andover, MA 01810
Listing Information
Listing Agent
The Durling Group
Listing Office
Leading Edge Real Estate
Office Phone
978-289-5860
Agent MLS ID
TM346444
Office MLS ID
AN5774
Listing Data Updated
Nov 4, 2026 1:09 PM EST
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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