77 Cogswell Street, Haverhill MA 01832

Haverhill, MA 01832
$499,900
Est. $3,261/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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4
Beds
2
Baths
2,324
Sq Ft
$215
Price/Sq Ft
0.30
Acres
1900
Year Built
4
Parking
New today
Time on Market
For Sale Listed Nov 2, 2026 • MLS# 73597670 Copied! • Updated Nov 3, 2026

Track this home for price, status, and open-house alerts.

About this home

A wonderful opportunity for the buyer with vision! This single-family home offers an in-law apartment, plus an additional parcel of ind in the rear, opening the door to exciting possibilities. Potential opportunities may include an ADU, expansion or exploring possibility of creating a three-unit property, multifamily, or condex, subject to city approvals and zoning requirements.

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Recently Sold Nearby

Price & Status History

Property Timeline

🏠
Listed for Sale
Nov 2, 2026
$499,900
Original listing
Agent: Robin R. McKeon Office: McKeon / Corcoran Real Estate

Tax History

Year Taxes Assessment
2026 $6,395 $602,800

Financial Details

Annual Property Tax
$6,395
Tax Year 2026
Assessed Value
$602,800

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1900
Living Area 2,324 sq ft
Lot Size 0.30 acres
Bedrooms 4
Full Baths 2
Total Rooms 10

Interior

Heating Oil, Natural Gas
Cooling None
Flooring None
Appliances None
Fireplace None
Basement Full
Laundry First Floor
Features In-law Floorplan

Exterior

Construction Frame
Architecture Colonial
Roof Shingle, Rubber
Features Storage, Fenced Yard, City View(s)
Pool None
Spa None
Fencing Fenced
Patio/Porch None
Features Paved Drive, Off Street, Paved
Total Spaces 4
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other None
Annual Tax $6,395
Assessed Value $602,800
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Lead Paint Unknown
Seller Disclosures Property Is Being Sold As Is As Seen-
Possession None
Accepted Financing None
Structure Type []
House Color Green
Sq Ft Source Public Record
Documents None
County Essex
Total market time (incl. prior listings) 1 days

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1900
Bedrooms
4
Full Bathrooms
2
Living Area
2,324 sq ft
Total Rooms
10

Floor Layout

Interior Features

Flooring:
Appliances:
Interior Features: In-Law Floorplan
Windows:
Basement: Full
Laundry: First Floor
Security:

Construction & Materials

Style: Colonial
Year Built: 1900
Structure Type:
Exterior Materials: Frame
Roof: Shingle, Rubber
Foundation: Stone

Utilities & Systems

Heating: Oil, Natural Gas
Heating Zones: 2
Cooling: None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Storage, Fenced Yard, City View(s)
Patio & Porch:
Fencing: Fenced
Other Structures:
Lot Features:
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 4
Parking Features: Paved Drive, Off Street, Paved

Special Features

View: Yes
View Type: City View(s), City
Community Amenities: Public Transportation, Shopping, Stable(s), Golf, Medical Facility, Laundromat, Highway Access, House of Worship, Marina, Public School, T-Station, University
School District
Haverhill School District local
C
🎓 Where Graduates Go Class of 2021
57% attend college
30% 4-Year 26% 2-Year 9% Out of State 0% Working
⚠ School Safety 2024-25
3.1% Above Average
3.0% Suspensions 0.9% In-School 0.1% Emergency
↓ 2.4% below state avg
E

Elementary Schools

3 schools
Moody Preschool Extension
0.3 mi
141 students Diverse
Diverse Student Body
Grades PK
C-
Walnut Square School
0.9 mi | #685 of 825 | Score: 36.6
Dropped 69 spots from last year
-21.6 below state avg
154 students Diverse
Diverse Student Body
Grades K-03
St. Joseph School of All Saints Parish
1.1 mi
Grades PK-08
M

Middle Schools

3 schools
C
John G Whittier School
1.2 mi | #281 of 352 | Score: 33.8
Improved 18 spots from last year
-24.4 below state avg
469 students Diverse
Diverse Student Body
Grades 05-08
C
Consentino Middle School
1.6 mi | #277 of 352 | Score: 34.1
Dropped 8 spots from last year
-24.1 below state avg
770 students Diverse
Grades 05-08
C-
Dr. Paul Nettle Middle School
2.5 mi | #293 of 352 | Score: 32.3
Dropped 43 spots from last year
-25.9 below state avg
504 students Diverse
Grades 05-08
H

High Schools

3 schools
C
Haverhill High School
0.6 mi | #256 of 346 | Score: 46.7
Improved 74 spots from last year
-11.6 below state avg
1,850 students Diverse
21 sports • 1,780 athletes
Early College Program Rising School Career Tech Programs Strong Athletics
Grades 09-12
B-
Gateway Academy
0.8 mi | #15 of 25 | Score: 31.2
Improved 357 spots from last year
-27 below state avg
132 students Diverse
Rising School
Grades 07-12
B+
Whittier Regional Vocational School
4.1 mi | #123 of 346 | Score: 58.6
Dropped 34 spots from last year
+0.4 above state avg
1,288 students Diverse
Early College Program High Graduation Rate Career Tech Programs College Ready Curriculum
Grades 09-12
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Monthly Payment Calculator

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Loan Amount
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After down payment
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $533
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

77 Cogswell Street, Haverhill MA 01832

Haverhill, MA 01832

Listing Information

Listing Agent Robin R. McKeon
Listing Office McKeon / Corcoran Real Estate
Office Phone 978-374-0112
Agent MLS ID F00196RM
Office MLS ID F19601
Listing Data Updated Nov 3, 2026 3:30 AM EST
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steve Novak Real Estate
Steve Novak Real Estate
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