78 Waterhill St # 78, Lynn MA 01905

Lynn, MA 01905
$799,900
$779,900
Est. $4,827/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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3
Beds
3.5
Baths
3,190
Sq Ft
$244
Price/Sq Ft
0.32
Acres
2016
Year Built
6
Parking
41
Days on Market
For Sale Price Drop -$20,000 Listed Sep 7, 2026 • MLS# 73572664 Copied! • Updated Oct 12, 2026

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About this home

Welcome to 78 Waterhill Street, where the space, comfort and functionality of a single-family home meet the benefits of condo ownership. Built in 2016, this impressive duplex-style residence offers 3,190 sq. ft. of finished living space across three levels and a layout that truly lives like a single-family home.• SINGLE-FAMILY FEEL • 3 BEDROOMS | 3.5 BATHS | 3,190 SQ FT FINISHED SPACE • OPEN-CONCEPT MAIN LEVEL • PRIVATE OUTDOOR SPACE • VERSATILE FINISHED LOWER LEVEL

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Recently Sold Nearby

Price & Status History

Market Insights

1
Price Changes
2.5%
Price Range

Property Timeline

↓
Price Reduced
Oct 9, 2026
$779,900 $20,000 (-2.5%)
From $799,900 to $779,900 (-2.5%)
👁️
Showing Instructions Updated
Sep 10, 2026
New showing requirements
🏠
Listed for Sale
Sep 7, 2026
$799,900
Original listing

Tax History

Year Taxes Assessment
2026 $6,821 $662,200

Financial Details

Annual Property Tax
$6,821
Tax Year 2026
HOA Fee
$115
Monthly
Assessed Value
$662,200

Facts & Features

Central AC

Home Facts

Type Residential
Style Condominium
Year Built 2016
Living Area 3,190 sq ft
Lot Size 0.32 acres
Stories 3
Bedrooms 3
Full Baths 3
Half Baths 1
Total Rooms 8

Interior

Heating Central, Electric
Cooling Central Air
Flooring Hardwood, Vinyl
Appliances Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Basement Y
Laundry Washer Hookup, First Floor, In Unit, Electric Dryer Hookup
Features Bathroom - Half, Bathroom - Full, Bathroom, Bonus Room, Home Office

Exterior

Construction Frame
Architecture None
Roof Shingle
Features Deck, Storage, Fenced Yard
Pool None
Spa None
Fencing Fenced
Patio/Porch Deck
Features Off Street, Tandem, Paved
Total Spaces 6
Electric 200+ Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range, For Gas Oven, For Electric Dryer, Washer Hookup
Annual Tax $6,821
Assessed Value $662,200

HOA & Community

HOA Fee $115 Monthly
Fee Includes Insurance
Amenities None
Optional Fee Includes None
Owner-Occupied Units 2
Down Payment Resource Eligible
Lead Paint Unknown
Seller Disclosures Roof Solar Panels Are Under A Sunrun/vivint Power Purchase Agreement, Not A Solar Loan. There Is No Upfront Purchase Balance For The Panels And The Homeowner Purchases The Electricity Generated By The Panels. With The Sale, Sellers Will Coordinate With Sunrun To Transfer The Agreement To Buyers.
Possession None
Accepted Financing Contract
Structure Type ["Townhouse"]
Unit/Building 78
Sq Ft Source Public Record
Documents Master Deed (1)
County Essex
Total market time (incl. prior listings) 35 days

Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
2016
Bedrooms
3
Full Bathrooms
3
Half Bathrooms
1
Living Area
3,190 sq ft
Total Rooms
8
Stories
3
Entry Level
1

Floor Layout

Interior Features

Flooring: Hardwood, Vinyl
Appliances: Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features: Bathroom - Half, Bathroom - Full, Bathroom, Bonus Room, Home Office
Windows:
Basement: Y
Laundry: Washer Hookup, First Floor, In Unit, Electric Dryer Hookup
Security:

Construction & Materials

Year Built: 2016
Structure Type: Townhouse
Exterior Materials: Frame
Roof: Shingle
Foundation:
Stories: 3

Utilities & Systems

Heating: Central, Electric
Heating Zones: 2
Cooling: Central Air
Cooling Zones: 2
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features: Other (See Remarks)

Exterior & Lot

Exterior Features: Deck, Storage, Fenced Yard
Patio & Porch: Deck
Fencing: Fenced
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 6
Parking Features: Off Street, Tandem, Paved

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
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Over life of loan
Total Cost
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Including down payment
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Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $568
Homeowners Insurance $200
HOA Fee $115/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
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+0.5% Rate
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Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

78 Waterhill St # 78, Lynn MA 01905

Lynn, MA 01905

Listing Information

Listing Agent Jason Richardson
Listing Office Truss Realty Advisors, LLC
Office Phone 617-967-2271
Agent MLS ID CN210609
Office MLS ID AN4909
Listing Data Updated Oct 12, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

Contact Us

Steve Novak Real Estate
Steve Novak Real Estate
BMN Boston Powered by SERHANT
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