FeaturesCeiling Fan(s)
LevelSecond
78 Waterhill St # 78, Lynn MA 01905
Lynn, MA 01905
$799,900
$779,900
Est. $4,827/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Welcome to 78 Waterhill Street, where the space, comfort and functionality of a single-family home meet the benefits of condo ownership. Built in 2016, this impressive duplex-style residence offers 3,190 sq. ft. of finished living space across three levels and a layout that truly lives like a single-family home.• SINGLE-FAMILY FEEL • 3 BEDROOMS | 3.5 BATHS | 3,190 SQ FT FINISHED SPACE • OPEN-CONCEPT MAIN LEVEL • PRIVATE OUTDOOR SPACE • VERSATILE FINISHED LOWER LEVEL
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Recently Sold Nearby
Price & Status History
Market Insights
1
Price Changes
2.5%
Price Range
Property Timeline
Price Reduced
Oct 9, 2026
$779,900
$20,000
(-2.5%)
From $799,900 to $779,900 (-2.5%)
Showing Instructions Updated
Sep 10, 2026
New showing requirements
Listed for Sale
Sep 7, 2026
$799,900
Original listing
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/09/2026 | ↓ Price Reduced | $779,900 | $20,000 | - | From $799,900 to $779,900 (-2.5%) |
| 09/10/2026 | 👁️ Showing Instructions Updated | - | - | - | New showing requirements |
| 09/07/2026 | 🏠 Listed for Sale | $799,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $6,821 | $662,200 |
Financial Details
Annual Property Tax
$6,821
Tax Year 2026
HOA Fee
$115
Monthly
Assessed Value
$662,200
Facts & Features
Central AC
Home Facts
Type
Residential
Style
Condominium
Year Built
2016
Living Area
3,190 sq ft
Lot Size
0.32 acres
Stories
3
Bedrooms
3
Full Baths
3
Half Baths
1
Total Rooms
8
Interior
Heating
Central, Electric
Cooling
Central Air
Flooring
Hardwood, Vinyl
Appliances
Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace
None
Basement
Y
Laundry
Washer Hookup, First Floor, In Unit, Electric Dryer Hookup
Features
Bathroom - Half, Bathroom - Full, Bathroom, Bonus Room, Home Office
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
Deck, Storage, Fenced Yard
Pool
None
Spa
None
Fencing
Fenced
Patio/Porch
Deck
Parking
Features
Off Street, Tandem, Paved
Total Spaces
6
Utilities
Electric
200+ Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range, For Gas Oven, For Electric Dryer, Washer Hookup
Financial
Annual Tax
$6,821
Assessed Value
$662,200
HOA & Community
HOA Fee
$115 Monthly
Fee Includes
Insurance
Amenities
None
Optional Fee Includes
None
Owner-Occupied Units
2
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Roof Solar Panels Are Under A Sunrun/vivint Power Purchase Agreement, Not A Solar Loan. There Is No Upfront Purchase Balance For The Panels And The Homeowner Purchases The Electricity Generated By The Panels. With The Sale, Sellers Will Coordinate With Sunrun To Transfer The Agreement To Buyers.
Additional Details
Possession
None
Accepted Financing
Contract
Structure Type
["Townhouse"]
Unit/Building
78
Sq Ft Source
Public Record
Documents
Master Deed (1)
County
Essex
Total market time (incl. prior listings)
35 days
Property Overview
Property Type
Condominium
Listing Type
For Sale
Year Built
2016
Bedrooms
3
Full Bathrooms
3
Half Bathrooms
1
Living Area
3,190 sq ft
Total Rooms
8
Stories
3
Entry Level
1
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,203 sq ft above grade
987 sq ft below grade
FeaturesFlooring - Hardwood
LevelSecond
FeaturesBathroom - Full, Bathroom - With Shower Stall, Flooring - Stone/Ceramic Tile
LevelSecond
FeaturesBathroom - Full, Bathroom - Tiled With Tub, Flooring - Stone/Ceramic Tile
LevelSecond
FeaturesCeiling Fan(s), Flooring - Hardwood
LevelSecond
FeaturesFlooring - Stone/Ceramic Tile, Deck - Exterior, Exterior Access, Slider, Gas Stove
LevelFirst
FeaturesBathroom - Half
LevelFirst
FeaturesCeiling Fan(s), Flooring - Hardwood, Open Floorplan
LevelFirst
FeaturesCeiling Fan(s), Flooring - Hardwood, Open Floorplan
LevelFirst
FeaturesFlooring - Vinyl
LevelBasement
FeaturesFlooring - Vinyl
LevelBasement
FeaturesYes
Display Options
Outdoor Areas
Patio & porchDeck
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (3)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Hardwood, Vinyl
Appliances:
Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Bathroom - Half, Bathroom - Full, Bathroom, Bonus Room, Home Office
Windows:
Basement:
Y
Laundry:
Washer Hookup, First Floor, In Unit, Electric Dryer Hookup
Security:
Construction & Materials
Year Built:
2016
Structure Type:
Townhouse
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Stories:
3
Utilities & Systems
Heating:
Central, Electric
Heating Zones:
2
Cooling:
Central Air
Cooling Zones:
2
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Other (See Remarks)
Exterior & Lot
Exterior Features:
Deck, Storage, Fenced Yard
Patio & Porch:
Deck
Fencing:
Fenced
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Total Parking Spaces:
6
Parking Features:
Off Street, Tandem, Paved
Nearby Schools
School District
Lynn School District local
D
School Safety
2024-25
3.5%
Above Average
3.0%
Suspensions
0.3%
In-School
0.1%
Expulsions
0.4%
Emergency
2.0% below state avg
Elementary Schools
10 schools
Sacred Heart Elementary School
0.2 mi
Grades PK-08
C-
Lynn Vocational Technical Institute
0.9 mi
|
#292 of 346
|
Score: 41.8
Improved 42 spots from last year
-16.4 below state avg
1,566 students
Moderate
Early College Program
High Graduation Rate
Rising School
Career Tech Programs
Grades PK-12
B-
KIPP Academy Lynn Charter School
1.2 mi
|
#203 of 346
|
Score: 52.0
Improved 58 spots from last year
-6.2 below state avg
1,629 students
Moderate
High Graduation Rate
Rising School
College Ready Curriculum
Grades K-12
St. Pius V Elementary School
1.6 mi
Grades PK-08
North Shore Christian School
1.9 mi
Grades PK-08
TEAMS Academy at Virginia Barton Center
2.0 mi
27 students
Diverse
Grades PK-12
The Hathaway School
2.4 mi
Grades PK-08
C
A. Drewicz Elementary School
0.2 mi
|
#599 of 825
|
Score: 40.8
Improved 85 spots from last year
-17.4 below state avg
502 students
Moderate
Rising School
Grades K-05
William R Fallon School
0.4 mi
26 students
Diverse
Grades PK-05
C-
Lincoln-Thomson School
0.4 mi
|
#730 of 825
|
Score: 33.6
Dropped 15 spots from last year
-24.6 below state avg
189 students
Diverse
Grades K-05
Middle Schools
2 schools
C+
Pickering Middle School
1.7 mi
|
#229 of 352
|
Score: 38.5
Improved 78 spots from last year
-19.7 below state avg
539 students
Diverse
Rising School
Grades 06-08
C-
Thurgood Marshall Middle School
2.1 mi
|
#311 of 352
|
Score: 30.7
Improved 40 spots from last year
-27.5 below state avg
1,190 students
Moderate
Rising School
Grades 06-08
High Schools
6 schools
City Arts & Sciences Academy at Fecteau-Leary
0.8 mi
259 students
Moderate
Grades 06-12
St. Mary's High School
1.0 mi
Grades 07-12
B+
Fredrick Douglass Collegiate Academy
1.4 mi
|
#11 of 25
|
Score: 34.7
Improved 331 spots from last year
-23.5 below state avg
364 students
Moderate
Early College Program
Rising School
Grades 06-12
C-
Classical High School
0.8 mi
|
#304 of 346
|
Score: 37.5
Improved 49 spots from last year
-20.8 below state avg
1,513 students
Moderate
Early College Program
Rising School
Career Tech Programs
Grades 09-12
B-
Harold Durgin Success Academy
0.8 mi
|
#16 of 25
|
Score: 30.4
Improved 329 spots from last year
-27.8 below state avg
98 students
Moderate
Rising School
Career Tech Programs
Strong Attendance
Grades 09-12
D
Lynn English High School
1.6 mi
|
#315 of 346
|
Score: 35.5
Improved 40 spots from last year
-22.7 below state avg
1,727 students
Moderate
18 sports
• 1,425 athletes
Early College Program
Rising School
Career Tech Programs
Strong Athletics
Grades 09-12
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Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
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Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$568
Homeowners Insurance
$200
HOA Fee
$115/mo
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
78 Waterhill St # 78, Lynn MA 01905
Lynn, MA 01905
Listing Information
Listing Agent
Jason Richardson
Listing Office
Truss Realty Advisors, LLC
Office Phone
617-967-2271
Agent MLS ID
CN210609
Office MLS ID
AN4909
Listing Data Updated
Oct 12, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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