81 Central St, Andover MA 01810

Andover, MA 01810
$1,199,900
Est. $7,278/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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2
Beds
2.5
Baths
2,651
Sq Ft
$453
Price/Sq Ft
0.58
Acres
1845
Year Built
5
Parking
24
Days on Market
Sale Pending Listed Sep 9, 2026 • MLS# 73573998 Copied! • Updated Oct 5, 2026

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About this home

Tucked close to the heart of town and Phillips Academy, this stunning antique Gothic Revival home blends timeless character with thoughtful modern updates. Two bedroom suites—with an option to convert the office/studio to a third bedroom—including 2½ baths offer comfortable, move-in-ready living. The updated cook’s kitchen and pantry, upscale renovated bathroom, newer furnace and roof bring today’s convenience and best quality to a home full of period charm. Shiplap paneling and custom woodwork throughout add the kind of character new construction simply cannot replicate. Outside, a gorgeous, professionally landscaped lot provides a private, picturesque backdrop for outdoor living and entertaining, offering a peaceful retreat just steps from everything downtown Andover has to offer. The back covered porch is a great place for al fresco dining or relaxing with a cup of coffee in the morning. Commuters will love the unbeatable convenience of being within close proximity to the Andover commuter rail station, with direct service into Boston, making this an ideal home base for anyone splitting time between in-town charm and a city commute. For buyers looking to grow into the space, there's excellent potential to add a third bedroom, making this a smart choice for a variety of lifestyles, whether you're a first-time buyer, downsizing, or simply looking to plant roots in one of Andover's most sought-after neighborhoods. With its unbeatable in-town location, proximity to shops, restaurants, and the train, and a rare blend of historic character and modern livability, this is a genuine opportunity to own a piece of local history.

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Recently Sold Nearby

Property History

Market Insights

Property Timeline

📋
Status: Active under contract
Sep 21, 2026
Active → Active Under Contract
⏳
Pending Sale
Sep 18, 2026
Offer accepted, sale pending
🏠
Listed for Sale
Sep 9, 2026
$1,199,900
Original listing
Agent: The Lucci Witte Team Office: William Raveis R.E. & Home Services

Tax History

Year Taxes Assessment
2025 $12,129 $971,100

Financial Details

Annual Property Tax
$12,129
Tax Year 2025
Assessed Value
$971,100

Facts & Features

Central AC

Home Facts

Type Residential
Style Single Family Residence
Year Built 1845
Living Area 2,651 sq ft
Lot Size 0.58 acres
Bedrooms 2
Full Baths 2
Half Baths 1
Total Rooms 8

Interior

Heating Forced Air, Natural Gas
Cooling Central Air
Flooring Vinyl, Hardwood, Flooring - Hardwood
Appliances Gas Water Heater, Electric Water Heater, Oven, Dishwasher, Washer, Dryer
Fireplace Living Room
Fireplaces 1
Basement Full
Laundry Flooring - Hardwood, First Floor
Features Office

Exterior

Construction Frame
Architecture Greek Revival
Roof Shingle
Features Porch, Deck, Deck - Wood
Pool None
Spa None
Fencing None
Patio/Porch Porch, Deck, Deck - Wood
Features Off Street
Total Spaces 5
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other None
Annual Tax $12,129
Assessed Value $971,100
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures 81 Central Street Is Part Of Historic Preservation And The Local Historic District. New Ovens On Order And Will Be Replaced Prior To Closing. Public Record States 1.5 Bathrooms. Buyer And Buyers Agent To Conduct Due Diligence. Some Photos Virtually Enhanced. Some Windows Painted Shut.
Exclusions Refrigerator And Pantry Light Excluded. See Additional Details At Attached Inclusion/Exclusion Form
Possession None
Accepted Financing None
Structure Type []
House Color White
Sq Ft Source Appraiser
Documents None
County Essex
Total market time (incl. prior listings) 26 days

Property Overview

Property Type
Single Family Residence
Listing Type
Sale Pending
Year Built
1845
Bedrooms
2
Full Bathrooms
2
Half Bathrooms
1
Living Area
2,651 sq ft
Total Rooms
8

Floor Layout

Interior Features

Flooring: Vinyl, Hardwood, Flooring - Hardwood
Appliances: Gas Water Heater, Electric Water Heater, Oven, Dishwasher, Washer, Dryer
Interior Features: Office
Windows:
Basement: Full
Laundry: Flooring - Hardwood, First Floor
Security:

Construction & Materials

Style: Greek Revival
Year Built: 1845
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter, Stone

Heating, Cooling & Utilities

Heating: Forced Air, Natural Gas
Heating Zones: 2
Cooling: Central Air
Cooling Zones: 2
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch, Deck, Deck - Wood
Patio & Porch: Porch, Deck, Deck - Wood
Fencing:
Other Structures:
Lot Features: Level
Road Surface:

Parking & Garage

Total Parking Spaces: 5
Parking Features: Off Street

Special Features

Fireplaces: 1
Fireplace Type: Living Room
Community Amenities: Public Transportation, Shopping, Park, Highway Access, Private School, Public School, T-Station
School District
Andover School District local
A+
✓ School Safety 2024-25
0.4% Low
0.4% Suspensions 0.1% In-School
↓ 5.1% below state avg
E

Elementary Schools

10 schools
Saint Augustine School
0.5 mi
Grades PK-08
The Pike School Inc
1.3 mi
Grades PK-09
Andover School of Montessori
2.1 mi
Grades PK-08
Anderson School
2.2 mi
Grades PK-07
Melmark New England School
5.3 mi
Grades PK-12
A+
South Elementary School
1.6 mi | #58 of 825 | Score: 61.5
Dropped 8 spots from last year
+3.3 above state avg
420 students Diverse
Strong Attendance
Grades K-05
A+
Henry C Sanborn Elementary School
1.7 mi | #26 of 825 | Score: 64.3
Improved 15 spots from last year
+6.1 above state avg
308 students Diverse
Strong Attendance
Grades K-05
Shawsheen School
1.8 mi
104 students Diverse
Diverse Student Body
Grades PK
A
West Elementary School
1.8 mi | #134 of 825 | Score: 57.5
Improved 143 spots from last year
-0.7 below state avg
594 students Diverse
Rising School Strong Attendance
Grades K-05
A+
High Plain Elementary School
3.4 mi | #52 of 825 | Score: 62.3
Improved 47 spots from last year
+4.1 above state avg
500 students Diverse
Rising School Diverse Student Body Strong Attendance
Grades K-05
M

Middle Schools

3 schools
A
Doherty Middle School
0.6 mi | #42 of 352 | Score: 58.4
Improved 12 spots from last year
+0.2 above state avg
484 students Moderate
Strong Attendance
Grades 06-08
A
Andover West Middle School
0.8 mi | #52 of 352 | Score: 56.4
Dropped 36 spots from last year
-1.8 below state avg
478 students Diverse
Strong Attendance
Grades 06-08
A
Wood Hill Middle School
3.9 mi | #69 of 352 | Score: 53.5
Dropped 38 spots from last year
-4.7 below state avg
336 students Diverse
Diverse Student Body Strong Attendance
Grades 06-08
H

High Schools

3 schools
A+
Andover High School
0.8 mi | #24 of 346 | Score: 72.9
Improved 10 spots from last year
+14.7 above state avg
1,578 students Diverse
20 sports • 2,968 athletes
Strong AP Program High Graduation Rate College Ready Curriculum Strong Athletics
Grades 09-12
Phillips Academy
0.9 mi
Grades 09-12
B+
Greater Lawrence Regional Vocational Technical School
4.3 mi | #137 of 346 | Score: 57.4
Improved 51 spots from last year
-0.9 below state avg
1,893 students Moderate
High Graduation Rate Rising School Career Tech Programs College Ready Curriculum
Grades 09-12
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $1,011
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

81 Central St, Andover MA 01810

Andover, MA 01810

Listing Information

Listing Agent The Lucci Witte Team
Listing Office William Raveis R.E. & Home Services
Office Phone 978-475-5100
Agent MLS ID TM309944
Office MLS ID AN0949
Listing Data Updated Oct 5, 2026 9:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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