89 Third St, Lowell MA 01850

Lowell, MA 01850
$819,999
Est. $4,995/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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8
Beds
3
Baths
3,248
Sq Ft
$252
Price/Sq Ft
0.12
Acres
1880
Year Built
4
Parking
1
Days on Market
For Sale Open House Listed Oct 7, 2026 • MLS# 73588147 Copied! • Updated Oct 8, 2026

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Open House Schedule

18
Oct
Sunday, October 18
12:30 PM - 2:00 PM EDT
17
Oct
Saturday, October 17
12:00 PM - 2:00 PM EDT

About this home

Welcome to 89 3rd Street, a turn-key 3-family property spanning 3,248 square feet in Lowell’s Centralville neighborhood. Ideal for both savvy investors and owner-occupants, this multi-unit home features 3 distinct units totaling 9 bedrooms and 3 full bathrooms. The updated interiors boast renovated kitchens with quartz countertops, stainless steel appliances, modern finishes, and dedicated in-unit utility spaces. Additional amenities include on-site coin-operated laundry facilities, a private backyard, and a paved driveway offering off-street parking for 4 vehicles comfortably. Conveniently located minutes from downtown Lowell, UMass Lowell, Middlesex Community College, and major commuter routes including I-495 and the Lowell Commuter Rail.

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Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Oct 8, 2026
$819,999
Original listing
Agent: Marcos Leite Office: Cameron Real Estate Group

Tax History

Year Taxes Assessment
2026 $7,779 $685,400

Financial Details

Annual Property Tax
$7,779
Tax Year 2026
Assessed Value
$685,400

Facts & Features

Home Facts

Type Residential Income
Style 3 Family
Year Built 1880
Living Area 3,248 sq ft
Lot Size 0.12 acres
Stories 4
Bedrooms 8
Full Baths 3
Total Rooms 17

Investment Metrics

Units 3
Unit 1 Rent $2,940/mo · N
Unit 2 Rent $2,725/mo · N
Unit 3 Rent $2,200/mo · N
Total Monthly Rent $7,865/mo
Gross Income $94,380
Net Operating Income $94,380
Operating Expenses $2,525
Water/Sewer Expense $1,200
Electric Expense $575
Insurance Expense $3,350
Cap Rate 11.51%
Heating None
Cooling None
Flooring Wood, Tile, Vinyl
Appliances None
Fireplace None
Basement Full
Laundry None
Features None
Construction Frame
Architecture None
Roof None
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Features Paved Drive, Off Street
Total Spaces 4
Electric 110 Volts
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range

Financial

Annual Tax $7,779
Assessed Value $685,400
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Lead Paint Unknown
Seller Disclosures Property Sold As-is
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Sq Ft Disclosures Unit #3 Vacant
Documents None
County Middlesex
Total market time (incl. prior listings) 1 days

Property Overview

Property Type
3 Family
Listing Type
For Sale
Year Built
1880
Bedrooms
8
Full Bathrooms
3
Living Area
3,248 sq ft
Total Rooms
17
Stories
4
Levels
4

Floor Layout

Interior Features

Flooring: Wood, Tile, Vinyl
Appliances:
Interior Features:
Windows:
Basement: Full
Laundry:
Security:

Construction & Materials

Year Built: 1880
Structure Type:
Exterior Materials: Frame
Roof:
Foundation: Stone
Stories: 4

Heating, Cooling & Utilities

Heating:
Cooling:
Hot Water: Natural Gas
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 4
Parking Features: Paved Drive, Off Street

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

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Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $648
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

89 Third St, Lowell MA 01850

Lowell, MA 01850

Listing Information

Listing Agent Marcos Leite
Listing Office Cameron Real Estate Group
Office Phone 781-486-3180
Agent MLS ID CN200120
Office MLS ID AC0756
Listing Data Updated Oct 8, 2026 8:48 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steve Novak Real Estate
Steve Novak Real Estate
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