LevelFirst
95 Winthrop St, Waltham MA 02453
Waltham, MA 02453
$719,000
Est. $4,334/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Welcome to this updated Raised Ranch in Waltham’s desirable Cedarwood neighborhood! South-facing with abundant natural light, this inviting home features an open-concept kitchen, living, and dining area with a gas fireplace, creating a comfortable setting for everyday living and entertaining. A bedroom and full bathroom complete the main level. Downstairs, you’ll find two additional bedrooms plus a bonus room, a second full bathroom, and a dedicated laundry room, along with walk-out access. Central AC and two gas fireplaces provide year-round comfort, while a deck and storage shed enhance the outdoor space. Enjoy a convenient location near shops, restaurants, the commuter rail, and Waltham’s popular Moody Street, with easy access to Routes 95 and 90. A wonderful blend of comfort and convenience!
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Recently Sold Nearby
Property History
Market Insights
Property Timeline
Status: Active under contract
Sep 18, 2026
Active → Active Under Contract
Pending Sale
Sep 17, 2026
Offer accepted, sale pending
Listed for Sale
Sep 16, 2026
$719,000
Original listing
Agent: Santana Team
Office: Keller Williams Realty Boston Northwest
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/18/2026 | 📋 Status: Active under contract | - | - | - | Active → Active Under Contract |
| 09/17/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 09/16/2026 | 🏠 Listed for Sale | $719,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $5,983 | $579,700 |
Financial Details
Annual Property Tax
$5,983
Tax Year 2026
Assessed Value
$579,700
Facts & Features
Central AC
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1968
Living Area
1,482 sq ft
Lot Size
0.07 acres
Bedrooms
3
Full Baths
2
Total Rooms
5
Interior
Heating
Forced Air, Natural Gas
Cooling
Central Air
Flooring
Tile, Hardwood
Appliances
Electric Water Heater, Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator
Fireplace
None
Fireplaces
2
Basement
Full, Walk-out Access
Laundry
In Basement, Electric Dryer Hookup, Washer Hookup
Features
None
Exterior
Construction
Frame
Architecture
Raised Ranch
Roof
Asphalt/composition Shingles
Features
Deck, Storage
Pool
None
Spa
None
Fencing
None
Patio/Porch
Deck
Parking
Features
Paved Drive, Off Street
Total Spaces
4
Utilities
Electric
Circuit Breakers
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range, For Electric Dryer, Washer Hookup
Financial
Annual Tax
$5,983
Assessed Value
$579,700
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Beige
Sq Ft Source
Public Record
Documents
None
County
Middlesex
Total market time (incl. prior listings)
7 days
Property Overview
Property Type
Single Family Residence
Listing Type
Sale Pending
Year Built
1968
Bedrooms
3
Full Bathrooms
2
Living Area
1,482 sq ft
Total Rooms
5
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,482 sq ft above grade
LevelFirst
LevelFirst
LevelFirst
LevelFirst
LevelBasement
LevelBasement
LevelBasement
Display Options
Outdoor Areas
Patio & porchDeck
Room Markers
KKitchen (1)
BRBedroom (3)
BABathroom (2)
DDining (1)
LLiving (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Tile, Hardwood
Appliances:
Electric Water Heater, Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator
Interior Features:
Windows:
Basement:
Full, Walk-Out Access
Laundry:
In Basement, Electric Dryer Hookup, Washer Hookup
Security:
Construction & Materials
Style:
Raised Ranch
Year Built:
1968
Structure Type:
Exterior Materials:
Frame
Roof:
Asphalt/Composition Shingles
Foundation:
Concrete Perimeter
Heating, Cooling & Utilities
Heating:
Forced Air, Natural Gas
Heating Zones:
1
Cooling:
Central Air
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Deck, Storage
Patio & Porch:
Deck
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Total Parking Spaces:
4
Parking Features:
Paved Drive, Off Street
Special Features
Fireplaces:
2
Fireplace Type:
Community Amenities:
Public Transportation, Shopping, Medical Facility, Bike Path, Highway Access, Public School, University
Nearby Schools
School District
Waltham School District local
B+
School Safety
2024-25
2.3%
Average
2.2%
Suspensions
1.4%
In-School
0.1%
Emergency
3.2% below state avg
Elementary Schools
10 schools
Milestones Day School
1.5 mi
Grades 02-12
The Lumen Academy
2.0 mi
Grades PK-08
Our Lady's Academy
2.7 mi
Grades PK-08
B
William F. Stanley Elementary School
0.5 mi
|
#412 of 825
|
Score: 47.4
Improved 57 spots from last year
-10.8 below state avg
396 students
Diverse
Rising School
Diverse Student Body
Grades PK-05
B+
Thomas R Plympton Elementary School
0.8 mi
|
#305 of 825
|
Score: 50.7
Improved 342 spots from last year
-7.5 below state avg
335 students
Diverse
Rising School
Diverse Student Body
Grades K-05
B
Henry Whittemore Elementary School
1.4 mi
|
#353 of 825
|
Score: 48.9
Improved 148 spots from last year
-9.3 below state avg
355 students
Moderate
Rising School
Grades K-05
B
Dual Language School
1.9 mi
|
#410 of 825
|
Score: 47.5
Dropped 78 spots from last year
-10.7 below state avg
219 students
Moderate
Strong Attendance
Grades K-05
A-
Douglas MacArthur Elementary School
2.1 mi
|
#174 of 825
|
Score: 56.1
Improved 224 spots from last year
-2.1 below state avg
515 students
Diverse
Rising School
Diverse Student Body
Strong Attendance
Grades K-05
B+
James Fitzgerald Elementary School
2.3 mi
|
#264 of 825
|
Score: 51.9
Improved 8 spots from last year
-6.3 below state avg
352 students
Diverse
Diverse Student Body
Strong Attendance
Grades K-05
B
Northeast Elementary School
2.5 mi
|
#346 of 825
|
Score: 49.1
Improved 261 spots from last year
-9.1 below state avg
477 students
Diverse
Rising School
Diverse Student Body
Grades PK-05
Middle Schools
2 schools
A-
John F Kennedy Middle School
1.1 mi
|
#95 of 352
|
Score: 50.3
Improved 33 spots from last year
-8 below state avg
645 students
Diverse
Rising School
Diverse Student Body
Grades 06-08
B
John W. McDevitt Middle School
1.1 mi
|
#160 of 352
|
Score: 43.8
Dropped 17 spots from last year
-14.4 below state avg
604 students
Diverse
Grades 06-08
High Schools
4 schools
B-
Waltham Senior High School
1.1 mi
|
#181 of 346
|
Score: 53.6
Improved 57 spots from last year
-4.6 below state avg
1,784 students
Diverse
21 sports
• 1,802 athletes
Strong AP Program
Early College Program
Rising School
Career Tech Programs
Grades 09-12
Chapel Hill Chauncy Hall School
1.4 mi
Grades 09-12
Waltham Valor High School
1.9 mi
47 students
Less Diverse
Grades 09-12
Gann Academy-The New Jewish High School
2.5 mi
Grades 09-12
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Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
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Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$499
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
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Total interest paid
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Rate Impact
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
95 Winthrop St, Waltham MA 02453
Waltham, MA 02453
Listing Information
Listing Agent
Santana Team
Listing Office
Keller Williams Realty Boston Northwest
Office Phone
617-497-8900
Agent MLS ID
TM008732
Office MLS ID
BB5474
Listing Data Updated
Sep 23, 2026 9:10 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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