Lot 190 Otis Street, Winthrop MA 02152
Winthrop, MA 02152 • Point Shirley
$379,000
Est. $2,183/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Build your Point Shirley home on a lot that already has Winthrop Zoning Board approval for a single family. The zoning work is finished, so you can go straight to design and permitting. Go up two or three stories and the upper floors open to ocean views and a clear line to the Boston skyline. Mornings on the water, evenings watching the city lights, and Logan and downtown Boston only minutes away. Located beside 54 Otis St. Also offered as land MLS 73594294. Fully approved lot for single family build, variance recorded with registry of deeds.
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Recently Sold Nearby
Price & Status History
Property Timeline
Listed for Sale
Oct 28, 2026
$379,000
Original listing
Agent: Reserve Team
Office: Reference Real Estate
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/28/2026 | 🏠 Listed for Sale | $379,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $800 | $76,900 |
Financial Details
Annual Property Tax
$800
Tax Year 2026
Assessed Value
$76,900
Facts & Features
1 Car Garage
New Construction
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
2026
Living Area
0.00
Lot Size
0.0000
Interior
Heating
Other
Cooling
Other
Flooring
None
Appliances
None
Fireplace
None
Basement
None
Laundry
None
Features
None
Exterior
Construction
None
Architecture
Other (see Remarks)
Roof
None
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Garage Spaces
1
Has Garage
Yes
Features
None
Total Spaces
4
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$800
Assessed Value
$76,900
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Fully Approved Lot For Single Family Build, Variance Recorded With Registry Of Deeds. Vacant Land – No Existing Dwelling. The Home Depicted In The Listing Photos Is A Conceptual Rendering For Illustrative Purposes Only And Does Not Represent An Existing Structure On The Property.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Other
Documents
None
County
Suffolk
Total market time (incl. prior listings)
1 days
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
2026
Living Area
0 sq ft
Floor Layout
Interior Features
Flooring:
Appliances:
Interior Features:
Windows:
Basement:
Laundry:
Security:
Construction & Materials
Style:
Other (See Remarks)
Year Built:
2026
Structure Type:
Exterior Materials:
Roof:
Foundation:
Other
Utilities & Systems
Heating:
Other
Cooling:
Other
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Cleared
Road Surface:
Parking & Garage
Garage Spaces:
1
Total Parking Spaces:
4
Parking Features:
Nearby Schools
School District
Winthrop School District local
C
School Safety
2024-25
0.3%
Low
0.3%
Suspensions
5.2% below state avg
Elementary Schools
3 schools
B-
Arthur T. Cummings Elementary School
1.5 mi
|
#447 of 825
|
Score: 46.2
Improved 107 spots from last year
-12 below state avg
466 students
Moderate
Rising School
Grades 03-05
William P. Gorman/Fort Banks Elementary School
2.0 mi
486 students
Moderate
Grades PK-02
F
Guild Elementary School
2.7 mi
|
#797 of 825
|
Score: 28.9
Dropped 226 spots from last year
-29.3 below state avg
243 students
Less Diverse
Grades PK-06
Middle Schools
2 schools
B+
Winthrop Middle School
1.7 mi
|
#118 of 352
|
Score: 47.7
Dropped 25 spots from last year
-10.5 below state avg
455 students
Moderate
Grades 06-08
C
Garfield Middle School
3.3 mi
|
#265 of 352
|
Score: 35.1
Dropped 13 spots from last year
-23.1 below state avg
532 students
Moderate
Grades 06-08
High Schools
3 schools
C+
Winthrop High School
1.6 mi
|
#238 of 346
|
Score: 48.4
Dropped 109 spots from last year
-9.8 below state avg
553 students
Moderate
18 sports
• 1,118 athletes
High Graduation Rate
College Ready Curriculum
Strong Athletics
Grades 09-12
D
CityLab Innovation High School
2.8 mi
|
#330 of 346
|
Score: 28.3
Improved 11 spots from last year
-29.9 below state avg
128 students
Moderate
College Ready Curriculum
Grades 09-12
East Boston High
3.6 mi
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Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$67
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
Point Shirley
Lot 190 Otis Street, Winthrop MA 02152
Winthrop, MA 02152
Listing Information
Listing Agent
Reserve Team
Listing Office
Reference Real Estate
Office Phone
781-342-0052
Agent MLS ID
TM362024
Office MLS ID
AN8944
Listing Data Updated
Oct 29, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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