31 Surrey Lane, Harwich MA 02645

Harwich, MA 02645
$525,000
Est. $3,109/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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3
Beds
2
Baths
912
Sq Ft
$576
Price/Sq Ft
0.24
Acres
1965
Year Built
3
Parking
New today
Time on Market
For Sale Open House Listed Oct 29, 2026 • MLS# 73596811 Copied! • Updated Oct 30, 2026

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Open House Schedule

01
Nov
Sunday, November 1
10:30 AM - 12:00 PM EST
31
Oct
Saturday, October 31
11:00 AM - 12:30 PM EDT

About this home

Welcome to 31 Surrey Lane. This single-family home is situated on a corner lot in a quiet neighborhood close to both Harwich Port 1.4mi and Harwich Center 1.2mi. Area amenities include Bank St. Beach, the CC Rail Trail, Brooks Park, Cranberry Valley Golf Course, the Harwich Community Center and easy access to both rt 28 and Highway 6.Inside, you will find hardwood floors and an open concept living space that flows seamlessly from living room to dining room, to kitchen. The living room is centered around a wood burning fireplace and the dining room features dual corner built-in cabinetry. The kitchen comes fully equipped with a gas stove, range, microwave, dishwasher, refrigerator, and center island.Enjoy easy one floor living with 2 bedrooms and a shared full bath with a bathtub on the main level. The lower walk-out level offers more space for overflow guests. You’ll find a bonus room, second full bath with walk-in shower, 3rd bedroom, utility/storage room and separate laundry hook-up room. There is also an attic with pull down stairs for additional storage. The home is fueled by gas with a forced hot water heating system and is connected to town water. Outdoor features include a covered porch, outdoor shower, and an area to create seating around a fire pit. This home needs some TLC but offers great potential, a prime location, and is ready for its next chapter. (There are 7 virtually enhance photos included, the original unaltered photos proceed them)All information is deemed reliable and not guaranteed. Buyer and buyers agents to perform due diligence. Title V Inspection ordered. Site plan for 3-bedroom system in documents. Property needs TLC and offers lots of potential. *(Virtually enhanced photos are included)All information is deemed reliable and not guaranteed. Buyer and buyers agents to perform due diligence. Title V Inspection ordered. Site plan for 3-bedroom system in documents. Property needs TLC and offers lots of potential. *(Virtually enhanced photos are included)

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Price & Status History

Property Timeline

🏠
Listed for Sale
Oct 30, 2026
$525,000
Original listing
Agent: Cape Cod Power of Two Office: Compass

Tax History

Year Taxes Assessment
2026 $3,054 $525,700

Financial Details

Annual Property Tax
$3,054
Tax Year 2026
Assessed Value
$525,700

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1965
Living Area 912 sq ft
Lot Size 0.24 acres
Bedrooms 3
Full Baths 2
Total Rooms 5

Interior

Heating Baseboard, Natural Gas
Cooling None
Flooring Wood, Vinyl, Concrete
Appliances Gas Water Heater, Range, Dishwasher, Microwave, Refrigerator
Fireplace Living Room
Fireplaces 1
Basement Full, Partially Finished, Walk-out Access
Laundry Dryer Hookup - Electric, Washer Hookup
Features Lighting - Overhead, Bonus Room

Exterior

Construction Frame
Architecture Ranch
Roof Shingle
Features Deck - Roof, Deck - Wood, Rain Gutters
Pool None
Spa None
Fencing None
Patio/Porch Deck - Roof, Deck - Wood
Features Paved Drive, Off Street, Paved
Total Spaces 3
Electric 200+ Amp Service
Water Public
Sewer Inspection Required For Sale
Gas None
Other For Gas Range
Annual Tax $3,054
Assessed Value $525,700
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Lead Paint Unknown
Seller Disclosures None
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Documents None
County Barnstable
Total market time (incl. prior listings) 1 days

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1965
Bedrooms
3
Full Bathrooms
2
Living Area
912 sq ft
Total Rooms
5

Floor Layout

Interior Features

Flooring: Wood, Vinyl, Concrete
Appliances: Gas Water Heater, Range, Dishwasher, Microwave, Refrigerator
Interior Features: Lighting - Overhead, Bonus Room
Windows:
Basement: Full, Partially Finished, Walk-Out Access
Laundry: Dryer Hookup - Electric, Washer Hookup
Security:

Construction & Materials

Style: Ranch
Year Built: 1965
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter

Utilities & Systems

Heating: Baseboard, Natural Gas
Cooling: None
Hot Water:
Water Source: Public
Sewer: Inspection Required for Sale
Energy Features:

Exterior & Lot

Exterior Features: Deck - Roof, Deck - Wood, Rain Gutters
Patio & Porch: Deck - Roof, Deck - Wood
Fencing:
Other Structures:
Lot Features: Corner Lot
Road Surface:

Parking & Garage

Total Parking Spaces: 3
Parking Features: Paved Drive, Off Street, Paved

Special Features

Fireplaces: 1
Fireplace Type: Living Room
Community Amenities: Public Transportation, Shopping, Tennis Court(s), Park, Walk/Jog Trails, Golf, Bike Path, Conservation Area, Highway Access, House of Worship, Public School

Nearby Schools

School information not available for this location.

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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $255
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

31 Surrey Lane, Harwich MA 02645

Harwich, MA 02645

Listing Information

Listing Agent Cape Cod Power of Two
Listing Office Compass
Office Phone 508-945-1856
Agent MLS ID TM354708
Office MLS ID AN9041
Listing Data Updated Oct 30, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steve Novak Real Estate
Steve Novak Real Estate
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