FeaturesFlooring - Vinyl, Dining Area, Countertops - Stone/Granite/Solid, Kitchen Island, Remodeled, Gas Stove
LevelFirst
31 Surrey Lane, Harwich MA 02645
Harwich, MA 02645
$525,000
Est. $3,109/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
Adjust the payment calculatorTrack this home for price, status, and open-house alerts.
Open House Schedule
01
Nov
Sunday, November 1
10:30 AM - 12:00 PM EST
31
Oct
Saturday, October 31
11:00 AM - 12:30 PM EDT
About this home
Welcome to 31 Surrey Lane. This single-family home is situated on a corner lot in a quiet neighborhood close to both Harwich Port 1.4mi and Harwich Center 1.2mi. Area amenities include Bank St. Beach, the CC Rail Trail, Brooks Park, Cranberry Valley Golf Course, the Harwich Community Center and easy access to both rt 28 and Highway 6.Inside, you will find hardwood floors and an open concept living space that flows seamlessly from living room to dining room, to kitchen. The living room is centered around a wood burning fireplace and the dining room features dual corner built-in cabinetry. The kitchen comes fully equipped with a gas stove, range, microwave, dishwasher, refrigerator, and center island.Enjoy easy one floor living with 2 bedrooms and a shared full bath with a bathtub on the main level. The lower walk-out level offers more space for overflow guests. You’ll find a bonus room, second full bath with walk-in shower, 3rd bedroom, utility/storage room and separate laundry hook-up room. There is also an attic with pull down stairs for additional storage. The home is fueled by gas with a forced hot water heating system and is connected to town water. Outdoor features include a covered porch, outdoor shower, and an area to create seating around a fire pit. This home needs some TLC but offers great potential, a prime location, and is ready for its next chapter. (There are 7 virtually enhance photos included, the original unaltered photos proceed them)All information is deemed reliable and not guaranteed. Buyer and buyers agents to perform due diligence. Title V Inspection ordered. Site plan for 3-bedroom system in documents. Property needs TLC and offers lots of potential. *(Virtually enhanced photos are included)All information is deemed reliable and not guaranteed. Buyer and buyers agents to perform due diligence. Title V Inspection ordered. Site plan for 3-bedroom system in documents. Property needs TLC and offers lots of potential. *(Virtually enhanced photos are included)
View in the App
Save this property, schedule tours instantly, and get alerts when the price drops
Scan with phone
BMN Estimate
Get the number an algorithm can't give you
A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.
Recently Sold Nearby
Price & Status History
Property Timeline
Listed for Sale
Oct 30, 2026
$525,000
Original listing
Agent: Cape Cod Power of Two
Office: Compass
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/30/2026 | 🏠 Listed for Sale | $525,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $3,054 | $525,700 |
Financial Details
Annual Property Tax
$3,054
Tax Year 2026
Assessed Value
$525,700
Facts & Features
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1965
Living Area
912 sq ft
Lot Size
0.24 acres
Bedrooms
3
Full Baths
2
Total Rooms
5
Interior
Heating
Baseboard, Natural Gas
Cooling
None
Flooring
Wood, Vinyl, Concrete
Appliances
Gas Water Heater, Range, Dishwasher, Microwave, Refrigerator
Fireplace
Living Room
Fireplaces
1
Basement
Full, Partially Finished, Walk-out Access
Laundry
Dryer Hookup - Electric, Washer Hookup
Features
Lighting - Overhead, Bonus Room
Exterior
Construction
Frame
Architecture
Ranch
Roof
Shingle
Features
Deck - Roof, Deck - Wood, Rain Gutters
Pool
None
Spa
None
Fencing
None
Patio/Porch
Deck - Roof, Deck - Wood
Parking
Features
Paved Drive, Off Street, Paved
Total Spaces
3
Utilities
Electric
200+ Amp Service
Water
Public
Sewer
Inspection Required For Sale
Gas
None
Other
For Gas Range
Financial
Annual Tax
$3,054
Assessed Value
$525,700
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Barnstable
Total market time (incl. prior listings)
1 days
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1965
Bedrooms
3
Full Bathrooms
2
Living Area
912 sq ft
Total Rooms
5
Floor Layout
Interactive room guide
Floor Layout
Finished Area
912 sq ft above grade
100 sq ft below grade
FeaturesCloset, Flooring - Hardwood
LevelFirst
FeaturesBathroom - Full, Bathroom - Tiled With Tub & Shower, Flooring - Laminate
LevelFirst
FeaturesCloset/Cabinets - Custom Built, Flooring - Hardwood, Attic Access, Open Floorplan
LevelFirst
FeaturesFlooring - Hardwood, Window(s) - Picture
LevelFirst
FeaturesCloset, Flooring - Hardwood
LevelFirst
FeaturesCloset, Flooring - Vinyl
LevelBasement
FeaturesBathroom - Full, Bathroom - With Shower Stall, Flooring - Vinyl
LevelBasement
Display Options
Outdoor Areas
Patio & porchDeck - Roof, Deck - Wood
Room Markers
KKitchen (1)
BRBedroom (3)
BABathroom (2)
DDining (1)
LLiving (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Vinyl, Concrete
Appliances:
Gas Water Heater, Range, Dishwasher, Microwave, Refrigerator
Interior Features:
Lighting - Overhead, Bonus Room
Windows:
Basement:
Full, Partially Finished, Walk-Out Access
Laundry:
Dryer Hookup - Electric, Washer Hookup
Security:
Construction & Materials
Style:
Ranch
Year Built:
1965
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Concrete Perimeter
Utilities & Systems
Heating:
Baseboard, Natural Gas
Cooling:
None
Hot Water:
Water Source:
Public
Sewer:
Inspection Required for Sale
Energy Features:
Exterior & Lot
Exterior Features:
Deck - Roof, Deck - Wood, Rain Gutters
Patio & Porch:
Deck - Roof, Deck - Wood
Fencing:
Other Structures:
Lot Features:
Corner Lot
Road Surface:
Parking & Garage
Total Parking Spaces:
3
Parking Features:
Paved Drive, Off Street, Paved
Special Features
Fireplaces:
1
Fireplace Type:
Living Room
Community Amenities:
Public Transportation, Shopping, Tennis Court(s), Park, Walk/Jog Trails, Golf, Bike Path, Conservation Area, Highway Access, House of Worship, Public School
Nearby Schools
School District
Monomoy Regional School District local
C+
School Safety
2024-25
3.5%
Above Average
2.8%
Suspensions
1.5%
In-School
0.7%
Emergency
2.0% below state avg
Elementary Schools
3 schools
B+
Harwich Elementary School
1.5 mi
|
#277 of 825
|
Score: 51.5
Improved 80 spots from last year
-6.7 below state avg
410 students
Moderate
Rising School
Strong Attendance
Grades PK-04
Holy Trinity Regional School
2.4 mi
Grades PK
The Laurel School
3.8 mi
Grades PK-05
Middle Schools
2 schools
B-
Cape Cod Lighthouse Charter School
2.6 mi
|
#186 of 352
|
Score: 41.6
Improved 94 spots from last year
-16.6 below state avg
246 students
Less Diverse
Rising School
Grades 06-08
B+
Monomoy Regional Middle School
4.4 mi
|
#121 of 352
|
Score: 47.4
Dropped 40 spots from last year
-10.8 below state avg
381 students
Moderate
Grades 05-07
High Schools
2 schools
B-
Monomoy Regional High School
1.0 mi
|
#197 of 346
|
Score: 52.4
Dropped 22 spots from last year
-5.8 below state avg
700 students
Moderate
17 sports
• 1,050 athletes
High Graduation Rate
College Ready Curriculum
Strong Athletics
Grades 08-12
A-
Cape Cod Regional Vocational Technical High School
2.3 mi
|
#96 of 346
|
Score: 61.1
Improved 20 spots from last year
+2.9 above state avg
704 students
Moderate
15 sports
• 956 athletes
High Graduation Rate
Rising School
Career Tech Programs
College Ready Curriculum
Grades 09-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$255
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
Loading map...
Neighborhood
31 Surrey Lane, Harwich MA 02645
Harwich, MA 02645
Listing Information
Listing Agent
Cape Cod Power of Two
Listing Office
Compass
Office Phone
508-945-1856
Agent MLS ID
TM354708
Office MLS ID
AN9041
Listing Data Updated
Oct 30, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
Contact Us
Ask about this property — free, no obligation.
Similar Homes for Sale
Comparable Properties
Customize Comparable Search
Finding comparable properties...
Loading market insights for Harwich.